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MAF ARCHITECTEN

Active
Private limited companyfounded 2016active for 10 yearsSpinnerijkaai(Kor) 43A, 8500 Kortrijk, BelgiumKBO/BCE: BE 0655.956.461
Summary

MAF ARCHITECTEN has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €155,088 and a net result of €102,095. Equity is growing by about 30% per year across the filed financial years. Its solvency ranks better than 19% of 11,651 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Activities of building architects
NACE 71111
1 site
Size
€916,522total assets 2025
Staff
0.2 FTE
Equity
€155,088
Profit
€102,095
Turnover not published (micro format)
Financial health
89 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Provisional estimate
Structure
Accounts 35 days early0 of 3 deeds read
Why 89lowers riskLower-failure-rate sectorAnnual accounts: healthy financial profileShow the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Provisional estimate
Financially better than 56% of its sector peers (NACE 71, micro)
Financial strength · tick = 2024
Strong
Solvency 42-21
equity 16.9% of total assets
Liquidity 67+17
short-term debt 25.2% · cash 20.8%
Profitability 83+13
return on assets 11.1%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Provisional estimate
Credit of up to €13,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.17, compared with 1.18 in 2024; short-term debt: 25.2% and cash: 20.8% of total assets), and 83.1% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro): better than 20% on solvency, 54% on liquidity, 53% on profitability and 96% on growth.

Provisional estimate: the current bankruptcy probability was not available, so Checked used its built-in model.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Four signals.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
16.9%
Return on assets
11.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 11651 sector peers (2025).
NBB · sector comparison
Position among 11651 sector peers
Solvency
better than 19%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
35 days early
2024
60 days late
2023
6 days early
2022
34 days early
2021
28 days late
2020
30 days late
2019
83 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 18 days after the deadline; the sector median (NACE 71) for financial year 2024 is 8 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 July (4 of the last 5 filed years within 33 days of that day).
Companies Code · seven months
Where today falls in the filing period
09-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Highest result from 2018 to 2025net €102,095 ▲9,013%
  3. Equity above €150,000equity €155,088 ▲193%

Key points

  • Positive: Result rose in 2025from €1,120 to €102,095 ▲ 9,013% View
  • Positive: Among the best 8% on net resultsector median €16,663 · 11,651 companies €102,095 View
  • Positive: 7 profitable years in a rowprofit 2025: €102,095 7 years View

By topic

Financials

Financial year
2025
Total assets
€916,522
Profit
€102,095
Solvency
16.9%
Total assets▲ 564%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2018
Next accounts
by 31-07-2027
  1. 17-12-2025General meeting · Financial year
  2. 21-11-2025General meeting · Director resignation
  3. 29-09-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Activities of building architectsNACE 71111
Founded
06-06-2016
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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