Maélo
ActiveSummary
The computed 12-month bankruptcy probability of Maélo is 2.2% (moderate). The 2025 annual accounts show equity of €58,533 and a net result of €1,265. Its solvency ranks better than 31% of 4235 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 2 accounts on average 2 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, full schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 2,541 companies that looked in July 2024 the way this one looks now, 3.3% went bankrupt within 24 months and 95% are still going.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,541 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,581 | €3,431 | ▼ 38.5% |
| Other operating charges640/8 | €493 | €1,026 | ▲ 108% |
| Gross operating margin9900 | €78,683 | €16,817 | ▼ 78.6% |
| Operating profit (loss)9901 | €72,609 | €12,361 | ▼ 83.0% |
| Financial income75/76B | €48 | €376 | ▲ 684% |
| Recurring financial income75 | €48 | €376 | ▲ 684% |
| Financial charges65/66B | €11,966 | €9,134 | ▼ 23.7% |
| Recurring financial charges65 | €11,966 | €9,134 | ▼ 23.7% |
| Profit (loss) for the period before taxes9903 | €60,691 | €3,603 | ▼ 94.1% |
| Income taxes67/77 | €13,423 | €2,337 | ▼ 82.6% |
| Profit (loss) for the period9904 | €47,268 | €1,265 | ▼ 97.3% |
| Profit (loss) for the period to be appropriated9905 | €47,268 | €1,265 | ▼ 97.3% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €231,822 | €291,141 | ▲ 25.6% |
| Fixed assets21/28 | €8,145 | €4,715 | ▼ 42.1% |
| Intangible fixed assets21 | €5,731 | €2,969 | ▼ 48.2% |
| Tangible fixed assets22/27 | €2,247 | €1,578 | ▼ 29.8% |
| Furniture and vehicles24 | €2,247 | €1,578 | ▼ 29.8% |
| Financial fixed assets28 | €168 | €168 | = |
| Current assets29/58 | €223,676 | €286,427 | ▲ 28.1% |
| Stocks and contracts in progress3 | €166,451 | €240,580 | ▲ 44.5% |
| Stocks30/36 | €166,451 | €240,580 | ▲ 44.5% |
| Amounts receivable within one year40/41 | €28,164 | €19,720 | ▼ 30.0% |
| Trade receivables40 | €28,164 | €19,720 | ▼ 30.0% |
| Cash at bank and in hand54/58 | €28,520 | €26,127 | ▼ 8.4% |
| Deferred charges and accrued income490/1 | €541 | - | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €231,822 | €291,141 | ▲ 25.6% |
| Equity10/15 | €57,268 | €58,533 | ▲ 2.2% |
| Contributions10/11 | €10,000 | €10,000 | = |
| Profit (loss) carried forward14 | €47,268 | €48,533 | ▲ 2.7% |
| Amounts payable17/49 | €174,554 | €232,608 | ▲ 33.3% |
| Amounts payable after more than one year17 | €48,845 | €99,988 | ▲ 105% |
| Financial debts170/4 | €48,845 | €99,988 | ▲ 105% |
| Amounts payable within one year42/48 | €125,709 | €132,620 | ▲ 5.5% |
| Current portion of amounts payable after more than one year42 | €88,038 | €64,063 | ▼ 27.2% |
| Trade debts44 | €12,719 | €48,266 | ▲ 279% |
| Suppliers440/4 | €12,719 | €48,266 | ▲ 279% |
| Taxes, remuneration and social security45 | €24,952 | €7,291 | ▼ 70.8% |
| Taxes450/3 | €24,952 | €7,291 | ▼ 70.8% |
| Other amounts payable47/48 | - | €13,000 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €47,268 | €1,265 | ▼ 97.3% |
| + Depreciation and write-downs630 | €5,581 | €3,431 | ▼ 38.5% |
| Operating cash flow (approximation) | €52,848 | €4,696 | ▼ 91.1% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | -€2,393 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25763M0621/00F000indicative | Wallonia | 1.0 ha | 1 · 1,772 m² | 22.9 m · 6 fl. |
Linked by address, not proof of ownership
Similar companies · same sector, comparable size
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.