Equity
€489,314 ▲ 11.5%
JISSY has made a profit without a break since 2012.
JISSY
Lifetime
19 annual accounts with figures on one time axis, 20 filings since 2006peak €546,535 (2022)
€192,579▼ 5.2%
lowest -€17,037 (2009)
€50,351▼ 14.2%
peak €489,314 (2025)
€489,314▲ 11.5%
€68,257▼ 44.6%
peak 1.9 FTE (2020)
1.1 FTEunchanged
Board1 name since 2005
1 directorZHANG Jianfeng
Documentsfilings and deeds
02-09-2026125 days late
2025abbreviated format
Debts from €123,266 to €68,257Cash from €64,558 to €97,912
Key points
from the 2025 annual accountsChecked score
57
Fair
Financially stronger than 76% of micro companies in retail trade (NACE 47)
Probability in this band: 1.5% to 4.2%
A confirmed filing finding caps the score at 59.
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,271 companies (NACE 47, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%lowest value
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.2%▲ +0.1 percentage points vs 03-2026
05-2026: 0.3%▲ +0.1 percentage points vs 04-2026
06-2026: 0.4%▲ +0.1 percentage points vs 05-2026
07-2026: 0.6%▲ +0.2 percentage points vs 06-2026
08-2026: 0.6%● unchanged vs 07-2026
09-2026: 0.8%▲ +0.2 percentage points vs 08-2026highest value
10-2026: 0.2%▼ -0.6 percentage points vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Capped at 59: a confirmed filing finding
Last filed accounts filed 125 days late; 1 of the last 3 accounts late
lowers risk
Founded in 2005
Equity €489,314 (87.8% of total assets)
Liquidity: current ratio 8.11, cash €97,912
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 77% on liquidity, 71% on profitability and 63% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as JISSY has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of JISSY itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for JISSY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €25,000 on 30-day terms, only on tighter conditions: the latest accounts were filed more than 90 days after the deadline
Liquidity is ample, with a current ratio of 8.11 (4.39 in 2024), above the usual 1.5. Short-term debt is 12.2% and cash 17.6% of total assets. 12.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 125 days late
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 02-09-2026, 125 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filingsDeviation from the deadline
2025
125 days late
2024
34 days early
2023
11 days early
2022
2 days early
2021
1 day early
2020
on the day
2019
24 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 8 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 28 April (4 of the last 5 accounts filed within 32 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end09-11-2026 today30-04-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0875639388
Resignation: ZHANG Jianfeng (manager)
Reappointment: ZHANG Jianfeng (statutory director) · Gazette deed
First establishment
Rue de Montigny 188, Charleroi
Incorporation
published on 29-08-2005 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JISSY Charleroi | €0.6m | €192,579 | 87.8% | 1.1 |
| SELLERIE DUPAGNE Durbuy | €0.6m | €184,402 | 68.0% | 1.4 |
| BRINGTON EUROPE Grobbendonk | €0.9m | €210,593 | -41.1% | 2.1 |
| ASTUCE Waregem | €0.8m | €221,982 | 26.0% | 1.6 |
| LA MODE DE PARIS Liège | €0.3m | €145,797 | 68.9% | 1.7 |
| PHARMACIE DU DIEWEG Uccle | €1.2m | €372,589 | 88.8% | 2.3 |
| DELSEY BELGIUM Brussels | €1.2m | €486,551 | 56.9% | 1.9 |
These companies have the same main activity as JISSY: retail trade (NACE 47722). They are comparable in size and age: total assets between €267,000 and €1.2m, founded between 2000 and 2012.
Official details
Source: KBO- Status
- Active since 17-08-2005Normal situation
- Activity
- Retail tradeNACE 47722and 3 others
- Joint committees
- 201Independent retail
- 119Food trade · annual accounts 30-09-2025
- Establishment unit
- 2.246.496.8386000 Charleroi, since 20-10-2015
- Financial year end
- 30 September
- Peppol
- Reachable since 03-01-2026
Annual accounts to 30-09-2025
- ≈ €900,000estimated
- €557,572▼ 0.8%
- Employeeson 30-09-2025
- 3=
- Filing
- Filed on 02-09-2026
Insights on JISSY
JISSY files the abbreviated format. That format states no turnover. The gross margin rose from -€7,958 in 2007 to €192,579 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JISSY
- What is the company number of JISSY?
- The company number of JISSY is 0875.639.388. The VAT number is the same number with BE in front: BE 0875.639.388.
- Where is JISSY based?
- The registered office is at Rue de Montigny 188, 6000 Charleroi.Company details
- What does JISSY do?
- According to the KBO register, the main activity is retail trade (NACE 47722).
- What is the legal form of JISSY?
- JISSY is a private limited company (BV).
- When was JISSY founded?
- JISSY was founded on 17-08-2005.
- Is JISSY still active?
- Yes, JISSY is an active enterprise in the KBO register.
- How many employees does JISSY have?
- JISSY had an average of 1.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does JISSY fall under?
- In its 30-09-2025 annual accounts, JISSY states joint committees 201 (Independent retail) and 119 (Food trade).
- What is the turnover of JISSY?
- The turnover in financial year 2025 is ≈ €900,000. This figure is estimated from the gross margin of €192,579 and 51 comparable companies (NACE 477). It probably lies between €600,000 and €1.7m.
- Is JISSY profitable?
- In financial year 2025, JISSY made a profit of €50,351.
- Where can I find the annual accounts of JISSY?
- JISSY filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JISSY due?
- JISSY must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
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