GOCAPS
ActiveGOCAPS has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €245k and a net result of €35k. Equity is growing by ~14.7% per year across the filed fiscal years. Its solvency ranks better than 84% of 478 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-1
Solvency100▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 3.97 against 4.36 in 2024; short-term debt: 19.2% and cash: 42.7% of total assets), and 25.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 53
Relative position
BE, all sectors
reference
Sector 53
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.7%
Return on assets
10.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-03-2026, 137 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
137 d early
2024
142 d early
2023
119 d early
2022
77 d early
2021
135 d early
2020
88 d early
2019
58 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€245k▲ 16.6%
2024 · €210k
2018: €91k
2019: €107k
2020: €108k
2021: €126k
2022: €179k
2023: €216k
2024: €210k
2018 → 2025
Total assets
€327k▲ 9.5%
2024 · €299k
2018: €198k
2019: €168k
2020: €173k
2021: €199k
2022: €237k
2023: €322k
2024: €299k
2018 → 2025
Net result
€35k▼ 1.0%
2024 · €35k
2018: €-13k
2019: €16k
2020: €978
2021: €17k
2022: €53k
2023: €37k
2024: €35k
2018 → 2025
Working capital
€187k▼ 1.5%
2024 · €189k
2018: €69k
2019: €107k
2020: €111k
2021: €118k
2022: €174k
2023: €194k
2024: €189k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€126k-€179k▲ 41.8%€216k▲ 20.9%€210k▼ 2.9%€245k▲ 16.6%
Operating result€29k-€75k▲ 162%€56k▼ 25.5%€51k▼ 9.6%€50k▼ 2.1%
Net result€17k-€53k▲ 203%€37k▼ 29.2%€35k▼ 5.6%€35k▼ 1.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €327k
Fixed assets
€78k▲ 46.4%
Current assets
€249k▲ 1.6%
Equity and liabilities €327k
Equity
€245k▲ 16.6%
Debt
€83k▼ 7.1%
The debt ratio falls from 29.9% to 25.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€69k▼
2024 · €73k
Cash flow
€54k▼
2024 · €58k
Solvency
74.7%▲
2024 · 70.1%
Current ratio
3.97▼
2024 · 4.36
Quick ratio
3.97▼
2024 · 4.36
Debt / equity
0.34▼
2024 · 0.43
ROE
14.3%▼
2024 · 16.8%
ROA
10.7%▼
2024 · 11.8%
Interest coverage
21.52▲
2024 · 19.14
Debt
€83k▼
2024 · €89k
Debt ≤ 1 year
€63k▲
2024 · €56k
Debt > 1 year
€19k▼
2024 · €33k
Income taxes
€14k▼
2024 · €14k
Staff costs
€62k▲
2024 · €61k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€299k€327k▲
Fixed assets21/28€53k€78k▲
Tangible fixed assets22/27€53k€78k▲
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€51k€76k▲
Financial fixed assets28€275€275=
Current assets29/58€246k€249k▲
Amounts receivable within one year40/41€68k€51k▼
Trade receivables40€64k€45k▼
Other amounts receivable41€4k€7k▲
Current investments50/53€113k€50k▼
Cash at bank and in hand54/58€56k€140k▲
Deferred charges and accrued income490/1€8k€8k▲
Equity and liabilities
Total equity and liabilities10/49€299k€327k▲
Equity10/15€210k€245k▲
Contributions10/11€6k€6k=
Reserves13€170k€205k▲
Distributable reserves133€170k€205k▲
Profit (loss) carried forward14€33k€33k▲
Amounts payable17/49€89k€83k▼
Amounts payable after more than one year17€33k€19k▼
Financial debts170/4€33k€19k▼
Amounts payable within one year42/48€56k€63k▲
Current portion of amounts payable after more than one year42€19k€14k▼
Financial debts43-€650
Credit institutions430/8-€650
Trade debts44€25k€33k▲
Suppliers440/4€25k€33k▲
Taxes, remuneration and social security45€5k€5k▲
Taxes450/3€0€45▲
Remuneration and social security454/9€5k€5k▲
Other amounts payable47/48€8k€10k▲
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Remuneration, social security and pensions62€61k€62k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€19k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€136k€133k▼
Operating profit (loss)9901€51k€50k▼
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€50k€49k▼
Income taxes67/77€14k€14k▼
Profit (loss) for the period9904€35k€35k▼
Profit (loss) for the period to be appropriated9905€35k€35k▼
Appropriation of the result
Profit (loss) to be appropriated9906€69k€68k▼
Profit (loss) brought forward from the previous period14P€33k€33k▲
Transfer to equity691/2€35k€35k▼
To other reserves6921€35k€35k▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200kEq €216k ▲20.9%
5 profitable years in a row build equity to €216k.
15-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €53k ▲203%
Operating result €75k, net result €53k, both a record.
31-12
Financial
Equity above €150kEq €179k ▲41.8%
4 profitable years in a row build equity to €179k.
18-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
04-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
31-12
Financial
Equity above €100kEq €107k ▲18.1%
Equity rises from €91k to €107k.
17-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lange Wagenstraat 341932 ZaventemGround area
340 m²
Building footprint
108 m²
Volume, LiDAR
717 m³
Parcel 23078B0335/00T000, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
(geen)
since 20042.144.310.209
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23078B0335/00T000 | Flanders | 339 m² | 1 · 108 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FLORI CARS
BE 0628.468.047
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HUCA
BE 0478.601.463
Hoogstraten · Eq €247k
BAF LOGISTIQUE
BE 0649.619.094
Elsene · Eq €241k
FABAS
BE 0648.593.270
Sint-Gillis (bij-Brussel) · Eq €220k
LOGISTA GLOBAL
BE 0723.818.156
Asse · Eq €207k
Of 430 companies in sector 53100 we hold annual accounts for 127. 77 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-12-2004
Fiscal year end31-12
Activities, NACEBEL
53100Postal and courier activities
53200Other postal and courier activities
64110
64120
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
74141
74300Other professional, scientific and technical activities
74301Translation services
74852
74855
82990Other business support services
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.