Magerman Kim
ActiveSummary
The computed 12-month bankruptcy probability of Magerman Kim is 2.5% (moderate). The 2025 annual accounts show equity of €31k and a net result of €17k. Equity is growing by ~39% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency85▼-15
Growth78=
Track record94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.48 against 10.5 in 2024; short-term debt: 40.3% and cash: 97.5% of total assets), and 40.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.7%
Return on assets
33.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
60 d early
2024
31 d late
2023
26 d late
2022
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€31k▼ 35.4%
2024 · €49k
2022: €12k
2023: €31k
2024: €49k
2022 → 2025
Total assets
€53k▼ 2.3%
2024 · €54k
2022: €18k
2023: €40k
2024: €54k
2022 → 2025
Net result
€17k▼ 1.9%
2024 · €18k
2022: €9k
2023: €20k
2024: €18k
2022 → 2025
Working capital
€31k▼ 35.5%
2024 · €49k
2022: €12k
2023: €31k
2024: €49k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€12k-€31k▲ 161%€49k▲ 57.7%€31k▼ 35.4%
Operating result€13k-€28k▲ 108%€23k▼ 17.9%€26k▲ 15.0%
Net result€9k-€20k▲ 112%€18k▼ 10.4%€17k▼ 1.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 15% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €53k
Equity
€31k ▼ 35.4%
Debt
€21k ▲ 303%
Debt's share of the balance-sheet total rises from 9.8% to 40.3%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
2.48▼
2024 · 10.50
Debt to equity
0.68▲
2024 · 0.11
ROE
55.5%▲
2024 · 36.6%
ROA
33.1%▲
2024 · 33.0%
Debt ≤ 1 year
€21k▲
2024 · €5k
Income taxes
€9k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet
Code20242025
Assets
Total assets20/58€54k€53k▼
Current assets29/58€54k€53k▼
Amounts receivable within one year40/41€3k€1k▼
Other amounts receivable41€3k€1k▼
Cash at bank and in hand54/58€51k€51k▼
Equity and liabilities
Total equity and liabilities10/49€54k€53k▼
Equity10/15€49k€31k▼
Contributions10/11€3k€3k=
Reserves13€28k€28k=
Distributable reserves133€28k€28k=
Profit (loss) carried forward14€18k€579▼
Amounts payable17/49€5k€21k▲
Amounts payable within one year42/48€5k€21k▲
Trade debts44€611€677▲
Suppliers440/4€611€677▲
Taxes, remuneration and social security45€421-
Taxes450/3€421-
Other amounts payable47/48€4k€21k▲
Accrued charges and deferred income492/3€126-
Income statement
Code20242025
Other operating charges640/8€522€937▲
Gross operating margin9900€23k€27k▲
Operating profit (loss)9901€23k€26k▲
Financial charges65/66B€75€66▼
Recurring financial charges65€75€66▼
Profit (loss) for the period before taxes9903€23k€26k▲
Income taxes67/77€5k€9k▲
Profit (loss) for the period9904€18k€17k▼
Profit (loss) for the period to be appropriated9905€18k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€35k▲
Profit (loss) brought forward from the previous period14P-€18k
Profit to be distributed694/7-€35k
Return on contributions (dividend)694-€35k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 10.50
Current ratio from 4.55 to 10.50; short-term debt falls from €9k to €5k.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Highest result since 2022net €20k ▲112%
Operating result €28k, net result €20k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwevegem · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Deerlijkstraat(Z) 60A8550 ZwevegemGround area
488 m²
Building footprint
127 m²
Volume, LiDAR
792 m³
Parcel 34042A0692/00B004, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Magerman Kim
since 20222.337.284.680
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34042A0692/00B004 | Flanders | 488 m² | 1 · 127 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-07-2022
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.