NBS Gourmet
ActiveSummary
The computed 12-month bankruptcy probability of NBS Gourmet is 4.1% (elevated). The 2025 annual accounts show equity of €28k and a net result of €18k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 41% of 13305 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▼-13
Solvency45▲+13
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
4.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days only on tighter terms
Liquidity short (current ratio 0.97 against 0.76 in 2024; short-term debt: 79.9% and cash: 66% of total assets), and 79.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.1%
Return on assets
13%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 7 filingsDeviation from the deadline
2025
31 d late
2024
on the day
2023
1 d early
2022
1 d early
2021
3 d early
2020
24 d late
2019
67 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€28k▲ 182%
2024 · €10k
2019: €12k
2020: €-19k
2021: €-20k
2022: €-35k
2023: €-21k
2024: €10k
2019 → 2025
Total assets
€138k▲ 4.1%
2024 · €132k
2019: €13k
2020: €102k
2021: €105k
2022: €123k
2023: €111k
2024: €132k
2019 → 2025
Net result
€18k▼ 41.9%
2024 · €31k
2019: €-8k
2020: €-31k
2021: €-955
2022: €-15k
2023: €14k
2024: €31k
2019 → 2025
Working capital
€-4k▲ 87.8%
2024 · €-30k
2019: €12k
2020: €-65k
2021: €-71k
2022: €-90k
2023: €-69k
2024: €-30k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-20k-€-35k▼ 76.9%€-21k▲ 39.5%€10k€28k▲ 182%
Operating result€-879-€-15k▼ 1,636%€14k€31k▲ 119%€25k▼ 19.0%
Net result€-955-€-15k▼ 1,473%€14k€31k▲ 125%€18k▼ 41.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 19% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €138k
Fixed assets
€31k ▼ 21.3%
Current assets
€106k ▲ 15.0%
Equity and liabilities €138k
Equity
€28k ▲ 182%
Debt
€110k ▼ 10.2%
Debt's share of the balance-sheet total falls from 92.6% to 79.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€34k▼
2024 · €39k
Cash flow
€26k▼
2024 · €39k
Current ratio
0.97▲
2024 · 0.76
Quick ratio
0.94▲
2024 · 0.73
Debt to equity
3.98▼
2024 · 12.52
ROE
64.6%▼
2024 · 314.0%
ROA
13.0%▼
2024 · 23.2%
Interest coverage
108.15▼
2024 · 126.04
Debt ≤ 1 year
€110k▼
2024 · €122k
Income taxes
€7k
Staff costs
€236k▼
2024 · €258k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€132k€138k▲
Fixed assets21/28€40k€31k▼
Tangible fixed assets22/27€40k€31k▼
Furniture and vehicles24€6k€3k▼
Other tangible fixed assets26€34k€28k▼
Current assets29/58€92k€106k▲
Stocks and contracts in progress3€4k€3k▼
Stocks30/36€4k€3k▼
Amounts receivable within one year40/41€5k€11k▲
Trade receivables40€5k€11k▲
Cash at bank and in hand54/58€83k€91k▲
Deferred charges and accrued income490/1€961€741▼
Equity and liabilities
Total equity and liabilities10/49€132k€138k▲
Equity10/15€10k€28k▲
Contributions10/11€20k€20k=
Capital10€20k-
Issued capital100€20k-
Profit (loss) carried forward14€-10k€8k▲
Amounts payable17/49€122k€110k▼
Amounts payable within one year42/48€122k€110k▼
Trade debts44€23k€20k▼
Suppliers440/4€23k€20k▼
Taxes, remuneration and social security45€36k€27k▼
Taxes450/3-€7k
Remuneration and social security454/9€36k€20k▼
Other amounts payable47/48€64k€64k=
Income statement
Code20242025
Remuneration, social security and pensions62€258k€236k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k=
Other operating charges640/8€6k€1k▼
Gross operating margin9900€304k€271k▼
Operating profit (loss)9901€31k€25k▼
Financial charges65/66B€313€311▼
Recurring financial charges65€313€311▼
Profit (loss) for the period before taxes9903€31k€25k▼
Income taxes67/77-€7k
Profit (loss) for the period9904€31k€18k▼
Profit (loss) for the period to be appropriated9905€31k€18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-10k€8k▲
Profit (loss) brought forward from the previous period14P€-41k€-10k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €31k ▲125%
Operating result €31k, net result €31k, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €14k
Net result €14k after 4 loss-making years.
30-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
31-12
Financial
Weakest financial yearnet €-31k
Net result drops to €-31k, the lowest in the series; recovery starts the following year.
06-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 67 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Machelen (Brab.) · 2 establishment units since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leonardo da Vincilaan 19 A1831 Machelen (Brab.)Ground area
302 m²
Building footprint
82 m²
Volume, LiDAR
1,093 m³
2 parcels, Brussels, Flanders · tallest building 15.4 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
RAMEN NOBU
since 20182.310.108.151
RAMEN NOBU
since 20202.310.108.448
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23015B0320/00D000indicative | Flanders | 161 m² | - | - |
| 21683D0033/00T007 | Brussels | 141 m² | 1 · 82 m² | 15.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Pieters-Woluwe2.310.108.448
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Of 21,888 companies in sector 56112 we hold annual accounts for 9,780. 8,342 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded07-12-2018
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:ksakai@infi2.com
Phone:0496126332