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DLAM

Active
Chaussée d'Herseaux(EV) 6 ·7730 Estaimpuis, Belgium
KBO/BCE: BE 0782.973.211
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age4 yrs
Board1
Staff (FTE)1.5

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of DLAM is 1.1% (low). The 2024 annual accounts show negative equity (€-164k) and a net result of €-30k. Equity is shrinking by ~62.3% per year across the filed fiscal years. Its solvency ranks better than 5% of 972 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.1% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence
Negative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 3 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 29-08-2025 29 d late 2025-00436769
31-12-2023 31-07-2024 30-09-2024 61 d late 2024-00478275
31-12-2022 31-07-2023 31-10-2023 92 d late 2023-00499023

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-30k+77.6%
Working capital€-183k-19.0%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 29-08-2025 with the NBB · fiscal year 2024 · volledig
€-200k€-100k€0€100kOperating result 2022: €72k€72kNet result 2022: €-465€-465Operating result 2023: €-52k€-52kNet result 2023: €-136k€-136kOperating result 2024: €-28k€-28kNet result 2024: €-30k€-30k202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining Equity: declining trend of ~62.3%/year over 3 fiscal years, indicative, assuming unchanged policy.
€-600k€-400k€-200k€02025: €-247k (€-260k - €-234k)2026: €-331k (€-344k - €-317k)2027: €-414k (€-427k - €-401k)2022: €3k2023: €-134k2024: €-164k202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 70, Head offices & management consulting · compared within the same schema type (full schema)
Metric This company Sector median Position in the sector
Solvency -445.1% 39.7%
better than 5% of 972 sector peers
Net result €-30k €32k
better than 14% of 972 sector peers
Equity €-164k €152k
better than 5% of 973 sector peers
Gross operating margin €16k €59k
better than 28% of 813 sector peers
Staff costs €34k €191k
higher than 23% of 257 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P5
2022: P10 · n=6212023: P5 · n=8262024: P5 · n=9722022 2024
Stable position over 2022-2024 · n=621-972
Net result P14
2022: P24 · n=6212023: P9 · n=8272024: P14 · n=9722022 2024
Stable position over 2022-2024 · n=621-972
Equity P5
2022: P10 · n=6222023: P5 · n=8282024: P5 · n=9732022 2024
Stable position over 2022-2024 · n=622-973
Gross operating margin P28
2022: P69 · n=5062023: P7 · n=6682024: P28 · n=8132022 2024
Weakening position over 2022-2024 · n=506-813
Describes the position versus peers, not a forecast.
EBITDA
€-19k
+56.2% 22-24
Net profit
€-30k
+77.6% 22-24
Cash flow
€-21k
+83.5% 22-24
Total assets
€37k
-27.7% 22-24
Equity
€-164k
-22.8% 22-24
Working capital
€-183k
-19.0% 22-24
Employees (FTE)
2
0.0% 22-24
Staff costs
€34k
+21.3% 22-24
Income taxes
€516
-6.2% 22-24
Debt
€201k
+8.9% 22-24
Debt ≤ 1y
€196k
+14.4% 22-24
Debt > 1y
€5k
-62.6% 22-24
Current ratio
0.07
-35.4% 22-24
Quick ratio
0.07
-35.4% 22-24
Solvency
-445.1%
-69.7% 22-24
Debt / equity
-1.22
+11.3% 22-24
ROE
18.6%
-81.8% 22-24
ROA
-82.6%
+69.1% 22-24
Interest coverage
-11.86
-2205.9% 22-24
Figures by fiscal year
Fiscal year2024
Depositvolledig
Revenue-
EBITDA€-19k
Net profit€-30k
Cash flow€-21k
Staff costs€34k
Income taxes€516
Dividends-
Total assets€37k
Equity€-164k
Debt€201k
of which ≤ 1y€196k
of which > 1y€5k
Working capital€-183k
Employees (FTE)1.5
Ratios (computed)
2024
Current ratio0.07
Quick ratio0.07
Working capital ratio-496.7%
Solvency-445.1%
Debt / equity-1.22
Long-term debt ratio-0.03
Interest coverage-11.86
Gross margin-
Net margin-
ROA-82.6%
ROE18.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€37k
Fixed assets 21/28€24k
Intangible fixed assets 21€488
Tangible fixed assets 22/27€23k
Financial fixed assets 28€363
Current assets 29/58€13k
Amounts receivable within one year 40/41€11k
Cash & bank 54/58€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€37k
Equity 10/15€-164k
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€-167k
Amounts payable 17/49€201k
Amounts payable after one year 17€5k
Amounts payable within one year 42/48€196k
Trade debts payable within one year 44€16k
Income statement
Gross operating margin 9900€16k
Operating result 9901€-28k
Financial charges 65€2k
Result before taxes 9903€-30k
Income taxes 67/77€516
Net result for the period 9904€-30k
Result to be appropriated 9905€-30k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
15 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Directors

Directors & mandates

1 director
Current directors & mandates
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200)
Legal form Private limited company(610)
Incorporation08-03-2022
StatusActive
Postal code7730

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap

Establishment units

1 location
DLAM
Chaussée d'Herseaux(EV) 6, 7730 EstaimpuisOverige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
since 20222.329.398.580
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area836 m²
Buildings1
Building footprint256 m²
Volume (LiDAR)1,550 m³
Tallest building8.1 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
57028A0014/00H000 Wallonia 836 m² 1 · 256 m² 8.1 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

2 acts
All acts · 2 updated 7 months ago
2025
23-12-2025 Jean-Paul COCHONNEAU appointed as director Director changes
  • Jean-Paul COCHONNEAU, Bestuurder
Summary: v3.2
2022
10-03-2022 Incorporation of a new SRL Incorporation
Summary: oprichting

Analysis

Snowflake analysis

financial profile on 5 axes
Health15Profitability93Solvency33Growth32Stability94
53 / 100

Mixed profile: strong on stability, weaker on health.

All 5 axes are computed from data Checked has read.

Health 15
Profitability 93
Solvency 33
Growth 32
Stability 94

Ask AI about this company

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AI due-diligence brief

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameFR DLAM
Registered office
Chaussée d'Herseaux(EV) 6
7730 Estaimpuis, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.