VITATEK is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.57M and a net result of €238k. Equity is growing by ~10% per year across the filed fiscal years. Its solvency ranks better than 79% of 7980 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
26 d late
2023
68 d late
2022
60 d late
2021
30 d late
2020
31 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2.57M▲ 10.2%
2024 · €2.34M
2018: €1.32M
2019: €1.49M
2020: €1.52M
2021: €1.70M
2022: €1.82M
2023: €2.03M
2024: €2.34M
2018 → 2025
Net result
€238k▼ 2.5%
2024 · €244k
2018: €125k
2019: €171k
2020: €30k
2021: €180k
2022: €117k
2023: €214k
2024: €244k
2018 → 2025
Total assets
€3.16M▲ 4.6%
2024 · €3.03M
2018: €2.01M
2019: €2.18M
2020: €2.21M
2021: €2.44M
2022: €2.54M
2023: €2.79M
2024: €3.03M
2018 → 2025
Solvency
81.3%▲ 4.2pp
2024 · 77.2%
2018: 65.7%
2019: 68.2%
2020: 68.7%
2021: 69.7%
2022: 71.6%
2023: 72.6%
2024: 77.2%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.70M-€1.82M▲ 6.9%€2.03M▲ 11.8%€2.34M▲ 15.1%€2.57M▲ 10.2%
Operating result€65k-€8k▼ 88.2%€98k▲ 1,168%€84k▼ 14.3%€93k▲ 10.6%
Net result€180k-€117k▼ 35.3%€214k▲ 83.3%€244k▲ 13.9%€238k▼ 2.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 11% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.16M
Fixed assets
€1.86M▲ 4.3%
Current assets
€1.30M▲ 5.0%
Equity and liabilities €3.16M
Equity
€2.57M▲ 10.2%
Debt
€590k▼ 14.5%
The debt ratio falls from 22.8% to 18.7%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
81.3%▲
2024 · 77.2%
ROE
9.2%▼
2024 · 10.4%
ROA
7.5%▼
2024 · 8.1%
Debt
€590k▼
2024 · €690k
Debt ≤ 1 year
€304k▼
2024 · €401k
Debt > 1 year
€286k=
2024 · €286k
Income taxes
€27k▲
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.03M€3.16M▲
Fixed assets21/28€1.79M€1.86M▲
Tangible fixed assets22/27€666k€742k▲
Land and buildings22€647k€622k▼
Plant, machinery and equipment23-€457
Furniture and vehicles24€19k€120k▲
Financial fixed assets28€1.12M€1.12M=
Current assets29/58€1.24M€1.30M▲
Amounts receivable within one year40/41€26k€3k▼
Trade receivables40€5k€3k▼
Other amounts receivable41€21k-
Current investments50/53€650k€853k▲
Cash at bank and in hand54/58€562k€444k▼
Deferred charges and accrued income490/1€64€385▲
Equity and liabilities
Total equity and liabilities10/49€3.03M€3.16M▲
Equity10/15€2.34M€2.57M▲
Contributions10/11€12k€12k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€2.32M€2.56M▲
Amounts payable17/49€690k€590k▼
Amounts payable after more than one year17€286k€286k=
Financial debts170/4€286k€286k=
Amounts payable within one year42/48€401k€304k▼
Trade debts44€12k€13k▲
Suppliers440/4€12k€13k▲
Taxes, remuneration and social security45€58k€45k▼
Taxes450/3€58k€45k▼
Other amounts payable47/48€332k€245k▼
Accrued charges and deferred income492/3€3k€589▼
Income statement
Code20242025
Non-recurring operating income76A-€35k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€53k▲
Other operating charges640/8€5k€6k▲
Gross operating margin9900€116k€152k▲
Operating profit (loss)9901€84k€93k▲
Financial income75/76B€205k€180k▼
Recurring financial income75€205k€180k▼
Financial charges65/66B€20k€9k▼
Recurring financial charges65€20k€9k▼
Profit (loss) for the period before taxes9903€269k€265k▼
Income taxes67/77€25k€27k▲
Profit (loss) for the period9904€244k€238k▼
Profit (loss) for the period to be appropriated9905€244k€238k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2.32M€2.56M▲
Profit (loss) brought forward from the previous period14P€2.08M€2.32M▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Highest result since 2018net €244k ▲13.9%
Net result €244k, the highest in the series.
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
31-12
Financial
Equity above €2MEq €2.03M ▲11.8%
6 profitable years in a row build equity to €2.03M.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €30k ▼82.4%
Net result drops to €30k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
18-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwevegem · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kloosterhof(S) 228554 ZwevegemGround area
1,140 m²
Building footprint
266 m²
Volume, LiDAR
297 m³
Parcel 34034C0326/00P002, Flanders · tallest building 4.2 m. Linked by address, not a title deed.
1 establishment unit
Vitatek
since 20102.194.912.139
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34034C0326/00P002 | Flanders | 1,140 m² | 1 · 266 m² | 4.2 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,754. 10,169 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-12-2010
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.