MADAM LUC
ActiveMADAM LUC has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8k and a net result of €3k. Its solvency ranks better than 27% of 8636 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability81
Solvency52
Growth-
Track record67
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.02; short-term debt: 32.1% and cash: 19% of total assets), and 73.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
7 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€8k
Total assets
€30k
Net result
€3k
Working capital
€242
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €30k
Fixed assets
€20k
Current assets
€10k
Equity and liabilities €30k
Equity
€8k
Debt
€22k
Debt finances 73.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€8k
Cash flow
€5k
Solvency
26.6%
Current ratio
1.02
Quick ratio
1.02
Debt / equity
2.76
ROE
38.0%
ROA
10.1%
Interest coverage
7.20
Debt
€22k
Debt ≤ 1 year
€10k
Debt > 1 year
€12k
Income taxes
€2k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€30k
Fixed assets21/28€20k
Tangible fixed assets22/27€344
Furniture and vehicles24€344
Financial fixed assets28€20k
Current assets29/58€10k
Amounts receivable within one year40/41€1k
Trade receivables40€1k
Cash at bank and in hand54/58€6k
Deferred charges and accrued income490/1€3k
Equity and liabilities
Total equity and liabilities10/49€30k
Equity10/15€8k
Contributions10/11€5k
Reserves13€3k
Distributable reserves133€3k
Amounts payable17/49€22k
Amounts payable after more than one year17€12k
Financial debts170/4€12k
Amounts payable within one year42/48€10k
Current portion of amounts payable after more than one year42€4k
Trade debts44€962
Suppliers440/4€962
Advances received on contracts in progress46€484
Taxes, remuneration and social security45€3k
Taxes450/3€3k
Other amounts payable47/48€1k
Accrued charges and deferred income492/3€105
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Other operating charges640/8€915
Gross operating margin9900€9k
Operating profit (loss)9901€6k
Financial charges65/66B€1k
Recurring financial charges65€1k
Profit (loss) for the period before taxes9903€5k
Income taxes67/77€2k
Profit (loss) for the period9904€3k
Profit (loss) for the period to be appropriated9905€3k
Appropriation of the result
Profit (loss) to be appropriated9906€3k
Transfer to equity691/2€3k
To other reserves6921€3k
Social balance
Average headcount (FTE)90870.0
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Moorslede · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Elzerijstraat 228890 MoorsledeGround area
1,660 m²
Building footprint
252 m²
Volume, LiDAR
790 m³
Parcel 36012A0233/00D000, Flanders · tallest building 15.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
MADAM LUC
since 20242.366.811.876
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36012A0233/00D000 | Flanders | 1,660 m² | 1 · 252 m² | 15.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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OFFICINA ITALIANA
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Hasselt Lanterneau Centre
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Of 5,696 companies in sector 70100 we hold annual accounts for 3,489. 1,051 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-11-2024
Fiscal year end31-12
Activities, NACEBEL
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.