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Fresh and Veggie

Active
Private limited companyfounded 2004active for 22 yearsBallingsweg 1, 9620 Zottegem, BelgiumKBO/BCE: BE 0865.895.046
Summary

The computed 12-month bankruptcy probability of Fresh and Veggie is 2.5% (moderate). The annual accounts of Fresh and Veggie for financial year 2025 show a net loss of 401% of the equity at the start of that year. The 2025 annual accounts show equity of €30,959 and a net result of -€291,706. Equity is shrinking by about 26% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2026. Its solvency ranks better than 14% of 12,678 sector peers (NACE 47, financial year 2025). The company has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow ReportCompare
Fresh and VeggieActiveChecked score 50/100
Risk analysis ReportCompare

Overview

Activity
Other retail sale of food
NACE 47279Manufacture of food products NACE 10890
9th largest employer in Zottegem, Wholesale and retail trade sector1 site
Size
€3.1mtotal assets 2025
Staff
14.1 FTE
Equity
€30,959
Loss
-€291,706
Turnover not published (abbreviated format)
Financial health
50 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.5%
Structure
Largest shareholder
Chok Dee · 14%
2025 accounts filed 31 days late3 of 10 deeds summarised
Why 50raises riskLoss of €291,706, the second in a row (financial year 2025)Equity €30,959 (1.0% of total assets)Last filed accounts filed 31 days late; 3 of the last 3 latelowers riskFigures for financial year 2025 (filed 01-09-2026)Show the evidence

Checked score

Score 2025
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 20% of its sector peers (NACE 47, small)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 26-2
equity 1.0% of total assets
Liquidity 47+2
short-term debt 26.7% · cash 5.6%
Profitability 7+2
return on assets -9.4%
Bankruptcy probability, 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,693 companies, NACE 47, small)
Last 24 months 11-2024: 3.7% 12-2024: 3.7%● unchanged vs 11-2024 01-2025: 3.7%● unchanged vs 12-2024 02-2025: 3.7%● unchanged vs 01-2025 03-2025: 4.1%▲ +0.4 percentage points vs 02-2025 04-2025: 4.1%● unchanged vs 03-2025 05-2025: 4.0%▼ -0.1 percentage points vs 04-2025 06-2025: 4.1%▲ +0.1 percentage points vs 05-2025 07-2025: 4.4%▲ +0.3 percentage points vs 06-2025 08-2025: 4.5%▲ +0.1 percentage points vs 07-2025highest value 09-2025: 4.4%▼ -0.1 percentage points vs 08-2025 10-2025: 3.4%▼ -1.0 percentage point vs 09-2025 11-2025: 3.4%● unchanged vs 10-2025 12-2025: 3.4%● unchanged vs 11-2025 01-2026: 3.4%● unchanged vs 12-2025 02-2026: 3.4%● unchanged vs 01-2026 03-2026: 3.8%▲ +0.4 percentage points vs 02-2026 04-2026: 3.8%● unchanged vs 03-2026 05-2026: 3.9%▲ +0.1 percentage points vs 04-2026 06-2026: 3.9%● unchanged vs 05-2026 07-2026: 4.0%▲ +0.1 percentage points vs 06-2026 08-2026: 4.3%▲ +0.3 percentage points vs 07-2026 09-2026: 2.5%▼ -1.8 percentage points vs 08-2026lowest value 10-2026: 2.5%● unchanged vs 09-2026lowest value
Credit of up to €1,500 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity insufficient (current ratio 0.96, compared with 0.82 in 2024, below 1; short-term debt: 26.7% and cash: 5.6% of total assets), and 99% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small): better than 11% on solvency, 55% on liquidity, 6% on profitability and 7% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises risk
raises risk · Loss of €291,706, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Equity €30,959 (1.0% of total assets)
NBB · annual accounts
raises risk · Last filed accounts filed 31 days late; 3 of the last 3 late
NBB · filings
lowers risk · Figures for financial year 2025 (filed 01-09-2026)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€291,706
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 12678 sector peers (2025).
NBB · sector comparison
Position among 12678 sector peers
Solvency
better than 14%
← weakest strongest →
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
56 days late
2023
65 days late
2022
91 days late
2021
60 days late
2020
10 days late
2019
28 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 49 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. MiscellaneousCapital contribution · Bank account…
  3. MiscellaneousCapital increase · Capital contribution…

Key points

  • Risk: 6 loss-making years in a rowloss financial year 2025 -€291,706 View
  • Caution: Among the weakest 5% on net resultsector median €27,728 · 12,668 companies -€291,706 View
  • Total assets 20256 financial years filed €3.1m View

By topic

Financials

Financial year
2025
Total assets
€3.1m
Loss
-€291,706
Solvency
1.0%
Total assets▲ 16.1%
Net result
20182025
Go to Financials

Timeline

Events
26
Since
2006
Next accounts
by 31-07-2027
  1. 25-09-2025Annual accounts filed
  2. 02-07-2025Permanent representative: Catherine Schepens
  3. 31-12-2024Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other retail sale of foodNACE 47279
Founded
22-06-2004
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about Fresh and Veggie

What is the company number of Fresh and Veggie?
0865.895.046. In Belgium the VAT number is the company number with BE in front: BE 0865.895.046.
Where is Fresh and Veggie based?
The registered office is at Ballingsweg 1, 9620 Zottegem.Company details
What does Fresh and Veggie do?
According to the KBO register, the main activity is other retail sale of food (NACE 47279).
What is the legal form of Fresh and Veggie?
Private limited company (BV).
When was Fresh and Veggie founded?
On 22-06-2004.
Is Fresh and Veggie still active?
Yes, Fresh and Veggie is an active enterprise in the KBO register.
How many employees does Fresh and Veggie have?
On average 14.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Fresh and Veggie?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Fresh and Veggie profitable?
In financial year 2025, Fresh and Veggie made a loss of €291,706.
Where can I find the annual accounts of Fresh and Veggie?
Fresh and Veggie filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Fresh and Veggie due?
By 31-07-2027, for financial year 2026.Timeline

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