MAGEMO
ActiveMAGEMO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €809k and a net result of €133k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 66% of 5447 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
20 d late
2024
2 d early
2023
26 d late
2022
35 d early
2021
11 d early
2020
23 d early
2019
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
09-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€809k▼ 17.9%
2024 · €985k
2018: €833k
2019: €838k
2020: €895k
2021: €963k
2022: €954k
2023: €884k
2024: €985k
2018 → 2025
Net result
€133k▼ 14.8%
2024 · €156k
2018: €63k
2019: €80k
2020: €113k
2021: €125k
2022: €128k
2023: €100k
2024: €156k
2018 → 2025
Total assets
€1.17M▲ 1.5%
2024 · €1.15M
2018: €985k
2019: €1.22M
2020: €1.25M
2021: €1.26M
2022: €1.22M
2023: €1.22M
2024: €1.15M
2018 → 2025
Solvency
69.3%▼ 16.4pp
2024 · 85.7%
2018: 84.6%
2019: 68.8%
2020: 71.7%
2021: 76.5%
2022: 78.3%
2023: 72.4%
2024: 85.7%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€963k-€954k▼ 0.9%€884k▼ 7.3%€985k▲ 11.4%€809k▼ 17.9%
Operating result€64k-€68k▲ 6.3%€33k▼ 51.6%€83k▲ 153%€81k▼ 2.3%
Net result€125k-€128k▲ 2.9%€100k▼ 21.9%€156k▲ 55.9%€133k▼ 14.8%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.17M
Fixed assets
€940k▼ 2.8%
Current assets
€226k▲ 24.0%
Equity and liabilities €1.17M
Equity
€809k▼ 17.9%
Debt
€358k▲ 118%
The debt ratio rises from 14.3% to 30.7%: debt grows while equity shrinks.
Key figures and ratios
Solvency
69.3%▼
2024 · 85.7%
ROE
16.5%▲
2024 · 15.9%
ROA
11.4%▼
2024 · 13.6%
Debt
€358k▲
2024 · €164k
Debt ≤ 1 year
€352k▲
2024 · €146k
Debt > 1 year
€5k▼
2024 · €18k
Income taxes
€25k▼
2024 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.15M€1.17M▲
Fixed assets21/28€967k€940k▼
Tangible fixed assets22/27€87k€60k▼
Land and buildings22€44k€43k▼
Furniture and vehicles24€40k€16k▼
Other tangible fixed assets26€3k€1k▼
Financial fixed assets28€880k€880k=
Current assets29/58€183k€226k▲
Amounts receivable within one year40/41€171k€209k▲
Other amounts receivable41€171k€209k▲
Cash at bank and in hand54/58€3k€12k▲
Deferred charges and accrued income490/1€9k€5k▼
Equity and liabilities
Total equity and liabilities10/49€1.15M€1.17M▲
Equity10/15€985k€809k▼
Contributions10/11€12k€12k=
Reserves13€568k€392k▼
Distributable reserves133€568k€392k▼
Profit (loss) carried forward14€404k€404k=
Amounts payable17/49€164k€358k▲
Amounts payable after more than one year17€18k€5k▼
Financial debts170/4€18k€5k▼
Amounts payable within one year42/48€146k€352k▲
Current portion of amounts payable after more than one year42€40k€32k▼
Trade debts44€5k€8k▲
Suppliers440/4€5k€8k▲
Taxes, remuneration and social security45€10k€3k▼
Taxes450/3€10k€3k▼
Other amounts payable47/48€92k€310k▲
Accrued charges and deferred income492/3-€275
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€28k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€111k€112k▲
Operating profit (loss)9901€83k€81k▼
Financial income75/76B€121k€111k▼
Recurring financial income75€121k€111k▼
Financial charges65/66B€17k€35k▲
Recurring financial charges65€17k€35k▲
Profit (loss) for the period before taxes9903€187k€158k▼
Income taxes67/77€31k€25k▼
Profit (loss) for the period9904€156k€133k▼
Profit (loss) for the period to be appropriated9905€156k€133k▼
Appropriation of the result
Profit (loss) to be appropriated9906€616k€538k▼
Profit (loss) brought forward from the previous period14P€460k€404k▼
Transfer from equity791/2-€310k
Transfer to equity691/2€156k€133k▼
To other reserves6921€156k€133k▼
Profit to be distributed694/7€55k€310k▲
Return on contributions (dividend)694€55k€310k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 20 days late
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2018net €156k ▲55.9%
Net result €156k, the highest in the series.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 26 days late
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, last change in 2022
Géry MOES
CurrentDirector · since 28-06-2022
28-06-2022
Appointed as Director
Not every act has been read: a resignation may be missing here
2 of this company's 2 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Liège
Ground area
132 m²
Building footprint
57 m²
Parcel 62814C0289/00X005, Wallonia. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62814C0289/00X005 | Wallonia | 132 m² | 1 · 57 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MAT-CHA
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W. ARNOUTS
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Of 24,642 companies in sector 64210 we hold annual accounts for 19,692. 13,107 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-01-2007
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.