Madame Solution
ActiveMadame Solution has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €16k and a net result of €48k. Equity is growing by ~28.3% per year across the filed fiscal years. Its solvency ranks better than 25% of 328 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2026
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability100▲+100
Solvency44▼-56
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.15 against 68.27 in 2025; short-term debt: 81.2% and cash: 59.4% of total assets), and 81.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
18.8%
Return on assets
57.5%
Age of the figures
4 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 328 sector peers (2026).
NBB · sector comparisonPosition among 328 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-05-2026 was due by 31-12-2026 and was filed on 11-06-2026, 203 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2026
203 d early
2025
36 d early
2024
72 d early
2023
52 d early
2022
77 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-05-2027 and is due by 31-12-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-05-2027 close31-12-2027 deadline
Financials · fiscal year 2026, micro schema
Turnover
€8k
EBIT margin
-181.6%
Net result
€48k
2025 · €-32k
2022: €-14k
2023: €-2k
2024: €52k
2025: €-32k
2022 → 2026
Working capital
€10k▼ 13.1%
2025 · €12k
2022: €-3k
2023: €-3k
2024: €42k
2025: €12k
2022 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Turnover€8k-
Equity€1k-€-255€52k€20k▼ 60.9%€16k▼ 22.0%
Operating result€-14k-€-2k▲ 88.0%€64k€-32k€57k
Net result€-14k-€-2k▲ 87.9%€52k€-32k€48k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2026: €57k after a loss of €32k in 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €84k
Fixed assets
€6k▼ 32.0%
Current assets
€78k▲ 568%
Equity and liabilities €84k
Equity
€16k▼ 22.0%
Debt
€68k▲ 39,679%
The debt ratio rises from 0.8% to 81.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€60k▲
2025 · €-29k
Cash flow
€51k▲
2025 · €-28k
Solvency
18.8%▼
2025 · 99.2%
Current ratio
1.15▼
2025 · 68.27
Quick ratio
1.15▼
2025 · 68.27
Debt / equity
4.31▲
2025 · 0.01
ROE
305.2%▲
2025 · -155.8%
ROA
57.5%▲
2025 · -154.5%
Interest coverage
615.28▲
2025 · -684.78
Debt
€68k▲
2025 · €172
Debt ≤ 1 year
€68k▲
2025 · €172
Income taxes
€8k▲
2025 · €-623
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€21k€84k▲
Formation expenses20€217€0▼
Fixed assets21/28€9k€6k▼
Intangible fixed assets21€908€114▼
Tangible fixed assets22/27€8k€6k▼
Furniture and vehicles24€8k€6k▼
Current assets29/58€12k€78k▲
Amounts receivable within one year40/41€11k€28k▲
Trade receivables40-€25k
Other amounts receivable41€11k€3k▼
Cash at bank and in hand54/58€1k€50k▲
Deferred charges and accrued income490/1-€223
Equity and liabilities
Total equity and liabilities10/49€21k€84k▲
Equity10/15€20k€16k▼
Contributions10/11€15k€15k=
Reserves13€5k€881▼
Distributable reserves133€5k€881▼
Amounts payable17/49€172€68k▲
Amounts payable within one year42/48€172€68k▲
Trade debts44€172€3k▲
Suppliers440/4€172€3k▲
Taxes, remuneration and social security45-€21k
Taxes450/3-€21k
Other amounts payable47/48-€45k
Income statement
Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▼
Other operating charges640/8€3k€2k▼
Gross operating margin9900€-26k€62k▲
Operating profit (loss)9901€-32k€57k▲
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€42€97▲
Recurring financial charges65€42€97▲
Profit (loss) for the period before taxes9903€-32k€57k▲
Income taxes67/77€-623€8k▲
Profit (loss) for the period9904€-32k€48k▲
Profit (loss) for the period to be appropriated9905€-32k€48k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-32k€48k▲
Transfer from equity791/2€32k€4k▼
Profit to be distributed694/7-€53k
Return on contributions (dividend)694-€53k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
11-06
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
31-05
Financial
Back to profitnet €48k
Net result €48k after one loss-making year.
2025
25-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-05
Financial
Weakest financial yearnet €-32k ▼161%
Net result drops to €-32k, the lowest in the series; recovery starts the following year.
31-05
Financial
Liquidity times 5current ratio 68.27
Current ratio from 12.65 to 68.27; short-term debt falls from €4k to €172.
2024
20-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-05
Financial
Back to profitnet €52k
Net result €52k after 2 loss-making years.
31-05
Financial
Liquidity times 52current ratio 12.65
Current ratio from 0.24 to 12.65; short-term debt falls from €4k to €4k.
2023
09-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
15-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Albert Ier (H.) 247022 MonsGround area
451 m²
Building footprint
62 m²
Volume, LiDAR
568 m³
Parcel 53042B0114/00K004, Wallonia · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Madame Solution
since 20212.317.694.343
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53042B0114/00K004 | Wallonia | 451 m² | 1 · 62 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 28,076 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-06-2021
Fiscal year end31-05
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82990Other business support services
85592Vocational training
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.