MACLO
ActiveMACLO has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €24k and a net result of €7k. Equity is growing by ~60.5% per year across the filed fiscal years. Its solvency ranks better than 83% of 2091 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
88
/ 100
Excellent▼ -12 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency88▼-3
Growth78=
Stability100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.48 against 1.59 in 2023), and 31.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
68.9%
Return on assets
19.7%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-06-2025, 40 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
40 d early
2023
44 d early
2022
48 d early
2021
47 d early
2020
45 d early
2019
32 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€24k▲ 40.0%
2023 · €17k
2018: €1k
2019: €2k
2020: €5k
2021: €7k
2022: €6k
2023: €17k
2018 → 2024
Total assets
€35k▲ 44.8%
2023 · €24k
2018: €28k
2019: €24k
2020: €23k
2021: €16k
2022: €16k
2023: €24k
2018 → 2024
Net result
€7k▼ 36.5%
2023 · €11k
2018: €4k
2019: €1k
2020: €3k
2021: €2k
2022: €-470
2023: €11k
2018 → 2024
Working capital
€5k▲ 27.8%
2023 · €4k
2018: €-4k
2019: €-2k
2020: €1k
2021: €3k
2022: €-263
2023: €4k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€5k-€7k▲ 32.7%€6k▼ 6.9%€17k▲ 171%€24k▲ 40.0%
Operating result€6k-€4k▼ 34.2%€616▼ 84.0%€15k▲ 2,319%€11k▼ 28.3%
Net result€3k-€2k▼ 41.5%€-470€11k€7k▼ 36.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 28% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €35k
Fixed assets
€19k▲ 43.8%
Current assets
€16k▲ 45.9%
Equity and liabilities €35k
Equity
€24k▲ 40.0%
Debt
€11k▲ 56.6%
The debt ratio rises from 28.8% to 31.1%: debt grows faster than equity.
Key figures and ratios
EBITDA
€14k▼
2023 · €17k
Cash flow
€10k▼
2023 · €12k
Solvency
68.9%▼
2023 · 71.2%
Current ratio
1.48▼
2023 · 1.59
Quick ratio
1.48▼
2023 · 1.59
Debt / equity
0.45▲
2023 · 0.40
ROE
28.6%▼
2023 · 63.0%
ROA
19.7%▼
2023 · 44.9%
Interest coverage
424.75▲
2023 · 302.65
Debt
€11k▲
2023 · €7k
Debt ≤ 1 year
€11k▲
2023 · €7k
Income taxes
€4k▼
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€24k€35k▲
Fixed assets21/28€13k€19k▲
Tangible fixed assets22/27€13k€19k▲
Plant, machinery and equipment23€13k€19k▲
Furniture and vehicles24€566€335▼
Current assets29/58€11k€16k▲
Amounts receivable within one year40/41€3k€2k▼
Trade receivables40€3k€2k▼
Cash at bank and in hand54/58€8k€14k▲
Equity and liabilities
Total equity and liabilities10/49€24k€35k▲
Equity10/15€17k€24k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-1k€5k▲
Amounts payable17/49€7k€11k▲
Amounts payable within one year42/48€7k€11k▲
Trade debts44€966€750▼
Suppliers440/4€966€750▼
Taxes, remuneration and social security45€2k€2k▼
Taxes450/3€2k€2k▼
Other amounts payable47/48€4k€8k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€4k▲
Other operating charges640/8€872€873▲
Gross operating margin9900€17k€15k▼
Operating profit (loss)9901€15k€11k▼
Financial charges65/66B€55€34▼
Recurring financial charges65€55€34▼
Profit (loss) for the period before taxes9903€15k€11k▼
Income taxes67/77€4k€4k▼
Profit (loss) for the period9904€11k€7k▼
Profit (loss) for the period to be appropriated9905€11k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-1k€5k▲
Profit (loss) brought forward from the previous period14P€-12k€-1k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
21-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-470 ▼128%
Net result drops to €-470, the lowest in the series; recovery starts the following year.
14-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
07-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 7 days late
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
20-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudergem · 1 establishment unit since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tervuurse steenweg 971160 OudergemGround area
2,457 m²
Building footprint
129 m²
Volume, LiDAR
736 m³
Parcel 23543K0085/00L018, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Nieuwelaan 2, 3090 Overijse
since 19872.031.681.628
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23543K0085/00L018 | Flanders | 2,457 m² | 1 · 129 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via establishment units: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 389 companies in sector 10890 we hold annual accounts for 221. 91 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-02-1987
Fiscal year end31-12
Activities, NACEBEL
10890Manufacture of food products
15890
46389Wholesale of other food products
51384
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.