DioVest

Active

Private limited companyfounded 20242 yrs activeOostendesteenweg(FICH) 99, 8480 Ichtegem, BelgiumKBO/BCE: BE 1010.711.591

Summary

The computed 12-month bankruptcy probability of DioVest is 2.0% (moderate). The 2025 annual accounts show equity of €2,958 and a net result of €1,958. Its solvency ranks better than 14% of 38840 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

DioVestActiveChecked score 52/100

Risk analysis Report Compare

Activity

Activities of head offices

NACE 70100

1 site

Size

€39,862total assets 2025

Equity: €2,958
Profit: €1,958

Turnover not published (abridged schema)

Financial health

52 Fair Checked score 2025

Bankruptcy chance 12 m: 2.0%

Structure

Accounts filed 61 d late1 of 2 deeds read

Why 52- Liquidity: current ratio 1.02- 1 change of registered office in 24 months- Latest accounts 61 days late; 1 of the last 3 late+ Sector Activities of head offices; management consultancy activities (NACE 70)Show the evidence

Checked score

Score 2025

52 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 18% of its sector peers (NACE 70, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Weak

Solvency 32

equity 7.4% of total assets

Liquidity 0

short-term debt 92.6%

Profitability 75

return on assets 4.9%

Bankruptcy probability, 12 months

2.0% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,264 companies)

Last 24 months 07-2025: 0.4%lowest value 08-2025: 0.4%● 0.0% vs 07-2025lowest value 09-2025: 0.4%▲ +2.2% vs 08-2025 10-2025: 0.4%▲ +1.6% vs 09-2025 11-2025: 0.4%▲ +1.6% vs 10-2025 12-2025: 0.4%▲ +12.2% vs 11-2025 01-2026: 0.8%▲ +94.0% vs 12-2025 02-2026: 0.9%▲ +7.1% vs 01-2026 03-2026: 1.0%▲ +6.5% vs 02-2026 04-2026: 0.9%▼ -2.7% vs 03-2026 05-2026: 1.0%▲ +9.0% vs 04-2026 06-2026: 1.0%▲ +3.7% vs 05-2026 07-2026: 1.0%● 0.0% vs 06-2026 08-2026: 1.0%● 0.0% vs 07-2026 09-2026: 1.0%▼ -0.7% vs 08-2026 10-2026: 2.0%▲ +88.7% vs 09-2026highest value

Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
Liquidity: current ratio 1.02 raises the probability
1 change of registered office in 24 months raises the probability
Latest accounts 61 days late; 1 of the last 3 late raises the probability

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 15%, liquidity 0%, profitability 39%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Activities of head offices; management consultancy activities (NACE 70)

In the bankruptcy model this factor lowers the probability.

KBO

Liquidity: current ratio 1.02

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

1 change of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

Latest accounts 61 days late; 1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 38840 sector peers (2025).

NBB · sector comparison

Position among 38840 sector peers

Solvency

better than 14%

← weakest strongest →

Young company

Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.

KBO · incorporation date

Age against the risk zone

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

61 d late

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

30-09-26 Annual accounts filedfiscal year 2025 · micro…
16-12-25 Registered officeRegistered-office move

Key points

Caution: Among the weakest 11% on equitysector median €78,214 · 38,873 companies €2,958 View
Caution: Latest accounts filed lateafter the legal deadline 61 d View
Total assets 2025first fiscal year filed €39,862 View