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Generated 17-08-2026
Active BE 0798.570.415Private limited company

Madame Senfou

Chaussée de Louvain,Mehaigne 21 ·5310 Eghezée, Belgium· 3 yrs active
Sector: Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment) (47716)
Conclusion Checked

The computed 12-month bankruptcy probability of Madame Senfou is 3.3% (moderate). The 2024 annual accounts show equity of €14k and a net result of €2k. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €14k
Net result €2k
Active 3 yrs
Board 1
Financial profile 5 of 5 axes measured · computed by Checked
Health66Profitability74Solvency26Growth78Stability94
68 / 100

Strong profile, led by stability.

All 5 axes are computed from data Checked has read.

Health 66
Profitability 74
Solvency 26
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
3.3% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
66 / 100 Healthy
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview3 NBB filings
Annual accounts filed on 29-09-2025 with the NBB · fiscal year 2025 · micro
€-1k€0€1k€2k€3kOperating result 2023: €-59€-59Net result 2023: €-55€-55Operating result 2024: €3k€3kNet result 2024: €2k€2k20232024
Operating resultNet result
EBITDA
€5k
- 23-24
Net profit
€2k
- 23-24
Cash flow
€4k
+94846.6% 23-24
Total assets
€77k
+22.2% 23-24
Equity
€14k
+17.5% 23-24
Working capital
€7k
-27.8% 23-24
Income taxes
€997
- 23-24
Debt
€63k
+23.3% 23-24
Show 8 other metrics
Debt ≤ 1y
€63k
+23.3% 23-24
Current ratio
1.11
-6.5% 23-24
Quick ratio
0.14
-88.6% 23-24
Solvency
18.2%
-3.9% 23-24
Debt / equity
4.48
+5.0% 23-24
ROE
14.9%
- 23-24
ROA
2.7%
- 23-24
Interest coverage
25.81
- 23-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€5k
Net profit€2k
Cash flow€4k
Staff costs-
Income taxes€997
Dividends-
Total assets€77k
Equity€14k
Debt€63k
of which ≤ 1y€63k
of which > 1y-
Working capital€7k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.11
Quick ratio0.14
Working capital ratio8.9%
Solvency18.2%
Debt / equity4.48
Long-term debt ratio-
Interest coverage25.81
Gross margin-
Net margin-
ROA2.7%
ROE14.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€77k
Fixed assets 21/28€5k
Formation expenses 20€2k
Tangible fixed assets 22/27€5k
Current assets 29/58€70k
Stocks & contracts in progress 3€61k
Amounts receivable within one year 40/41€937
Cash & bank 54/58€6k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€77k
Equity 10/15€14k
Contributions / capital 10/11€12k
Accumulated profits (losses) 14€2k
Amounts payable 17/49€63k
Amounts payable within one year 42/48€63k
Trade debts payable within one year 44€9k
Income statement
Gross operating margin 9900€5k
Operating result 9901€3k
Financial income 75€95
Financial charges 65€179
Result before taxes 9903€3k
Income taxes 67/77€997
Net result for the period 9904€2k
Result to be appropriated 9905€2k
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 1 directors
Current directors & mandates
  • GORET France
    Director
    State Gazette act 26097378 (28-07-2026)
    Current
    01-07-2026 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)(47716)
Legal form Private limited company(610)
Incorporation17-02-2023
StatusActive
Postal code5310
Establishment units 1 location
Madame Senfou
Chaussée de Louvain,Mehaigne 21, 5310 EghezéeHandelsbemiddeling in de niet-gespecialiseerde groothandel
since 20232.342.601.864
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92035A0584/02G003indicative Wallonia 120 m² - -
Methodology
via registered seat: 1
0 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
28-07-2026
State Gazette act Director appointment
Director appointment
2025
29-09-2025
NBB filing Annual accounts filed
fiscal year 2025 · micro
2024
24-10-2024
NBB filing Annual accounts filed
fiscal year 2024 · micro
2023
04-07-2023
NBB filing Annual accounts filed
fiscal year 2023 · micro
Belgian State Gazette reading coverage 1 of 4 acts read

Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 1 year ago
2024
28-11-2024 SWAAB Christel resigns as director Director changes
  • SWAAB Christel, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "SWAAB Christel",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2024-10-21",
      "evidence_quote": "1.L\u0027assembl\u00E9e acte la d\u00E9mission de Madame SWAAB Christel \u00E0 dater de ce jour. Madame SWAAB Christel n\u0027exerce plus aucune fonction dans la soci\u00E9t\u00E9 \u00E0 dater du 21/10/2024.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Liege",
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2024-11-28",
    "filing_date": "2024-11-09",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2024-11-11",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0798.570.415",
    "name_full": null,
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "FIVET Marie-Pierre",
    "org_rep_person_name": null,
    "person_role_at_subject": "Administrateur"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
11-10-2024 FLORE Greta resigns as director Director changes
  • FLORE Greta, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "FLORE Greta",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2024-03-31",
      "evidence_quote": "L\u0027assembl\u00E9e acte la d\u00E9mission de Madame FLORE Greta \u00E0 dater de ce jour. Madame FLORE Greta n\u0027exerce plus aucune fonction dans la soci\u00E9t\u00E9 \u00E0 dater du 31/03/2024.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": null,
    "filing_date": "2024-10-02",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2024-10-02",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0798.570.415",
    "name_full": null,
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "FIVET Marie-Pierre",
    "org_rep_person_name": null,
    "person_role_at_subject": "Administrateur"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires in gespecialiseerde winkels (algemeen assortiment)47716Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)47716Groothandel in kledingaccessoires46424Groothandel in kledingaccessoires46424Detailhandel in kledingaccessoires in gespecialiseerde winkels47715Detailhandel in kledingaccessoires47715Detailhandel in souvenirs en religieuze artikelen47784Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameFR Madame Senfou
AbbreviationFR MamS
Registered office
Chaussée de Louvain,Mehaigne 21
5310 Eghezée, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative