MAEDU CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of MAEDU CONSTRUCT is 5.6% (elevated). The 2025 annual accounts show negative equity (€-16k) and a net result of €-18k. Its solvency ranks better than 5% of 27786 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
23
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-62
Solvency0▼-69
Growth32
Track record82
Bankruptcy probability, 12 months
5.6%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year €-16k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
27 d late
2024
1 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-16k
2024 · €3k
2024: €3k
2024 → 2025
Total assets
€3k▼ 42.6%
2024 · €6k
2024: €6k
2024 → 2025
Net result
€-18k
2024 · €576
2024: €576
2024 → 2025
Working capital
€-15k
2024 · €3k
2024: €3k
2024 → 2025
Multi-year overview
Available amounts per fiscal year
Line20242025Trend
Equity€3k-€-16k
Operating result€722-€-18k
Net result€576-€-18k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €18k after €722 in 2024.
Key figures and ratios
Debt
€19k▲
2024 · €3k
Debt ≤ 1 year
€19k▲
2024 · €3k
Staff costs
€59k▲
2024 · €3k
Ratios withheld: a balance sheet total of €3k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet
Code20242025
Assets
Total assets20/58€6k€3k▼
Current assets29/58€6k€3k▼
Amounts receivable within one year40/41€2k€2k▼
Other amounts receivable41€2k€2k▼
Cash at bank and in hand54/58€3k€1k▼
Deferred charges and accrued income490/1€450-
Equity and liabilities
Total equity and liabilities10/49€6k€3k▼
Equity10/15€3k€-16k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€576€-18k▼
Amounts payable17/49€3k€19k▲
Amounts payable within one year42/48€3k€19k▲
Trade debts44€802€253▼
Suppliers440/4€802€253▼
Taxes, remuneration and social security45€393€13k▲
Taxes450/3€203€1k▲
Remuneration and social security454/9€189€12k▲
Other amounts payable47/48€2k€5k▲
Accrued charges and deferred income492/3-€129
Income statement
Code20242025
Remuneration, social security and pensions62€3k€59k▲
Other operating charges640/8-€843
Gross operating margin9900€4k€42k▲
Operating profit (loss)9901€722€-18k▼
Financial income75/76B-€4
Recurring financial income75-€4
Financial charges65/66B€2€81▲
Recurring financial charges65€2€81▲
Profit (loss) for the period before taxes9903€720€-18k▼
Income taxes67/77€144-
Profit (loss) for the period9904€576€-18k▼
Profit (loss) for the period to be appropriated9905€576€-18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€576€-18k▼
Profit (loss) brought forward from the previous period14P-€576
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
01-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 1 day late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Drogenbos · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwstraat 1191620 DrogenbosGround area
2,147 m²
Building footprint
516 m²
Volume, LiDAR
1,252 m³
Parcel 22001B0191/00N000, Flanders · tallest building 17.7 m. Linked by address, not a title deed.
1 establishment unit
MAEDU CONSTRUCT
since 20242.355.753.579
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22001B0191/00N000 | Flanders | 2,147 m² | 1 · 516 m² | 17.7 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
J&P Construct
BE 0840.641.887
Mechelen · Eq €2,569
HOME RENEWAL
BE 0694.959.270
Brussel · Eq €2,587
FRANK RENOVATIE
BE 0700.438.285
Waregem · Eq €2,564
GYP UNIVERSE
BE 0807.597.155
Genk · Eq €2,593
Zubr Projects
BE 0661.711.927
Liedekerke · Eq €2,541
Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 1,623 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-02-2024
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.