MACIA
ActiveMACIA has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €149k and a net result of €4k. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 88% of 10206 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
83
/ 100
Excellent▼ -11 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability13▼-26
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 4.7 against 4.07 in 2024), and 20.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.5%
Return on assets
2%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
27 d late
2023
12 d late
2022
on the day
2021
11 d early
2020
19 d late
2019
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€149k▼ 0.9%
2024 · €150k
2018: €151k
2019: €153k
2020: €151k
2021: €155k
2022: €151k
2023: €148k
2024: €150k
2018 → 2025
Total assets
€187k▼ 4.0%
2024 · €195k
2018: €205k
2019: €200k
2020: €195k
2021: €229k
2022: €219k
2023: €182k
2024: €195k
2018 → 2025
Net result
€4k▼ 68.0%
2024 · €12k
2018: €20k
2019: €26k
2020: €18k
2021: €28k
2022: €16k
2023: €2k
2024: €12k
2018 → 2025
Working capital
€142k▲ 3.1%
2024 · €138k
2018: €146k
2019: €149k
2020: €146k
2021: €135k
2022: €130k
2023: €134k
2024: €138k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€155k-€151k▼ 2.4%€148k▼ 1.9%€150k▲ 1.1%€149k▼ 0.9%
Operating result€28k-€21k▼ 25.6%€1k▼ 93.6%€14k▲ 939%€3k▼ 78.9%
Net result€28k-€16k▼ 40.8%€2k▼ 87.0%€12k▲ 446%€4k▼ 68.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 79% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €187k
Fixed assets
€6k▼ 46.7%
Current assets
€181k▼ 1.2%
Equity and liabilities €187k
Equity
€149k▼ 0.9%
Debt
€38k▼ 14.5%
The debt ratio falls from 23.1% to 20.5%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€9k▼
2024 · €20k
Cash flow
€9k▼
2024 · €17k
Solvency
79.5%▲
2024 · 76.9%
Current ratio
4.70▲
2024 · 4.07
Quick ratio
4.13▲
2024 · 3.56
Debt / equity
0.26▼
2024 · 0.30
ROE
2.5%▼
2024 · 7.8%
ROA
2.0%▼
2024 · 6.0%
Interest coverage
7.33▼
2024 · 14.86
Debt
€38k▼
2024 · €45k
Debt ≤ 1 year
€38k▼
2024 · €45k
Income taxes
€2k▼
2024 · €4k
Staff costs
€47k▲
2024 · €41k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€195k€187k▼
Fixed assets21/28€12k€6k▼
Tangible fixed assets22/27€7k€1k▼
Furniture and vehicles24€6k€974▼
Other tangible fixed assets26€713€322▼
Financial fixed assets28€5k€5k=
Current assets29/58€183k€181k▼
Stocks and contracts in progress3€23k€22k▼
Stocks30/36€23k€22k▼
Amounts receivable within one year40/41€7k€4k▼
Trade receivables40€711€680▼
Other amounts receivable41€6k€3k▼
Cash at bank and in hand54/58€150k€150k▼
Deferred charges and accrued income490/1€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€195k€187k▼
Equity10/15€150k€149k▼
Contributions10/11€25k€25k=
Capital10€25k€25k=
Issued capital100€25k€25k=
Reserves13€123k€123k=
Non-distributable reserves130/1€3k€3k=
Legal reserve130€3k€3k=
Distributable reserves133€120k€120k=
Profit (loss) carried forward14€2k€902▼
Amounts payable17/49€45k€38k▼
Amounts payable within one year42/48€45k€38k▼
Trade debts44€10k€15k▲
Suppliers440/4€10k€15k▲
Taxes, remuneration and social security45€27k€19k▼
Taxes450/3€21k€13k▼
Remuneration and social security454/9€6k€6k▲
Other amounts payable47/48€8k€5k▼
Income statement
Code20242025
Remuneration, social security and pensions62€41k€47k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k=
Other operating charges640/8€3k€3k▼
Gross operating margin9900€64k€59k▼
Operating profit (loss)9901€14k€3k▼
Financial income75/76B€4k€4k▲
Recurring financial income75€4k€4k▲
Non-recurring financial income76B-€145
Financial charges65/66B€2k€1k▼
Recurring financial charges65€1k€1k▼
Non-recurring financial charges66B€525€252▼
Profit (loss) for the period before taxes9903€16k€6k▼
Income taxes67/77€4k€2k▼
Profit (loss) for the period9904€12k€4k▼
Profit (loss) for the period to be appropriated9905€12k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€12k€6k▼
Profit (loss) brought forward from the previous period14P€551€2k▲
Profit to be distributed694/7€10k€5k▼
Return on contributions (dividend)694€10k€5k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 25 days late
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 12 days late
2023
31-12
Financial
Weakest financial yearnet €2k ▼87%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €28k ▲54.7%
Net result €28k, the highest in the series.
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 19 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vanderkinderestraat 4151180 UkkelGround area
137 m²
Building footprint
123 m²
Volume, LiDAR
1,113 m³
Parcel 21612C0004/00H047, Brussels · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MORY MACIA SPRLU
since 19952.073.602.949
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21612C0004/00H047 | Brussels | 137 m² | 1 · 123 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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HAVEN SURF
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BIKAÏ
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CHEMALUP
BE 0627.631.768
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HEVIC
BE 0717.621.836
Dentergem · Eq €147k
ONGI CEREMONIE
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Courcelles · Eq €147k
Of 2,200 companies in sector 47711 we hold annual accounts for 889. 681 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded09-08-1995
Fiscal year end31-12
Activities, NACEBEL
47711Retail sale of women's outerwear
52423
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.