BURO QUATTRO
ActiveThe file of BURO QUATTRO contains 2 historical bankruptcy publications, as published in the Belgian State Gazette.
Summary
The computed 12-month bankruptcy probability is 0.4% (very low). The 2024 annual accounts show equity of €23k and a net result of €-2k. Equity is growing by ~39.8% per year across the filed fiscal years. Its solvency ranks better than 50% of 220 sector peers (fiscal year 2024).
Checked score
Score 2024
47
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability27▼-27
Solvency53▼-4
Growth78=
Track record85
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity tight (current ratio 1.14 against 1.23 in 2023; short-term debt: 71.6% and cash: 3.5% of total assets), and 71.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
28.4%
Return on assets
-2.8%
Age of the figures
21 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 14
Relative position
BE, all sectors
reference
Sector 14
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-07-2025, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
30 d early
2023
on the day
2022
6 d early
2021
30 d late
2020
31 d late
2019
37 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€23k▼ 9.1%
2023 · €25k
2018: €7k
2019: €4k
2020: €5k
2021: €8k
2022: €20k
2023: €25k
2018 → 2024
Total assets
€80k▲ 3.2%
2023 · €78k
2018: €18k
2019: €12k
2020: €10k
2021: €14k
2022: €40k
2023: €78k
2018 → 2024
Net result
€-2k
2023 · €5k
2018: €-2k
2019: €-3k
2020: €919
2021: €3k
2022: €12k
2023: €5k
2018 → 2024
Working capital
€8k▼ 26.3%
2023 · €11k
2018: €5k
2019: €3k
2020: €4k
2021: €5k
2022: €2k
2023: €11k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€5k-€8k▲ 60.1%€20k▲ 147%€25k▲ 24.9%€23k▼ 9.1%
Operating result€2k-€6k▲ 161%€20k▲ 233%€13k▼ 37.2%€776▼ 93.9%
Net result€919-€3k▲ 232%€12k▲ 291%€5k▼ 58.0%€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 94% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €80k
Fixed assets
€15k ▼ 20.9%
Current assets
€66k ▲ 10.8%
Equity and liabilities €80k
Equity
€23k ▼ 9.1%
Debt
€57k ▲ 9.1%
Debt's share of the balance-sheet total rises from 67.7% to 71.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€5k▼
2023 · €16k
Cash flow
€2k▼
2023 · €9k
Current ratio
1.14▼
2023 · 1.23
Debt to equity
2.52▲
2023 · 2.10
ROE
-10.0%▼
2023 · 20.0%
ROA
-2.8%▼
2023 · 6.4%
Interest coverage
1.40▼
2023 · 3.22
Debt ≤ 1 year
€57k▲
2023 · €48k
Income taxes
€2k▼
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 46 lines
Balance sheet
Code20232024
Assets
Total assets20/58€78k€80k▲
Fixed assets21/28€19k€15k▼
Intangible fixed assets21€1k€911▼
Tangible fixed assets22/27€16k€13k▼
Land and buildings22€4k€4k▼
Furniture and vehicles24€13k€9k▼
Financial fixed assets28€700€700=
Current assets29/58€59k€66k▲
Amounts receivable after more than one year29€10k€10k=
Other amounts receivable291€10k€10k=
Amounts receivable within one year40/41€48k€51k▲
Trade receivables40€26k€17k▼
Other amounts receivable41€22k€34k▲
Cash at bank and in hand54/58€171€3k▲
Deferred charges and accrued income490/1€926€2k▲
Equity and liabilities
Total equity and liabilities10/49€78k€80k▲
Equity10/15€25k€23k▼
Contributions10/11€37k€37k=
Profit (loss) carried forward14€-12k€-14k▼
Amounts payable17/49€53k€57k▲
Amounts payable within one year42/48€48k€57k▲
Current portion of amounts payable after more than one year42€138-
Financial debts43€3k€3k▲
Credit institutions430/8€3k€3k▲
Trade debts44€26k€40k▲
Suppliers440/4€26k€40k▲
Taxes, remuneration and social security45€19k€14k▼
Taxes450/3€19k€14k▼
Other amounts payable47/48€600-
Accrued charges and deferred income492/3€5k-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€1k€3k▲
Non-recurring operating charges66A€2k€1k▼
Gross operating margin9900€19k€9k▼
Operating profit (loss)9901€13k€776▼
Financial income75/76B€893€2k▲
Recurring financial income75€691€2k▲
Non-recurring financial income76B€201-
Financial charges65/66B€5k€3k▼
Recurring financial charges65€5k€3k▼
Profit (loss) for the period before taxes9903€9k€-304▼
Income taxes67/77€4k€2k▼
Profit (loss) for the period9904€5k€-2k▼
Profit (loss) for the period to be appropriated9905€5k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-12k€-14k▼
Profit (loss) brought forward from the previous period14P€-17k€-12k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
23-07
Bankruptcy
Bankruptcy reversal
Ondernemingsrechtbank Gent, afdeling Kortrijk · BURO QUATTRO BV SINDS 1 JANUARI 2025 · event 16-07-2026
22-06
Bankruptcy
Opening
Ondernemingsrechtbank Gent, afdeling Kortrijk · BURO QUATTRO BV SINDS 1 JANUARI 2025 · event 16-06-2026
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €12k ▲291%
Operating result €20k, net result €12k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €919
Net result €919 after 2 loss-making years.
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
Show earlier events
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
25-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anzegem · 1 establishment unit since 1981
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nijverheidslaan 18570 AnzegemGround area
5,145 m²
Building footprint
2,717 m²
Volume, LiDAR
17,380 m³
2 parcels, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BURO QUATRO
since 19812.019.266.420
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34038B0391/00M002 | Flanders | 4,570 m² | 1 · 2,619 m² | 8.7 m · 2 fl. |
| 34004B0316/00H000 | Flanders | 575 m² | 1 · 99 m² | 5.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | SOFIE DEBUSSCHERE PRES. ROOSEVELTPLEIN 1,
8500 KORTRIJK |
16-06-2026 → 16-07-2026 |
Similar companies · same sector, comparable size
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BE 0542.787.848
Manage · Eq €25,074
CLORYAND BELGIUM
BE 0426.259.273
Braine-l'Alleud · Eq €19,981
Retouche Anvers
BE 0735.392.731
Antwerpen · Eq €25,999
Of 1,093 companies in sector 14210 we hold annual accounts for 213. 126 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-09-1981
Fiscal year end31-12
Activities, NACEBEL 2025
14210Manufacture of outerwear
46412Wholesale of household textiles and bedding
Sources
Crossroads Bank for EnterprisesNational Bank · 40 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.