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MAGLIAMO

Active
Private limited company (pre-2019)founded 201412 yrs activePaul Lautersstraat 2, 1000 Brussel, BelgiumKBO/BCE: BE 0553.942.749
Summary

MAGLIAMO has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €76,408 and a net result of -€17,475. Equity is shrinking by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 45% of 9138 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Risk analysisWatch ReportCompare
MAGLIAMOActiveChecked score 79/100
Risk analysis ReportCompare

Overview

Activity
Wholesale of clothing, excluding workwear and underwear
NACE 46423
1 site
Size
€197,444total assets 2025
Equity
€76,408
Loss
-€17,475
Financial health
79 Excellent Checked score 2025
Bankruptcy chance 12 m
0.5%
Structure
Accounts filed 13 d late0 of 2 deeds read
Why 79- Loss of €17,475, the second in a row (FY 2025)- Sector Wholesale trade (NACE 46)+ Founded in 2014+ Size: total assets €197,444Show the evidence

Checked score

Score 2025
79 / 100
Excellent
Probability in this band: under 0.55%
Better than 36% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 64-2
equity 38.7% of total assets
Liquidity 56+2
short-term debt 8.1% · cash 4.7%
Profitability 8+1
return on assets -8.9%
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,775 companies)
Last 24 months 11-2024: 1.8% 12-2024: 1.6%▼ -9.6% vs 11-2024 01-2025: 1.6%▼ -2.2% vs 12-2024 02-2025: 1.6%● 0.0% vs 01-2025 03-2025: 1.5%▼ -1.3% vs 02-2025 04-2025: 1.6%▲ +2.3% vs 03-2025 05-2025: 1.6%▲ +0.3% vs 04-2025 06-2025: 1.5%▼ -3.2% vs 05-2025 07-2025: 1.5%▲ +0.5% vs 06-2025 08-2025: 2.0%▲ +29.8% vs 07-2025highest value 09-2025: 1.3%▼ -34.3% vs 08-2025 10-2025: 1.2%▼ -5.4% vs 09-2025 11-2025: 1.2%● 0.0% vs 10-2025 12-2025: 1.2%● 0.0% vs 11-2025 01-2026: 1.2%▼ -1.6% vs 12-2025 02-2026: 1.2%● 0.0% vs 01-2026 03-2026: 1.2%▼ -0.6% vs 02-2026 04-2026: 1.0%▼ -14.5% vs 03-2026 05-2026: 1.0%▲ +0.3% vs 04-2026 06-2026: 1.0%▼ -1.7% vs 05-2026 07-2026: 1.0%▲ +1.2% vs 06-2026 08-2026: 1.4%▲ +40.1% vs 07-2026 09-2026: 0.5%▼ -62.0% vs 08-2026lowest value 10-2026: 0.5%● 0.0% vs 09-2026lowest value
  • Loss of €17,475, the second in a row (FY 2025) raises the probability
  • Founded in 2014 lowers the probability for this profile
  • Size: total assets €197,444 lowers the probability for this profile
  • Sector Wholesale trade (NACE 46) raises the probability
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 4.65 against 5.08 in 2024; short-term debt: 8.1% and cash: 4.7% of total assets), but 61.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 47%, liquidity 61%, profitability 15%, growth against the median 20%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Loss of €17,475, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 2014
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Size: total assets €197,444
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Sector Wholesale trade (NACE 46)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€17,475
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
13 d late
2024
5 d late
2023
15 d early
2022
56 d late
2021
47 d late
2020
18 d late
2019
20 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 15 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 13 August (4 of the last 5 filed years within 34 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: 4 loss-making years in a rowloss fiscal year 2025 -€17,475 View
  • Caution: Among the weakest 17% on net resultsector median €28,137 · 9,117 companies -€17,475 View
  • Total assets 20256 fiscal years filed €197,444 View

By topic

Financials

Fiscal year
2025
Total assets
€197,444
Loss
-€17,475
Solvency
38.7%
Total assets▼ 14.3%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 13-08-2026Annual accounts filed
  2. 05-08-2025Annual accounts filed
  3. 16-07-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Wholesale of clothing, excluding workwear and underwearNACE 46423
Founded
19-06-2014
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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