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Maison BERNA

Active
Private limited companyfounded 1976active for 50 yearsDomeinlaan 185, 1190 Vorst, BelgiumKBO/BCE: BE 0416.427.334
Summary

Maison BERNA has been active since 1976 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€145) and a net result of €7,779. Equity has been shrinking by about 28% per year since 2018. Its solvency ranks better than 30% of 198 sector peers (NACE 14, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Official details

Source: KBO
Status
Active since 02-06-1976 Normal situation
Activity
Manufacture of outerwear NACE 14210
Establishment unit
2.012.766.826 1000 Brussel, since 01-10-1976
Financial year end
31 December
Peppol
Reachable since 17-12-2025

Board and ownership

Board
  • Felzensztajn SergeDirector · since 06-02-2002

Financial position

55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts 2025
Gross margin
€40,100
▲ 691%
Turnover
≈ €160,000
estimated
Profit
€7,779
Equity
-€145
▲ 98.2%
Total assets
€60,677
▼ 21.6%
  • Negative equity on 31-12-2025
  • 2025 accounts filed 61 days after the deadline
Score breakdownraises riskCapped at 59: negative equityLast filed accounts filed 61 days late; 3 of the last 3 accounts lateNegative equity -€145lowers riskFounded in 1976Size: total assets €60,677Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 46% of micro companies in clothing (NACE 14)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 25+10
equity -0.2% of total assets
Liquidity 10+5
short-term debt 99.8% · cash 8.1%
Profitability 60+55
return on assets 12.8%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (317 companies, NACE 14, micro)
Last 24 months 12-2024: 0.6% 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.8%▲ +0.2 percentage points vs 06-2025 08-2025: 1.2%▲ +0.4 percentage points vs 07-2025 09-2025: 1.4%▲ +0.2 percentage points vs 08-2025 10-2025: 2.2%▲ +0.8 percentage points vs 09-2025 11-2025: 2.2%● unchanged vs 10-2025 12-2025: 2.2%● unchanged vs 11-2025 01-2026: 2.2%● unchanged vs 12-2025 02-2026: 2.2%● unchanged vs 01-2026 03-2026: 2.2%● unchanged vs 02-2026 04-2026: 2.2%● unchanged vs 03-2026 05-2026: 2.2%● unchanged vs 04-2026 06-2026: 2.2%● unchanged vs 05-2026 07-2026: 2.3%▲ +0.1 percentage points vs 06-2026 08-2026: 2.7%▲ +0.4 percentage points vs 07-2026 09-2026: 2.7%● unchanged vs 08-2026highest value 10-2026: 0.5%▼ -2.2 percentage points vs 09-2026lowest value 11-2026: 0.5%● unchanged vs 10-2026lowest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.8 (0.7 in 2024), below 1. Short-term debt is 99.8% and cash 8.1% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 14, micro). It does better than 26% of them on solvency, 13% on liquidity, 54% on profitability and 91% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Founded in 1976
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €60,677
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Last filed accounts filed 61 days late; 3 of the last 3 accounts late
NBB · filings
raises risk · Negative equity -€145
NBB · annual accounts
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
61 days late
2024
61 days late
2023
40 days late
2022
70 days late
2021
33 days early
2020
54 days late
2019
60 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 45 days after the deadline. In the sector (NACE 14), the median for financial year 2024 was 6 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 September (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€145 View
  • Positive: 4th oldest company in the Brussels-Capital Region, Clothing sectorin the Checked rankings No. 4 View

Comparable companies

These companies have the same main activity as Maison BERNA: manufacture of outerwear (NACE 14210). They are comparable in size and age: total assets between €77,200 and €125,000, founded between 1968 and 1997.

CompanyTotal assetsGross margin
Maison BERNA Vorst€60,677€40,100
BRUSSELS KNITTING COMPANY Brussel€107,227€43,697
Confectie G. Bulte Lievegem€79,157€71,065
HUIS MAES Tielt€79,155€41,096
HENCEL ET CO Anderlecht€77,185€48,310
BURO QUATTRO Anzegem€90,146€12,217
DANIELS KLEDING Zonhoven€125,482€36,187
Full comparison

Key facts about Maison BERNA

What is the company number of Maison BERNA?
The company number of Maison BERNA is 0416.427.334. The VAT number is the same number with BE in front: BE 0416.427.334.
Where is Maison BERNA based?
The registered office is at Domeinlaan 185, 1190 Vorst.Company details
What does Maison BERNA do?
According to the KBO register, the main activity is manufacture of outerwear (NACE 14210).
What is the legal form of Maison BERNA?
The legal form of Maison BERNA is Private limited company (BV).
When was Maison BERNA founded?
Maison BERNA was founded on 02-06-1976.
Is Maison BERNA still active?
Yes, Maison BERNA is an active enterprise in the KBO register.
What is the turnover of Maison BERNA?
The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €40,100 and 2,953 comparable companies of the same size. It probably lies between €97,000 and €290,000. It is a rough estimate.Financials
Is Maison BERNA profitable?
In financial year 2025, Maison BERNA made a profit of €7,779.
Where can I find the annual accounts of Maison BERNA?
Maison BERNA filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Maison BERNA due?
Maison BERNA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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