BougiGroup
ActiveThe computed 12-month bankruptcy probability of BougiGroup is 1.6% (moderate). The 2025 annual accounts show equity of €123k and a net result of €41k. Equity is growing by ~86.3% per year across the filed fiscal years. Its solvency ranks better than 54% of 17964 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
76
/ 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency77▲+3
Growth78=
Stability94
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 1.72 against 1.65 in 2024), but 60.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.5%
Return on assets
13.1%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
3 d early
2024
35 d early
2023
2 d early
2022
32 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€123k▲ 49.5%
2024 · €83k
2022: €-67k
2023: €-1k
2024: €83k
2022 → 2025
Total assets
€313k▲ 45.3%
2024 · €215k
2022: €2k
2023: €74k
2024: €215k
2022 → 2025
Net result
€41k▼ 51.2%
2024 · €84k
2022: €-87k
2023: €65k
2024: €84k
2022 → 2025
Working capital
€130k▲ 54.8%
2024 · €84k
2022: €-68k
2023: €-2k
2024: €84k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-67k-€-1k▲ 98.1%€83k€123k▲ 49.5%
Operating result€-86k-€63k€99k▲ 56.9%€48k▼ 51.8%
Net result€-87k-€65k€84k▲ 28.4%€41k▼ 51.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 52% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €313k
Fixed assets
€354▼ 52.7%
Current assets
€312k▲ 45.7%
Equity and liabilities €313k
Equity
€123k▲ 49.5%
Debt
€189k▲ 42.7%
The debt ratio falls from 61.7% to 60.5%: equity grows faster than debt.
Key figures and ratios
EBITDA
€48k▼
2024 · €99k
Cash flow
€41k▼
2024 · €84k
Solvency
39.5%▲
2024 · 38.3%
Current ratio
1.72▲
2024 · 1.65
Quick ratio
0.37▼
2024 · 0.48
Debt / equity
1.53▼
2024 · 1.61
ROE
33.1%▼
2024 · 101.5%
ROA
13.1%▼
2024 · 38.9%
Interest coverage
8.97▼
2024 · 21.37
Debt
€189k▲
2024 · €133k
Debt ≤ 1 year
€182k▲
2024 · €130k
Income taxes
€11k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€215k€313k▲
Fixed assets21/28€748€354▼
Tangible fixed assets22/27€748€354▼
Other tangible fixed assets26€748€354▼
Current assets29/58€215k€312k▲
Stocks and contracts in progress3€152k€244k▲
Stocks30/36€152k€244k▲
Amounts receivable within one year40/41€59k€67k▲
Trade receivables40€57k€32k▼
Other amounts receivable41€2k€35k▲
Cash at bank and in hand54/58€4k€612▼
Deferred charges and accrued income490/1€38€175▲
Equity and liabilities
Total equity and liabilities10/49€215k€313k▲
Equity10/15€83k€123k▲
Contributions10/11€20k€20k=
Reserves13-€103k
Distributable reserves133-€103k
Profit (loss) carried forward14€63k-
Amounts payable17/49€133k€189k▲
Amounts payable within one year42/48€130k€182k▲
Financial debts43-€26k
Credit institutions430/8-€20k
Other loans439-€6k
Trade debts44€53k€76k▲
Suppliers440/4€53k€76k▲
Advances received on contracts in progress46€3k-
Taxes, remuneration and social security45€21k€27k▲
Taxes450/3€21k€27k▲
Other amounts payable47/48€54k€52k▼
Accrued charges and deferred income492/3€2k€7k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€394€394=
Other operating charges640/8€259€1k▲
Gross operating margin9900€100k€49k▼
Operating profit (loss)9901€99k€48k▼
Financial income75/76B€5k€10k▲
Recurring financial income75€5k€10k▲
Financial charges65/66B€5k€5k▲
Recurring financial charges65€5k€5k▲
Profit (loss) for the period before taxes9903€100k€52k▼
Income taxes67/77€16k€11k▼
Profit (loss) for the period9904€84k€41k▼
Profit (loss) for the period to be appropriated9905€84k€41k▼
Appropriation of the result
Profit (loss) to be appropriated9906€63k€103k▲
Profit (loss) brought forward from the previous period14P€-21k€63k▲
Transfer to equity691/2-€103k
To other reserves6921-€103k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €123k ▲49.5%
3 profitable years in a row build equity to €123k.
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €84k ▲28.4%
Operating result €99k, net result €84k, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €65k
Net result €65k after one loss-making year.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heidestraat 2572070 Beveren-Kruibeke-ZwijndrechtGround area
2,550 m²
Building footprint
472 m²
Volume, LiDAR
3,224 m³
Parcel 11011A0233/00G000, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BougiGroup
since 20212.317.611.694
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11011A0233/00G000 | Flanders | 2,550 m² | 1 · 472 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
RHEINE
BE 0772.661.022
Leuven · Eq €122k
Mospanco Belgium
BE 0766.475.786
Brussel · Eq €120k
AUDREY
BE 0415.761.794
Liège · Eq €128k
SISINA
BE 0453.027.711
Rixensart · Eq €118k
BVBA APOTHEEK DE GEEST
BE 0841.230.124
Roosdaal · Eq €116k
Of 2,059 companies in sector 47750 we hold annual accounts for 510. 354 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-05-2021
Fiscal year end31-12
Activities, NACEBEL
47750Retail sale of cosmetics and toilet articles
46150Agents in the wholesale of furniture, household goods and hardware
46450Wholesale of perfume and cosmetics
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.