Result
-€10,900 -€10,900
From profit to loss in 2025, after a profit of €40,098 in 2024.
DE WOLF - DESIGN
Lifetime
20 annual accounts with figures on one time axis, 34 filings since 1992peak €252,271 (2006)
-€5,666▼ €65,961
lowest -€43,242 (2014)
-€10,900▼ €50,998
peak €407,898 (2024)
€396,998▼ 2.7%
€26,023▲ 6.9%
peak 4 FTE (2007)
-not published
Board2 names since 2021
2 directorsDE WOLF Els and 1 other
Documentsfilings and deeds
18-05-202674 days before the deadline
2025micro format
Gross margin from €60,294 to -€5,666Loss of €10,900
Key points
from the 2025 annual accountsFilings
34 annual accounts since 1992
The last five annual accounts were filed 55 to 77 days before the end of the period.
Position in the sector
93.2%
Higher solvency than 95% of companies in retail trade. Sector median 33.1% · 22,924 companies.
Turnover not published (micro format)
Checked score
95
Excellent
Financially stronger than 61% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026lowest value
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026highest value
07-2026: < 0.1%● unchanged vs 06-2026highest value
08-2026: < 0.1%● unchanged vs 07-2026highest value
09-2026: < 0.1%● unchanged vs 08-2026highest value
10-2026: < 0.1%● unchanged vs 09-2026highest value
11-2026: < 0.1%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
Loss of €10,900 (financial year 2025)
Sector: Retail trade (NACE 47)
lowers risk
Liquidity: current ratio 15.78, cash €375,114
Equity €396,998 (93.2% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 99% on liquidity, 20% on profitability and 34% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 12,322 companies had the same profile as DE WOLF - DESIGN has now. Each dot stands for 31 companies, two years later.
90.3%
were still trading
8.6%
stopped another way
0.7%
went bankrupt
Another 0.5% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of DE WOLF - DESIGN itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 12,322 companies, not a prediction for DE WOLF - DESIGN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 15.78 (17.28 in 2024), above the usual 1.5. Short-term debt is 6.1% and cash 88.1% of total assets. 6.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
74 days early
2024
77 days early
2023
55 days early
2022
55 days early
2021
75 days early
2020
65 days early
2019
59 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 66 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 May (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0445176451
Reappointments: DE WOLF Els (director) and DE WOLF Urbaan (director)
Legal-form conversion: from private limited company (pre-2019) to private limited company · General meeting of 22-03-2023 · Gazette deed
Capital increase
Capital from €153,600 to €18,600 · DE WOLF Urbaan Emile holds 5 shares · PODEVIJN Hilda holds 5 shares · General meeting of 11-04-2018 · Gazette deed
New establishment in Sint-Pieters-Leeuw
DE WOLF DESIGN, Bergensesteenweg 19
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DE WOLF - DESIGN Asse | €425,957 | -€5,666 | 93.2% | - |
| TOISON D'OR FORNITURE Grez-Doiceau | €465,927 | -€30,082 | -37.1% | - |
| BUVE KEUKENS Zoutleeuw | €331,106 | €987 | 83.5% | 0 |
| ARCHIPLAN Rotselaar | €326,572 | -€1,043 | -206.0% | 1.3 |
| PAUL GEVAERT Boortmeerbeek | €521,553 | -€1,684 | 72.4% | - |
| MAISON BANNEUX Philippe Esneux | €365,242 | -€1,272 | 77.6% | - |
| MEUBELS DHONDT Damme | €471,793 | -€3,664 | 99.5% | - |
These companies have the same main activity as DE WOLF - DESIGN: retail sale of household furniture (NACE 47551). They are comparable in size and age: total assets between €327,000 and €522,000, founded between 1977 and 1997.
Official details
Source: KBO- Status
- Active since 23-09-1991Normal situation
- Activity
- Retail sale of household furnitureNACE 47551and 1 other
- Establishment units
- 2.054.452.4761730 Asse, since 04-10-1991
- 2.257.418.3451600 Sint-Pieters-Leeuw, since 21-03-2016
- Financial year end
- 31 December
- Peppol
- Reachable since 18-11-2025
Annual accounts 2025
- €425,957▼ 2.5%
- ≈ 0.1 FTEestimated
- Filing
- Filed on 18-05-2026, 74 days before the end of the filing period
Insights on DE WOLF - DESIGN
DE WOLF - DESIGN files the micro format. That format states no turnover. The gross margin fell from €252,271 in 2006 to -€5,666 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DE WOLF - DESIGN
- What is the company number of DE WOLF - DESIGN?
- The company number of DE WOLF - DESIGN is 0445.176.451. The VAT number is the same number with BE in front: BE 0445.176.451.
- Where is DE WOLF - DESIGN based?
- The registered office is at Kastanjelaan 13, 1730 Asse.Company details
- What does DE WOLF - DESIGN do?
- According to the KBO register, the main activity is retail sale of household furniture (NACE 47551).
- What is the legal form of DE WOLF - DESIGN?
- DE WOLF - DESIGN is a private limited company (BV).
- When was DE WOLF - DESIGN founded?
- DE WOLF - DESIGN was founded on 23-09-1991.
- Is DE WOLF - DESIGN still active?
- Yes, DE WOLF - DESIGN is an active enterprise in the KBO register.
- How many employees does DE WOLF - DESIGN have?
- DE WOLF - DESIGN had an average of 0.5 full-time equivalents in financial year 2019, according to the filed annual accounts.Financials
- What is the turnover of DE WOLF - DESIGN?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.
- Is DE WOLF - DESIGN profitable?
- In financial year 2025, DE WOLF - DESIGN made a loss of €10,900.
- Where can I find the annual accounts of DE WOLF - DESIGN?
- DE WOLF - DESIGN filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of DE WOLF - DESIGN due?
- DE WOLF - DESIGN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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