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MAISON BANNEUX Philippe

Active
Private limited companyfounded 1997active for 29 yearsAvenue Reine Astrid 2B, 4130 Esneux, BelgiumKBO/BCE: BE 0459.694.381
Summary

MAISON BANNEUX Philippe has been active since 1997 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €283,528 and a net result of -€5,720. Equity has been stable since 2018 (±0.3% per year). Its solvency ranks better than 88% of 12,777 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

Source: KBO
Status
Active since 08-01-1997 Normal situation
Activity
Retail sale of household furniture NACE 47551and 2 others
Establishment unit
2.079.856.875 4130 Esneux, since 10-01-1997
Financial year end
31 December
Peppol
Reachable

Financial position

84 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Gross margin
-€1,272
Loss
€5,720
Equity
€283,528
▼ 2.0%
Total assets
€365,242
▼ 1.5%
Score breakdownraises riskLiquidity: current ratio 1.03, cash €125Sector: Retail trade (NACE 47)lowers riskFounded in 1997Equity €283,528 (77.6% of total assets)Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 52% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 77.6% of total assets
Liquidity 50=
short-term debt 1.0% · cash 0.0%
Profitability 34-35
return on assets -1.6%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,281 companies, NACE 47, micro)
Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025lowest value 03-2025: 0.4%● unchanged vs 02-2025lowest value 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.5%▲ +0.1 percentage points vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.4%▼ -0.1 percentage points vs 05-2026 07-2026: 0.5%▲ +0.1 percentage points vs 06-2026highest value 08-2026: 0.4%▼ -0.1 percentage points vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026 11-2026: 0.4%● unchanged vs 10-2026
Credit of up to €23,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.03 (0.21 in 2024), below the usual 1.5. Short-term debt is 1% and cash 0% of total assets. 22.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 54% on liquidity, 26% on profitability and 35% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 1.03, cash €125
NBB · annual accounts
lowers risk · Founded in 1997
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Equity €283,528 (77.6% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
18 days early
2024
44 days early
2023
5 days early
2022
42 days early
2021
65 days early
2020
31 days late
2019
30 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 25 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 80% of companies in retail tradesector median €27,601 · 12,766 companies -€5,720 View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View

Recent changes

  1. · Gazette deed Registered office moved to EsneuxNew seat: 4130 Esneux, Rue Reine Astrid 2B · Appointment: BANNEUX Philippe Jean Angèle Jules (statutory director) · Reappointments: BANNEUX Philippe Jean Angèle Jules (director) and VIEUJEAN Brigitte Maria Camille (director)
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as MAISON BANNEUX Philippe: retail sale of household furniture (NACE 47551). They are comparable in size and age: total assets between €259,000 and €466,000, founded between 1987 and 2006.

CompanyTotal assetsGross margin
MAISON BANNEUX Philippe Esneux€365,242-€1,272
DE WOLF - DESIGN Asse€425,957-€5,666
TOISON D'OR FORNITURE Grez-Doiceau€465,927-€30,082
ARCHIPLAN Rotselaar€326,572-€1,043
BUVE KEUKENS Zoutleeuw€331,106€987
HIPPO VASTGOED Brasschaat€259,092-€54,483
Capital Shop Elsene€338,431-€5,373
Full comparison

Key facts about MAISON BANNEUX Philippe

What is the company number of MAISON BANNEUX Philippe?
The company number of MAISON BANNEUX Philippe is 0459.694.381. The VAT number is the same number with BE in front: BE 0459.694.381.
Where is MAISON BANNEUX Philippe based?
The registered office is at Avenue Reine Astrid 2B, 4130 Esneux.Company details
What does MAISON BANNEUX Philippe do?
According to the KBO register, the main activity is retail sale of household furniture (NACE 47551).
What is the legal form of MAISON BANNEUX Philippe?
The legal form of MAISON BANNEUX Philippe is Private limited company (BV).
When was MAISON BANNEUX Philippe founded?
MAISON BANNEUX Philippe was founded on 08-01-1997.
Is MAISON BANNEUX Philippe still active?
Yes, MAISON BANNEUX Philippe is an active enterprise in the KBO register.
What is the turnover of MAISON BANNEUX Philippe?
The annual accounts for financial year 2025 state no turnover.Financials
Is MAISON BANNEUX Philippe profitable?
In financial year 2025, MAISON BANNEUX Philippe made a loss of €5,720.
Where can I find the annual accounts of MAISON BANNEUX Philippe?
MAISON BANNEUX Philippe filed 29 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of MAISON BANNEUX Philippe due?
MAISON BANNEUX Philippe must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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