Equity
€49,032 from €83,790 in 2025
Equity fell by 41% in 1 year.
BeBambo
Lifetime
12 annual accounts with figures on one time axispeak €73,452 (2021)
-€26,713▼ €51,268
lowest -€34,758 (2026)
-€34,758▼ €34,821
peak €83,790 (2025)
€49,032▼ 41.5%
€145,174▲ 7.3%
Board2 names since 2014
1 directorVanbuel Fina
Documentsfilings and deeds
27-10-20264 days before the deadline
2026micro format
Gross margin from €24,555 to -€26,713Loss of €34,758Equity from €83,790 to €49,032
Key points
from the 2026 annual accountsDebts
€145,174 75% of the balance sheet
Financial debts 29%Suppliers 17%Taxes and wages 3%Other 51%
Of this, €107,717 falls due within a year.
Position in the sector
-€34,758
Lower net result than 91% of companies in wholesale trade. Sector median €8,195 · 481 companies.
Turnover not published (micro format)
Checked score
64
Healthy
Financially stronger than 24% of micro companies in wholesale trade (NACE 46)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,891 companies (NACE 46, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.3%▼ -0.1 percentage points vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.4%▲ +0.1 percentage points vs 06-2025
08-2025: 0.3%▼ -0.1 percentage points vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.4%▲ +0.1 percentage points vs 09-2025
11-2025: 0.3%▼ -0.1 percentage points vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026lowest value
05-2026: 0.3%● unchanged vs 04-2026lowest value
06-2026: 0.3%● unchanged vs 05-2026lowest value
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.3%● unchanged vs 07-2026
09-2026: 0.3%● unchanged vs 08-2026
10-2026: 1.1%▲ +0.8 percentage points vs 09-2026highest value
11-2026: 1.1%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Loss of €34,758 (financial year 2026)
Liquidity: current ratio 1.72
lowers risk
Size: total assets €194,206
Founded in 2014
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 36% of them on solvency, 41% on liquidity, 6% on profitability and 12% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2026.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,294 companies had the same profile as BeBambo has now. Each dot stands for 4 companies, two years later.
89.6%
were still trading
5.9%
stopped another way
4.1%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of BeBambo itself: 1.1% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,294 companies, not a prediction for BeBambo. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.72 (2.78 in 2025), above the usual 1.5. Short-term debt is 55.5% of total assets. However, 74.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 27-10-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
4 days early
2025
on the day
2024
7 days early
2023
21 days late
2022
3 days late
2021
5 days early
2020
5 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average on the deadline day. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 31 October (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-03-2027 year end31-10-2027 deadline
Board and ownership
VF
Vanbuel Fina
Director, since 07-01-2014
- Josephina Maria VANBUEL 92 sharesdeed of 14-02-2018
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0543993519
Company renamed from IBIZA F to BeBambo
Change of role: VANBUEL Josephina, from manager to director · “Het ontwerpen van stoffen, modeartikelen en kledingstukken; Klein- en groothandel, in- en export en…” (deed in Dutch) · Legal-form conversion: to private limited company (pre-2019) · General meeting of 26-06-2025 · Gazette deed
Capital increase of €17,076 to €35,676
Capital from €18,600 to €35,676, 92 new shares · Contribution: Josephina Maria VANBUEL · Gazette deed
Incorporation
published on 21-01-2014 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BeBambo Hechtel-Eksel | €194,206 | -€26,713 | 25.2% | - |
| BELGIAN FASHION MAKERS Diepenbeek | €234,792 | -€629 | 99.8% | - |
| KALAS BENELUX Nijlen | €184,987 | -€79,141 | -43.1% | 1 |
| MAGLIAMO Brussels | €197,444 | -€1,797 | 38.7% | - |
| Energie Sport Charleroi | €143,240 | -€29,726 | -52.3% | - |
| CF - FASHION & FIGHTING WORLD Genk | €138,672 | -€19,956 | 38.5% | - |
| In-Step Europe Houthalen-Helchteren | €124,001 | -€1,990 | 80.2% | - |
These companies have the same main activity as BeBambo: wholesale of clothing, excluding workwear and underwear (NACE 46423). They are comparable in size and age: total assets between €124,000 and €235,000, founded between 2012 and 2015.
Official details
Source: KBO- Status
- Active since 10-01-2014Normal situation
- Activity
- Wholesale of clothing, excluding workwear and underwearNACE 46423
- Establishment unit
- 2.226.279.4643940 Hechtel-Eksel, since 10-01-2014
- Financial year end
- 31 March
- Peppol
- Reachable since 25-11-2025
Annual accounts to 31-03-2026
- €194,206▼ 11.3%
- Filing
- Filed on 27-10-2026, 4 days before the end of the filing period
Insights on BeBambo
BeBambo files the micro format. That format states no turnover. The gross margin fell from -€17,186 in 2015 to -€26,713 in 2026.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BeBambo
- What is the company number of BeBambo?
- The company number of BeBambo is 0543.993.519. The VAT number is the same number with BE in front: BE 0543.993.519.
- Where is BeBambo based?
- The registered office is at Pastorijstraat 2, 3940 Hechtel-Eksel.Company details
- What does BeBambo do?
- According to the KBO register, the main activity is wholesale of clothing, excluding workwear and underwear (NACE 46423).
- What is the legal form of BeBambo?
- BeBambo is a private limited company (BV).
- When was BeBambo founded?
- BeBambo was founded on 10-01-2014.
- Is BeBambo still active?
- Yes, BeBambo is an active enterprise in the KBO register.
- How many employees does BeBambo have?
- BeBambo had an average of 1 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- What is the turnover of BeBambo?
- The annual accounts for financial year 2026 state no turnover. The micro format does not require it.
- Is BeBambo profitable?
- In financial year 2026, BeBambo made a loss of €34,758.
- Where can I find the annual accounts of BeBambo?
- BeBambo filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of BeBambo due?
- BeBambo must file the annual accounts for financial year 2027 by 31-10-2027.Timeline
Next steps
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