MACOMAR
ActiveMACOMAR has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €96k and a net result of €-3k. Equity is growing by ~32% per year across the filed fiscal years. Its solvency ranks better than 34% of 15868 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability61▼-14
Solvency44=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days only on tighter terms
Liquidity short (current ratio 0.35 against 0.3 in 2023; short-term debt: 46.8% and cash: 1.7% of total assets), and 80.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
19.2%
Return on assets
-0.5%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-10-2025, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
92 d late
2023
58 d late
2022
35 d early
2021
31 d early
2020
40 d early
2019
8 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€96k▼ 2.6%
2023 · €99k
2018: €-18k
2019: €-19k
2020: €13k
2021: €72k
2022: €72k
2023: €99k
2018 → 2024
Total assets
€500k▼ 5.5%
2023 · €529k
2018: €487k
2019: €477k
2020: €477k
2021: €542k
2022: €557k
2023: €529k
2018 → 2024
Net result
€-3k
2023 · €27k
2018: €319
2019: €-927
2020: €32k
2021: €59k
2022: €171
2023: €27k
2018 → 2024
Working capital
€-152k▲ 9.8%
2023 · €-169k
2018: €-189k
2019: €-197k
2020: €-178k
2021: €-169k
2022: €-199k
2023: €-169k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€13k-€72k▲ 451%€72k▲ 0.2%€99k▲ 36.9%€96k▼ 2.6%
Operating result€39k-€68k▲ 75.0%€8k▼ 88.1%€35k▲ 334%€6k▼ 81.6%
Net result€32k-€59k▲ 83.9%€171▼ 99.7%€27k▲ 15,421%€-3k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 82% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €500k
Fixed assets
€418k▼ 8.7%
Current assets
€82k▲ 15.1%
Equity and liabilities €500k
Equity
€96k▼ 2.6%
Debt
€404k▼ 6.2%
The debt ratio falls from 81.4% to 80.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€46k▼
2023 · €75k
Cash flow
€37k▼
2023 · €66k
Solvency
19.2%▲
2023 · 18.6%
Current ratio
0.35▲
2023 · 0.30
Quick ratio
0.34▲
2023 · 0.28
Debt / equity
4.21▼
2023 · 4.37
ROE
-2.7%▼
2023 · 27.0%
ROA
-0.5%▼
2023 · 5.0%
Interest coverage
5.13▼
2023 · 8.08
Debt
€404k▼
2023 · €430k
Debt ≤ 1 year
€234k▼
2023 · €240k
Debt > 1 year
€162k▼
2023 · €191k
Income taxes
€140▲
2023 · €0
Staff costs
€218k▲
2023 · €179k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€529k€500k▼
Fixed assets21/28€458k€418k▼
Tangible fixed assets22/27€458k€418k▼
Land and buildings22€388k€371k▼
Plant, machinery and equipment23€45k€34k▼
Furniture and vehicles24€14k€8k▼
Other tangible fixed assets26€10k€5k▼
Current assets29/58€71k€82k▲
Stocks and contracts in progress3€3k€3k=
Stocks30/36€3k€3k=
Amounts receivable within one year40/41€21k€8k▼
Trade receivables40€17k€5k▼
Other amounts receivable41€4k€3k▼
Current investments50/53€39k€60k▲
Cash at bank and in hand54/58€2k€9k▲
Deferred charges and accrued income490/1€5k€2k▼
Equity and liabilities
Total equity and liabilities10/49€529k€500k▼
Equity10/15€99k€96k▼
Contributions10/11€19k€19k=
Reserves13€80k€77k▼
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€78k€77k▼
Amounts payable17/49€430k€404k▼
Amounts payable after more than one year17€191k€162k▼
Financial debts170/4€191k€162k▼
Amounts payable within one year42/48€240k€234k▼
Financial debts43€29k€29k▲
Credit institutions430/8€29k€29k▲
Trade debts44€26k€10k▼
Suppliers440/4€26k€10k▼
Taxes, remuneration and social security45€17k€22k▲
Taxes450/3€2k€4k▲
Remuneration and social security454/9€15k€18k▲
Other amounts payable47/48€167k€172k▲
Accrued charges and deferred income492/3€0€8k▲
Income statement
Code20232024
Remuneration, social security and pensions62€179k€218k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40k€40k▲
Other operating charges640/8€4k€4k▼
Gross operating margin9900€258k€268k▲
Operating profit (loss)9901€35k€6k▼
Financial income75/76B€514€148▼
Recurring financial income75€514€148▼
Financial charges65/66B€9k€9k▼
Recurring financial charges65€9k€9k▼
Profit (loss) for the period before taxes9903€27k€-2k▼
Income taxes67/77€0€140▲
Profit (loss) for the period9904€27k€-3k▼
Profit (loss) for the period to be appropriated9905€27k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€27k€-3k▼
Transfer from equity791/2-€3k
Transfer to equity691/2€27k-
To other reserves6921€27k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 92 days late
2024
31-12
Financial
Weakest financial yearnet €-3k ▼110%
Net result drops to €-3k, the lowest in the series.
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 58 days late
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €59k ▲83.9%
Operating result €68k, net result €59k, both a record.
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €32k
Net result €32k after one loss-making year.
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 14 days late
2016
27-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bonheiden · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Watermolenstraat 252820 BonheidenGround area
927 m²
Building footprint
437 m²
Volume, LiDAR
2,074 m³
Parcel 12031B0884/00R002, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MACOMAR
since 20102.194.736.846
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12031B0884/00R002 | Flanders | 927 m² | 1 · 437 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteBonheiden2.194.736.846
Dual-learning approval
5 live approvals · 5 endedHulpkelner (vwo)
Hulpkelner duaal (so)
Keukenmedewerker (vwo)
Keukenmedewerker duaal (so)
Restaurant en keuken duaal (so)
Similar companies · same sector, comparable size
OLIVINO
BE 0702.847.647
Zedelgem · Eq €97k
Nico Van Buitenen
BE 0537.247.168
Scherpenheuvel-Zichem · Eq €95k
VINOPIA
BE 0536.902.918
Schoten · Eq €94k
GIN & WINE STORE
BE 1000.626.363
De Haan · Eq €99k
BROUWERIJ VERHOFSTEDE
BE 0832.597.025
Sint-Niklaas · Eq €93k
Of 1,050 companies in sector 46341 we hold annual accounts for 534. 394 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-09-2010
Fiscal year end31-12
Activities, NACEBEL
46341Wholesale of wines and spirits
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
47120Other non-specialised retail sale
47910Retail trade
62010Computer programming, consultancy and related activities
62020IT consultancy
62900Other information technology and computer services
62100Computer programming
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70220Business consulting
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.