Financials
- Financial year
- 2025
- Total assets
- €409,820
- Profit
- €5,882
- Solvency
- 13.8%
Total assets▲ 8.7%
Net result
20182025
HUMSAN
ActiveSummary
The computed 12-month bankruptcy probability of HUMSAN is 2.8% (moderate). The 2025 annual accounts show equity of €56,376 and a net result of €5,882. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 34% of 4,754 sector peers (NACE 56, financial year 2025). The company has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Cafés and bars
NACE 56301
1 site
Size
€409,820total assets 2025
- Staff
- 3 FTE
- Equity
- €56,376
- Profit
- €5,882
Turnover not published (abbreviated format)
Structure
- Kristof VAN HUMSKERKENDirector
- Sander DE SWERTDirector
2025 accounts filed 84 days late1 of 2 deeds summarised
Why 51raises riskLast filed accounts filed 84 days late; 1 of the last 3 lateSector: Food and beverage service activities (NACE 56)Equity €56,376 (13.8% of total assets)lowers riskFounded in 2012Show the evidence
Checked score
Score 2025
51
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 43% of its sector peers (NACE 56, micro)
Financial strength · tick = 2024
Average
Solvency
39+1
equity 13.8% of total assets
Liquidity
41-4
short-term debt 33.0% · cash 4.3%
Profitability
59-17
return on assets 1.4%
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 2.1%
12-2024: 2.1%● unchanged vs 11-2024
01-2025: 2.1%● unchanged vs 12-2024
02-2025: 2.1%● unchanged vs 01-2025
03-2025: 2.1%● unchanged vs 02-2025
04-2025: 2.1%● unchanged vs 03-2025
05-2025: 2.1%● unchanged vs 04-2025
06-2025: 2.0%▼ -0.1 percentage points vs 05-2025
07-2025: 2.3%▲ +0.3 percentage points vs 06-2025
08-2025: 2.8%▲ +0.5 percentage points vs 07-2025
09-2025: 3.4%▲ +0.6 percentage points vs 08-2025highest value
10-2025: 2.0%▼ -1.4 percentage points vs 09-2025
11-2025: 2.0%● unchanged vs 10-2025
12-2025: 2.0%● unchanged vs 11-2025
01-2026: 1.9%▼ -0.1 percentage points vs 12-2025
02-2026: 1.9%● unchanged vs 01-2026
03-2026: 1.9%● unchanged vs 02-2026
04-2026: 1.9%● unchanged vs 03-2026
05-2026: 1.9%● unchanged vs 04-2026
06-2026: 1.9%● unchanged vs 05-2026lowest value
07-2026: 1.9%● unchanged vs 06-2026
08-2026: 2.6%▲ +0.7 percentage points vs 07-2026
09-2026: 3.2%▲ +0.6 percentage points vs 08-2026
10-2026: 2.8%▼ -0.4 percentage points vs 09-2026
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.61, compared with 0.52 in 2024, below 1; short-term debt: 33% and cash: 4.3% of total assets), and 86.2% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 36% on solvency, 36% on liquidity, 40% on profitability and 58% on growth.
The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises risk
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €56,376
raises risk · 2025 accounts filed 84 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-10-2026, 84 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
84 days late
2024
28 days late
2023
50 days early
2022
31 days late
2021
11 days early
2020
29 days early
2019
56 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average on the deadline day; the sector median (NACE 56) for financial year 2024 is 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (4 of the last 5 filed years within 56 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
28-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · abbreviated…
- Annual accounts filedfinancial year 2024 · abbreviated…
- Back to profitnet €29,946
Key points
By topic
Board & ownership
- Board
- 2 members
- Kristof VAN HUMSKERKENDirector
- Sander DE SWERTDirector
Timeline
- Events
- 18
- Since
- 2014
- Next accounts
- by 31-07-2027
- 11-06-2024Annual accounts filed
- 13-11-2023Appointments: Sander DE SWERT (gewone bestuurder) and…
- 31-08-2023Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Cafés and barsNACE 56301
- Founded
- 09-05-2012
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 30
- Who signs
- Each director alone
- Annual meeting
- First Tuesday of June at 11:00
Key facts about HUMSAN
- What is the company number of HUMSAN?
- 0845.897.408. In Belgium the VAT number is the company number with BE in front: BE 0845.897.408.
- Where is HUMSAN based?
- The registered office is at Eikelstraat 11, 2500 Lier.Company details
- What does HUMSAN do?
- According to the KBO register, the main activity is cafés and bars (NACE 56301).
- What is the legal form of HUMSAN?
- Private limited company (BV).
- When was HUMSAN founded?
- On 09-05-2012.
- Is HUMSAN still active?
- Yes, HUMSAN is an active enterprise in the KBO register.
- How many employees does HUMSAN have?
- On average 3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of HUMSAN?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
- Is HUMSAN profitable?
- In financial year 2025, HUMSAN made a profit of €5,882.
- Where can I find the annual accounts of HUMSAN?
- HUMSAN filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of HUMSAN due?
- By 31-07-2027, for financial year 2026.Timeline
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