MAES BENOIT
ActiveSummary
The computed 12-month bankruptcy probability of MAES BENOIT is 2.2% (moderate). The 2024 annual accounts show equity of €109k and a net result of €9k. Equity is growing by ~17.3% per year across the filed fiscal years. Its solvency ranks better than 59% of 727 sector peers (fiscal year 2024). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability73▲+1
Solvency67▲+15
Growth78=
Track record100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.04 against 1.25 in 2023; short-term debt: 17.2% and cash: 24.9% of total assets), but 58.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 53
Relative position
BE, all sectors
reference
Sector 53
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
41.7%
Return on assets
3.6%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
33 d early
2022
31 d late
2021
29 d late
2020
10 d early
2019
28 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€109k▲ 9.4%
2023 · €100k
2018: €20k
2019: €33k
2020: €68k
2021: €77k
2022: €90k
2023: €100k
2018 → 2024
Total assets
€262k▼ 29.6%
2023 · €373k
2018: €121k
2019: €175k
2020: €203k
2021: €186k
2022: €249k
2023: €373k
2018 → 2024
Net result
€9k▼ 8.4%
2023 · €10k
2018: €109
2019: €13k
2020: €35k
2021: €9k
2022: €13k
2023: €10k
2018 → 2024
Working capital
€47k▲ 111%
2023 · €22k
2018: €5k
2019: €11k
2020: €21k
2021: €24k
2022: €20k
2023: €22k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€68k-€77k▲ 12.5%€90k▲ 16.9%€100k▲ 11.4%€109k▲ 9.4%
Operating result€44k-€15k▼ 65.9%€19k▲ 24.4%€16k▼ 12.6%€19k▲ 15.6%
Net result€35k-€9k▼ 75.6%€13k▲ 52.8%€10k▼ 21.1%€9k▼ 8.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 16% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €262k
Fixed assets
€170k ▼ 34.9%
Current assets
€92k ▼ 17.2%
Equity and liabilities €262k
Equity
€109k ▲ 9.4%
Debt
€153k ▼ 43.9%
Debt's share of the balance-sheet total falls from 73.2% to 58.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€65k▼
2023 · €69k
Cash flow
€56k▼
2023 · €63k
Current ratio
2.04▲
2023 · 1.25
Debt to equity
1.40▼
2023 · 2.73
ROE
8.6%▼
2023 · 10.3%
ROA
3.6%▲
2023 · 2.8%
Interest coverage
9.39▼
2023 · 28.40
Debt ≤ 1 year
€45k▼
2023 · €89k
Debt > 1 year
€108k▼
2023 · €184k
Income taxes
€2k▼
2023 · €6k
Staff costs
€95
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 53 lines
Balance sheet
Code20232024
Assets
Total assets20/58€373k€262k▼
Fixed assets21/28€261k€170k▼
Tangible fixed assets22/27€255k€163k▼
Plant, machinery and equipment23€15k€9k▼
Furniture and vehicles24€237k€152k▼
Other tangible fixed assets26€3k€3k▼
Financial fixed assets28€7k€7k=
Current assets29/58€111k€92k▼
Amounts receivable within one year40/41€63k€24k▼
Trade receivables40€32k€11k▼
Other amounts receivable41€30k€13k▼
Cash at bank and in hand54/58€46k€65k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€373k€262k▼
Equity10/15€100k€109k▲
Contributions10/11€19k€19k=
Reserves13€86k€96k▲
Non-distributable reserves130/1€2k€2k=
Other1319€2k€2k=
Distributable reserves133€84k€94k▲
Profit (loss) carried forward14€-5k€-5k=
Amounts payable17/49€273k€153k▼
Amounts payable after more than one year17€184k€108k▼
Financial debts170/4€184k€108k▼
Amounts payable within one year42/48€89k€45k▼
Current portion of amounts payable after more than one year42€50k€26k▼
Trade debts44€26k€7k▼
Suppliers440/4€26k€7k▼
Taxes, remuneration and social security45€7k€6k▼
Taxes450/3€7k€6k▼
Other amounts payable47/48€6k€5k▼
Accrued charges and deferred income492/3€68€123▲
Income statement
Code20232024
Remuneration, social security and pensions62-€95
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€53k€47k▼
Other operating charges640/8€3k€3k▲
Non-recurring operating charges66A€441€842▲
Gross operating margin9900€72k€70k▼
Operating profit (loss)9901€16k€19k▲
Financial income75/76B-€8
Recurring financial income75-€8
Non-recurring financial income76B-€8
Financial charges65/66B€2k€7k▲
Recurring financial charges65€2k€7k▲
Profit (loss) for the period before taxes9903€14k€12k▼
Transfer from deferred taxes780€2k-
Income taxes67/77€6k€2k▼
Profit (loss) for the period9904€10k€9k▼
Transfer from tax-exempt reserves789€9k-
Profit (loss) for the period to be appropriated9905€20k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€15k€5k▼
Profit (loss) brought forward from the previous period14P€-5k€-5k=
Transfer to equity691/2€20k€9k▼
To other reserves6921€20k€9k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €109k ▲9.4%
7 profitable years in a row build equity to €109k.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
21-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €35k ▲163%
Operating result €44k, net result €35k, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 23 days late
2016
20-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Saint-Ghislain · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Paul Gobert(S) 27332 Saint-GhislainGround area
1,720 m²
Building footprint
148 m²
Volume, LiDAR
839 m³
Parcel 53073A0240/00B003, Wallonia · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MAES BENOIT
since 20122.208.500.057
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53073A0240/00B003 | Wallonia | 1,719 m² | 1 · 148 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSaint-Ghislain2.208.500.057
Similar companies · same sector, comparable size
MTC
BE 0735.898.121
Sint-Katelijne-Waver · Eq €114k
AG LOGISTICS
BE 0803.577.890
Wezembeek-Oppem · Eq €103k
ACMF GROUP
BE 0758.640.166
Brussel · Eq €118k
GLOBE EXPRESS BNL
BE 1003.021.174
Sint-Pieters-Woluwe · Eq €96k
BREVA FOOD
BE 0455.602.763
Mol · Eq €125k
Of 430 companies in sector 53100 we hold annual accounts for 127. 94 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-03-2012
Fiscal year end31-12
Activities, NACEBEL 2025
52250Logistics services
53100Postal and courier activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.