KL DECOR
ActiveSummary
KL DECOR has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (-€104,990) and a net result of -€3,920. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 13% of 26040 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability33▼-26
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.02 against 0.01 in 2023; short-term debt: 99.2% and cash: 0.2% of total assets), and equity is negative.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-41.2%
Return on assets
-1.5%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year -€104,990
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
30 d late
2022
4 d late
2021
5 d early
2020
26 d early
2019
63 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 16 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
-€104,990▼ 3.9%
2023 · -€101,071
Total assets
€254,966▼ 2.6%
2023 · €261,653
Net result
-€3,920
2023 · €6,406
Working capital
-€246,799▼ 21.7%
2023 · -€202,722
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€4,199▲ 74.5%€3,042€4,313▲ 41.8%€11,324▲ 163%€3,708▼ 67.3%
Net result-€10,531below the sector's middle half▲ 53.5%-€2,441below the sector's middle half▲ 76.8%€1,372within the sector's middle half€6,406within the sector's middle half▲ 367%-€3,920within the sector's middle half
Equity-€106,408below the sector's middle half▼ 11.0%-€108,848below the sector's middle half▼ 2.3%-€107,477below the sector's middle half▲ 1.3%-€101,071below the sector's middle half▲ 6.0%-€104,990below the sector's middle half▼ 3.9%
Total assets€291,901within the sector's middle half▼ 3.1%€279,111within the sector's middle half▼ 4.4%€270,935within the sector's middle half▼ 2.9%€261,653within the sector's middle half▼ 3.4%€254,966within the sector's middle half▼ 2.6%
Debt€398,309▲ 0.3%€387,959▼ 2.6%€378,412▼ 2.5%€362,724▼ 4.1%€359,956▼ 0.8%
Working capital-€235,712▼ 5.7%-€224,081▲ 4.9%-€198,676▲ 11.3%-€202,722▼ 2.0%-€246,799▼ 21.7%
Solvency-36.5%below the sector's middle half▼ 4.6pp-39.0%below the sector's middle half▼ 2.5pp-39.7%below the sector's middle half▼ 0.7pp-38.6%below the sector's middle half▲ 1.0pp-41.2%below the sector's middle half▼ 2.6pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 67% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €254,966
Fixed assets
€248,940 ▼ 4.2%
Current assets
€6,026 ▲ 219%
Key figures and ratios
EBITDA
€14,534▼
2023 · €22,012
Cash flow
€6,905▼
2023 · €17,094
Current ratio
0.02▲
2023 · 0.01
Debt to equity
-3.43▲
2023 · -3.59
ROA
-1.5%▼
2023 · 2.4%
Interest coverage
1.90▼
2023 · 4.48
Debt ≤ 1 year
€252,825▲
2023 · €204,610
Debt > 1 year
€107,131▼
2023 · €158,113
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,798 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- negative equity
- a small loss
1.9%
went bankrupt
6.0%
stopped otherwise
90%
still going
A further 2.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,798 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9,693 | €9,693 | €9,603 | €10,688 | €10,825 | ▲ 1.3% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €0 | - | - | - | - |
| Other operating charges640/8 | - | €1,468 | €4,328 | €1,642 | €1,696 | ▲ 3.3% |
| Gross operating margin9900 | €6,971 | €14,203 | €18,244 | €23,654 | €16,229 | ▼ 31.4% |
| Operating profit (loss)9901 | -€4,199 | €3,042 | €4,313 | €11,324 | €3,708 | ▼ 67.3% |
| Financial income75/76B | - | - | €2 | €0 | €26 | - |
| Recurring financial income75 | - | - | €2 | €0 | €26 | - |
| Financial charges65/66B | - | €5,483 | €2,944 | €4,918 | €7,654 | ▲ 55.6% |
| Recurring financial charges65 | €6,333 | €5,483 | €2,944 | €4,918 | €7,654 | ▲ 55.6% |
| Profit (loss) for the period before taxes9903 | -€10,531 | -€2,441 | €1,372 | €6,406 | -€3,920 | ▼ 161% |
| Profit (loss) for the period9904 | -€10,531 | -€2,441 | €1,372 | €6,406 | -€3,920 | ▼ 161% |
| Profit (loss) for the period to be appropriated9905 | -€10,531 | -€2,441 | €1,372 | €6,406 | -€3,920 | ▼ 161% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €291,901 | €279,111 | €270,935 | €261,653 | €254,966 | ▼ 2.6% |
| Fixed assets21/28 | €288,002 | €278,309 | €264,342 | €259,765 | €248,940 | ▼ 4.2% |
| Tangible fixed assets22/27 | €283,638 | €273,945 | €264,342 | €259,765 | €248,940 | ▼ 4.2% |
| Land and buildings22 | - | €273,945 | €264,342 | €254,739 | €245,136 | ▼ 3.8% |
| Plant, machinery and equipment23 | - | - | - | €5,026 | €3,804 | ▼ 24.3% |
| Financial fixed assets28 | €4,364 | €4,364 | €0 | - | - | - |
| Current assets29/58 | €3,899 | €802 | €6,593 | €1,888 | €6,026 | ▲ 219% |
| Amounts receivable within one year40/41 | €3,899 | €670 | €6,102 | €1,888 | €5,578 | ▲ 195% |
| Trade receivables40 | - | €670 | €6,102 | €1,240 | €5,564 | ▲ 349% |
| Other amounts receivable41 | - | €0 | - | €649 | €14 | ▼ 97.8% |
| Cash at bank and in hand54/58 | - | €132 | €491 | €0 | €448 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €291,901 | €279,111 | €270,935 | €261,653 | €254,966 | ▼ 2.6% |
| Equity10/15 | -€106,408 | -€108,848 | -€107,477 | -€101,071 | -€104,990 | ▼ 3.9% |
| Contributions10/11 | - | €34,000 | €34,000 | €34,000 | €34,000 | = |
| Revaluation surpluses12 | - | €49,990 | €49,990 | €49,990 | €49,990 | = |
| Profit (loss) carried forward14 | -€190,397 | -€192,838 | -€191,467 | -€185,060 | -€188,980 | ▼ 2.1% |
| Amounts payable17/49 | €398,309 | €387,959 | €378,412 | €362,724 | €359,956 | ▼ 0.8% |
| Amounts payable after more than one year17 | €158,698 | €163,076 | €173,143 | €158,113 | €107,131 | ▼ 32.2% |
| Financial debts170/4 | - | €163,076 | €173,143 | €158,113 | €107,131 | ▼ 32.2% |
| Amounts payable within one year42/48 | €239,611 | €224,883 | €205,269 | €204,610 | €252,825 | ▲ 23.6% |
| Current portion of amounts payable after more than one year42 | - | €14,412 | €17,433 | €21,448 | €16,542 | ▼ 22.9% |
| Financial debts43 | - | €1,394 | €0 | €431 | €0 | ▼ 100% |
| Credit institutions430/8 | - | €1,394 | €0 | €431 | €0 | ▼ 100% |
| Trade debts44 | €735 | €1,427 | €1,127 | €452 | €2,927 | ▲ 547% |
| Suppliers440/4 | - | €1,427 | €1,127 | €452 | €2,927 | ▲ 547% |
| Taxes, remuneration and social security45 | - | €439 | €1,296 | €646 | €2,064 | ▲ 220% |
| Taxes450/3 | - | €439 | €1,296 | €646 | €2,064 | ▲ 220% |
| Other amounts payable47/48 | - | €207,211 | €185,413 | €181,634 | €231,292 | ▲ 27.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€10,531 | -€2,441 | €1,372 | €6,406 | -€3,920 | ▼ 161% |
| + Depreciation and write-downs630 | €9,693 | €9,693 | €9,603 | €10,688 | €10,825 | ▲ 1.3% |
| Operating cash flow (approximation) | -€838 | €7,252 | €10,974 | €17,094 | €6,905 | ▼ 59.6% |
| Investment in fixed assets (approximation) | - | €0 | €4,364 | -€6,111 | €0 | ▲ 100% |
| Change in cash | - | - | €360 | -€491 | €448 | ▲ 191% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Highest result since 2018net €6,406 ▲367%
Operating result €11,324, net result €6,406, both a record.
04-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
2022
31-12
Financial
Back to profitnet €1,372
Net result €1,372 after 4 loss-making years.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
02-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 63 days late
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
26-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herent · 1 establishment unit since 2002
Ground area
3,236 m²
Building footprint
418 m²
Volume, LiDAR
2,769 m³
2 parcels, Flanders · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Steyneveld 1, 3293 Diest
since 20022.100.610.521
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24046A0029/00Y000 | Flanders | 2,964 m² | 1 · 318 m² | 10.4 m · 2 fl. |
| 24423H0194/00Y002 | Flanders | 272 m² | 1 · 100 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
WHISPER NOT
BE 0476.660.572
Herent
WOODEKO
BE 0466.307.506
Herent
'T HOOGEHUYS
BE 0886.143.993
Kinrooi
4 Everything Events
BE 0665.901.832
Lubbeek
ANNE - DECOR
BE 0433.488.941
Holsbeek
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 765 companies in sector 47552 we hold annual accounts for 444. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded12-06-2002
Fiscal year end31-12
Abbreviation NL
KLD
Activities, NACEBEL 2025
47552Retail sale of lighting equipment
E-invoicing
Reachable via Peppol
Peppol ID
0208:0477735787
Also
9925:BE0477735787
Registered
18-04-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.