MACO
ActiveMACO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €2.55M and a net result of €41k. Equity is growing by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 81% of 6146 sector peers (fiscal year 2024). The company has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-07-2025, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
15 d early
2023
22 d early
2022
19 d early
2021
29 d late
2020
31 d late
2019
89 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€2.55M▲ 1.6%
2023 · €2.51M
2018: €1.82M
2019: €2.13M
2020: €2.20M
2021: €2.39M
2022: €2.43M
2023: €2.51M
2018 → 2024
Net result
€41k▼ 44.3%
2023 · €74k
2018: €22k
2019: €311k
2020: €73k
2021: €184k
2022: €43k
2023: €74k
2018 → 2024
Total assets
€2.98M▼ 0.4%
2023 · €2.99M
2018: €3.94M
2019: €4.18M
2020: €4.16M
2021: €4.11M
2022: €3.17M
2023: €2.99M
2018 → 2024
Solvency
85.4%▲ 1.7pp
2023 · 83.7%
2018: 46.2%
2019: 51.0%
2020: 53.0%
2021: 58.1%
2022: 76.8%
2023: 83.7%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€2.20M-€2.39M▲ 8.4%€2.43M▲ 1.8%€2.51M▲ 3.0%€2.55M▲ 1.6%
Operating result€210k-€395k▲ 88.4%€218k▼ 44.7%€156k▼ 28.6%€71k▼ 54.5%
Net result€73k-€184k▲ 153%€43k▼ 76.5%€74k▲ 70.3%€41k▼ 44.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2024 is 55% below 2023 and is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.98M
Fixed assets
€2.17M▼ 8.1%
Current assets
€808k▲ 28.7%
Equity and liabilities €2.98M
Equity
€2.55M▲ 1.6%
Provisions
€197k=
Debt
€240k▼ 17.8%
The debt ratio falls from 9.7% to 8.0%: equity grows while debt is paid down.
Key figures and ratios
Solvency
85.4%▲
2023 · 83.7%
ROE
1.6%▼
2023 · 2.9%
ROA
1.4%▼
2023 · 2.5%
Debt
€240k▼
2023 · €292k
Debt ≤ 1 year
€95k▼
2023 · €96k
Debt > 1 year
€132k▼
2023 · €184k
Income taxes
€77k▼
2023 · €81k
Staff costs
€30k▲
2023 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€2.99M€2.98M▼
Fixed assets21/28€2.37M€2.17M▼
Tangible fixed assets22/27€2.37M€2.17M▼
Land and buildings22€2.21M€2.05M▼
Plant, machinery and equipment23€5k€3k▼
Furniture and vehicles24€148k€113k▼
Other tangible fixed assets26€5k€5k=
Current assets29/58€628k€808k▲
Amounts receivable within one year40/41€292k€336k▲
Trade receivables40€289k€317k▲
Other amounts receivable41€2k€19k▲
Current investments50/53€261k€360k▲
Cash at bank and in hand54/58€66k€109k▲
Deferred charges and accrued income490/1€10k€3k▼
Equity and liabilities
Total equity and liabilities10/49€2.99M€2.98M▼
Equity10/15€2.51M€2.55M▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€65k€65k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€58k€58k=
Profit (loss) carried forward14€2.38M€2.42M▲
Provisions and deferred taxes16€197k€197k=
Provisions for liabilities and charges160/5€197k€197k=
Pensions and similar obligations160€197k€197k=
Amounts payable17/49€292k€240k▼
Amounts payable after more than one year17€184k€132k▼
Financial debts170/4€184k€132k▼
Amounts payable within one year42/48€96k€95k▼
Current portion of amounts payable after more than one year42€51k€51k▲
Financial debts43€2k€3k▲
Credit institutions430/8€2k€3k▲
Trade debts44€16k€26k▲
Suppliers440/4€16k€26k▲
Taxes, remuneration and social security45€27k€9k▼
Taxes450/3€27k€7k▼
Remuneration and social security454/9-€2k
Other amounts payable47/48€0€4k▲
Accrued charges and deferred income492/3€13k€13k▲
Income statement
Code20232024
Non-recurring operating income76A€850€0▼
Remuneration, social security and pensions62€0€30k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€182k€192k▲
Other operating charges640/8€10k€10k▲
Non-recurring operating charges66A€400€0▼
Gross operating margin9900€348k€303k▼
Operating profit (loss)9901€156k€71k▼
Financial income75/76B€8k€55k▲
Recurring financial income75€8k€55k▲
Financial charges65/66B€9k€8k▼
Recurring financial charges65€9k€8k▼
Profit (loss) for the period before taxes9903€155k€118k▼
Income taxes67/77€81k€77k▼
Profit (loss) for the period9904€74k€41k▼
Profit (loss) for the period to be appropriated9905€74k€41k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2.38M€2.42M▲
Profit (loss) brought forward from the previous period14P€2.31M€2.38M▲
Social balance
Average headcount (FTE)90870.00.9▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity doublescurrent ratio 6.56
Current ratio from 2.78 to 6.56; short-term debt falls from €274k to €96k.
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Liquidity doublescurrent ratio 2.78
Current ratio from 1.28 to 2.78; short-term debt falls from €1.20M to €274k.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 29 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 89 days late
2019
31-12
Financial
Highest result since 2018net €311k ▲1336%
Operating result €486k, net result €311k, both a record.
31-12
Financial
Equity above €2MEq €2.13M ▲17.1%
2 profitable years in a row build equity to €2.13M.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 61 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 28 days late
2017
27-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 88 days late
2016
06-10
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 67 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lummen · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
St.-Annastraat 473560 LummenGround area
3,630 m²
Building footprint
325 m²
Volume, LiDAR
1,584 m³
Parcel 71542D0239/00B000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
St.-Annastraat 47, 3560 Lummen
since 19942.066.074.066
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71542D0239/00B000 | Flanders | 3,630 m² | 1 · 325 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,641 companies in sector 64210 we hold annual accounts for 19,693. 10,173 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded07-12-1992
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
74142
68110Buying and selling of own real estate
70120
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.