MACQUOI YOERI
ActiveMACQUOI YOERI has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €883k and a net result of €519k. Equity is growing by ~18.7% per year across the filed fiscal years. Its solvency ranks better than 79% of 3259 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +29 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+55
Solvency100▲+21
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90k at 30 days acceptable
Liquidity ample (current ratio 4.04 against 1.57 in 2024), and 22.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.1%
Return on assets
45.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
7 d early
2023
1 d early
2022
30 d late
2021
30 d late
2020
on the day
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€883k▲ 122%
2024 · €399k
2018: €264k
2019: €298k
2020: €368k
2021: €425k
2022: €540k
2023: €612k
2024: €399k
2018 → 2025
Total assets
€1.15M▲ 21.4%
2024 · €944k
2018: €617k
2019: €680k
2020: €769k
2021: €798k
2022: €876k
2023: €1.05M
2024: €944k
2018 → 2025
Net result
€519k▲ 1,348%
2024 · €36k
2018: €97k
2019: €70k
2020: €69k
2021: €58k
2022: €114k
2023: €72k
2024: €36k
2018 → 2025
Working capital
€611k▲ 183%
2024 · €216k
2018: €107k
2019: €181k
2020: €243k
2021: €268k
2022: €376k
2023: €423k
2024: €216k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€425k-€540k▲ 26.9%€612k▲ 13.4%€399k▼ 34.8%€883k▲ 122%
Operating result€130k-€235k▲ 81.1%€162k▼ 31.0%€147k▼ 9.2%€803k▲ 445%
Net result€58k-€114k▲ 98.3%€72k▼ 37.0%€36k▼ 50.3%€519k▲ 1,348%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 445% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.15M
Fixed assets
€333k▼ 4.9%
Current assets
€812k▲ 36.9%
Equity and liabilities €1.15M
Equity
€883k▲ 122%
Provisions
€0▼ 100%
Debt
€262k▼ 45.2%
The debt ratio falls from 50.6% to 22.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€839k▲
2024 · €188k
Cash flow
€555k▲
2024 · €77k
Solvency
77.1%▲
2024 · 42.3%
Current ratio
4.04▲
2024 · 1.57
Quick ratio
4.04▲
2024 · 1.19
Debt / equity
0.30▼
2024 · 1.20
ROE
58.8%▲
2024 · 9.0%
ROA
45.3%▲
2024 · 3.8%
Interest coverage
9.10▲
2024 · 2.11
Debt
€262k▼
2024 · €478k
Debt ≤ 1 year
€201k▼
2024 · €377k
Debt > 1 year
€61k▼
2024 · €100k
Income taxes
€199k▲
2024 · €24k
Staff costs
€323k▼
2024 · €427k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€944k€1.15M▲
Fixed assets21/28€350k€333k▼
Tangible fixed assets22/27€350k€333k▼
Land and buildings22€275k€260k▼
Plant, machinery and equipment23€8k€9k▲
Furniture and vehicles24€66k€64k▼
Other tangible fixed assets26€1k-
Financial fixed assets28€250€250=
Current assets29/58€593k€812k▲
Amounts receivable after more than one year29€3k€3k▲
Other amounts receivable291€3k€3k▲
Stocks and contracts in progress3€143k-
Contracts in progress37€143k-
Amounts receivable within one year40/41€291k€179k▼
Trade receivables40€276k€154k▼
Other amounts receivable41€15k€25k▲
Current investments50/53-€250k
Cash at bank and in hand54/58€114k€380k▲
Deferred charges and accrued income490/1€42k-
Equity and liabilities
Total equity and liabilities10/49€944k€1.15M▲
Equity10/15€399k€883k▲
Contributions10/11€12k€12k=
Reserves13€386k€871k▲
Tax-exempt reserves132€652€211k▲
Distributable reserves133€386k€660k▲
Provisions and deferred taxes16€67k-
Provisions for liabilities and charges160/5€67k-
Other liabilities and charges164/5€67k-
Amounts payable17/49€478k€262k▼
Amounts payable after more than one year17€100k€61k▼
Financial debts170/4€100k€61k▼
Amounts payable within one year42/48€377k€201k▼
Current portion of amounts payable after more than one year42€37k€39k▲
Financial debts43€23k€23k▲
Credit institutions430/8€23k€23k▲
Trade debts44€20k€8k▼
Suppliers440/4€20k€8k▼
Taxes, remuneration and social security45€125k€121k▼
Taxes450/3€59k€92k▲
Remuneration and social security454/9€66k€28k▼
Other amounts payable47/48€172k€10k▼
Accrued charges and deferred income492/3€88-
Income statement
Code20242025
Non-recurring operating income76A-€522k
Remuneration, social security and pensions62€427k€323k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41k€36k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€2k€3k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€7k€-67k▼
Other operating charges640/8€22k€12k▼
Gross operating margin9900€646k€1.11M▲
Operating profit (loss)9901€147k€803k▲
Financial income75/76B€2k€7k▲
Recurring financial income75€2k€7k▲
Financial charges65/66B€89k€92k▲
Recurring financial charges65€89k€92k▲
Profit (loss) for the period before taxes9903€60k€718k▲
Income taxes67/77€24k€199k▲
Profit (loss) for the period9904€36k€519k▲
Transfer to tax-exempt reserves689-€211k
Profit (loss) for the period to be appropriated9905€36k€308k▲
Appropriation of the result
Profit (loss) to be appropriated9906€36k€308k▲
Transfer from equity791/2€249k€34k▼
Transfer to equity691/2€36k€308k▲
To other reserves6921€36k€308k▲
Profit to be distributed694/7€249k€34k▼
Return on contributions (dividend)694€249k€34k▼
Social balance
Average headcount (FTE)90877.26.0▼
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
31-12
Financial
Highest result since 2018net €519k ▲1348%
Operating result €803k, net result €519k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 4.04
Current ratio from 1.57 to 4.04; short-term debt falls from €377k to €201k.
31-12
Financial
Equity above €500kEq €883k ▲122%
8 profitable years in a row build equity to €883k.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €36k ▼50.3%
Net result drops to €36k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
31-12
Financial
Equity above €500kEq €540k ▲26.9%
5 profitable years in a row build equity to €540k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
31-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 91 days late
2019
28-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
15-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tessenderlo-Ham · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stationsstraat 813980 Tessenderlo-HamGround area
629 m²
Building footprint
467 m²
Volume, LiDAR
5,324 m³
Parcel 71362B0192/00D004, Flanders · tallest building 13.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Macquoi Yoeri - YMAB
since 20072.160.230.283
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71362B0192/00D004 | Flanders | 629 m² | 1 · 467 m² | 13.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 6 entries · 20,911 EUR awarded · 20,911 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 3,885 EUR | 3,885 EUR |
| 2024 | 2 | 7,224 EUR | 7,224 EUR |
| 2023 | 2 | 5,878 EUR | 5,878 EUR |
| 2022 | 1 | 3,924 EUR | 3,924 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Aanwervingsincentive voor langdurig werkzoekenden (AWI) - Stopgezet
Recognitions · licences · registrations
Legal Entity Identifier
254900RYBYZHZJ4DZ054
Similar companies · same sector, comparable size
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SAERENS GEERT
BE 0878.313.422
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B ASSOCIATE
BE 0807.980.207
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K&W BOEKHOUDKANTOOR
BE 0446.725.778
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GONDRY ACCOUNTING & CONSULTING
BE 0477.315.620
Seneffe · Eq €885k
Of 12,122 companies in sector 69201 we hold annual accounts for 7,600. 4,642 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-07-2005
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
74121
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.