Equity
€122,549 ▲ 17.4%
MACA has made a profit in every financial year since 2022.
MACA
Overview
Lifetime
3 annual accounts with figures on one time axispeak €101,486 (2023)
€28,101▼ 72.3%
peak €70,074 (2023)
€18,146▼ 74.1%
peak €122,549 (2024)
€122,549▲ 17.4%
€26,720▼ 37.2%
Board2 names since 2022
2 directorsBUEKERS Catharina Lucia Wilfried and 1 other
Documentsfilings and deeds
25-09-202556 days late
2024micro format
Gross margin from €101,486 to €28,101Result from €70,074 to €18,146Equity from €104,403 to €122,549Debts from €42,535 to €26,720Investments €11,643
Key points
from the 2024 annual accountsResult
€18,146 ▼ 74.1%
The result fell in 2024 from €70,074 to €18,146.
Turnover
≈ €82,000 estimated
The micro format states no turnover.
Investments
€11,643 13.6 × depreciation
Green is investment, beige is depreciation.
Liquidity
5.14 was 3.43 in 2023
Short-term debts fell from €42,535 to €26,720.
Filings
3 annual accounts 101 days past the deadline
2025 accounts not filed: deadline was 31-07-2026.
Checked score
57
Fair
Financially stronger than 70% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: 1.5% to 4.2%
A confirmed filing finding caps the score at 59.
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025lowest value
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: 0.1%▲ +0.1 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: < 0.1%▼ -0.1 percentage points vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: 0.1%▲ +0.1 percentage points vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.2%▲ +0.1 percentage points vs 08-2026
10-2026: 0.4%▲ +0.2 percentage points vs 09-2026
11-2026: 0.4%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
Capped at 59: a confirmed filing finding
Figures for financial year 2024 (filed on 26-09-2025)
1 financial year not filed after the legal deadline; last filed accounts filed 56 days late; 1 of the last 3 accounts late
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 5.14, cash €48,684
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 78% on liquidity, 52% on profitability and 65% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as MACA has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of MACA itself: 0.4% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for MACA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €6,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity is ample, with a current ratio of 5.14 (3.43 in 2023), above the usual 1.5. Short-term debt is 17.9% and cash 32.6% of total assets. 17.9% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 101 days later.
NBB · 3 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline09-11-2026 today
raises risk · 2024 accounts filed 56 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-09-2025, 56 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filingsDeviation from the deadline
2025
not filed
2024
56 days late
2023
87 days early
2022
29 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 20 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0787599418
Incorporation
Founding capital of €2,000 · Founder: PEETERS Marc Eddy · Appointments: PEETERS Marc Eddy (director) and BUEKERS Catharina Lucia Wilfried (director) · published on 27-06-2022 · Gazette deed
First establishment
Grote Hoolstraat 81, Herk-de-Stad
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MACA Herk-de-Stad | €149,269 | €28,101 | 82.1% | - |
| LANOMI Genk | €168,635 | €27,945 | 49.9% | - |
| CEYSSENS BEDRIJVEN Peer | €147,658 | €25,991 | 7.7% | - |
| STIJN SEURS Hasselt | €132,950 | €29,631 | 62.7% | - |
| BCF TRAINING Lasne | €142,194 | €25,853 | 90.4% | - |
| COBAFI Nivelles | €147,841 | €30,981 | 15.1% | - |
| BB Consulting Mechelen | €151,348 | €31,483 | 30.5% | - |
These companies have the same main activity as MACA: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €133,000 and €169,000, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 23-06-2022Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.332.897.5103540 Herk-de-Stad, since 23-06-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 17-09-2025
Annual accounts 2024
- €28,101▼ 72.3%
- €18,146▼ 74.1%
- €122,549▲ 17.4%
- €149,269▲ 1.6%
- Filing
- Filed on 25-09-2025
Insights on MACA
MACA files the micro format. That format states no turnover. The gross margin fell from €45,950 in 2022 to €28,101 in 2024.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2024
micro format, filed on 25-09-2025, 56 days late2025 annual accounts not yet filed, deadline passed on 31 July 2026 The financial year closed on 31 December 2025. The accounts are due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 9 November 2026.
€28,101
▼ 72.3%
€26,846
▼ 73.3%
€18,146
▼ 74.1%
€110,637
▲ 7.1%
82.1%
▲ 11.0 percentage points
5.14
▲ 1.71
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €82,000. Estimated: probably between €49,000 and €110,000.
Balance sheet
balance sheet total €149,269 on 31-12-2024What the company ownsHow it is paid for
in euro
in euro
Position in the sector
82.1%
Higher than 79% of 37,582 companies in 2024.
5.14
Higher than 77% of 36,335 companies in 2024.
12.2%
Higher than 48% of 36,821 companies in 2024.
MACA
Middle half of the sector
80% of the sector
Micro accounts in head offices and management consultancy (NACE 70)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Balance sheet: assets | ||||
20/58 |
149,269 | 146,938 | 62,341 | |
21/28 |
11,912 | 1,128 | 1,764 | |
22/27 |
11,912 | 1,128 | 1,764 | |
23 |
10,181 | - | - | |
24 |
1,732 | 1,128 | 1,764 | |
29/58 |
137,357 | 145,811 | 60,577 | |
40/41 |
36,551 | 38,282 | 25,128 | |
40 |
31,929 | 38,222 | 25,068 | |
41 |
4,622 | 60 | 60 | |
50/53 |
49,055 | 27,000 | - | |
54/58 |
48,684 | 67,822 | 34,381 | |
490/1 |
3,067 | 12,707 | 1,069 | |
| Balance sheet: equity and liabilities | ||||
10/49 |
149,269 | 146,938 | 62,341 | |
10/15 |
122,549 | 104,403 | 34,329 | |
10/11 |
2,000 | 2,000 | 2,000 | |
13 |
120,549 | 102,403 | 32,329 | |
133 |
120,549 | 102,403 | 32,329 | |
17/49 |
26,720 | 42,535 | 28,012 | |
42/48 |
26,720 | 42,535 | 28,012 | |
44 |
- | 3,908 | 2,218 | |
440/4 |
- | 3,908 | 2,218 | |
45 |
22,824 | 37,052 | 23,777 | |
450/3 |
22,824 | 37,052 | 19,877 | |
454/9 |
- | - | 3,900 | |
47/48 |
3,896 | 1,575 | 2,017 | |
| Income statement | ||||
9900 |
28,101 | 101,486 | 45,950 | |
630 |
858 | 637 | 146 | |
640/8 |
397 | 305 | 58 | |
9901 |
26,846 | 100,544 | 45,746 | |
75/76B |
- | 99 | - | |
75 |
- | 99 | - | |
65/66B |
46 | 246 | 7 | |
65 |
46 | 246 | 7 | |
9903 |
26,800 | 100,398 | 45,739 | |
67/77 |
8,654 | 30,324 | 13,409 | |
9904 |
18,146 | 70,074 | 32,329 | |
9905 |
18,146 | 70,074 | 32,329 | |
| Appropriation of the result | ||||
9906 |
18,146 | 70,074 | 32,329 | |
691/2 |
18,146 | 70,074 | 32,329 | |
6921 |
18,146 | 70,074 | 32,329 | |
| Document | ||||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2024 (PDF), filed on 25-09-2025.
Filings
each dot is a set of accounts, on the day it reached the National BankSubsidies and aid
Flemish government 2022 to 2024, 3 entries, €5,746 awarded, €7,783 paid
| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2024 | 1 | €227 | €227 |
| 2023 | 1 | €0 | €2,037 |
| 2022 | 1 | €5,519 | €5,519 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| 27,704 | 101,181 | 45,892 | ||
| 19,004 | 70,711 | 32,476 | ||
| 11,643 | 0 | 1,911 | ||
| -19,138 | 33,442 | - | ||
| 110,637 | 103,276 | 32,565 | ||
| 82.1% | 71.1% | 55.1% | ||
| 5.14 | 3.43 | 2.16 | ||
| 0.22 | 0.41 | 0.82 | ||
| 14.8% | 67.1% | 94.2% | ||
| 12.2% | 47.7% | 51.9% | ||
| over 100 | over 100 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2024 | 2023 | 2022 |
|---|---|---|---|
| Tangible fixed assets | €11,643 | - | €1,911 |
| €858 | €637 | €146 |
Source: notes to the 2022 to 2024 annual accounts (statement of fixed assets)
Insights on MACA
The operating result for 2024 is 73% lower than in 2023 and the lowest since 2022.
Debt's share of the balance-sheet total falls from 28.9% to 17.9%. Equity is higher and debt is lower.
Board & ownership
Board
2 directors, since incorporation- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 27-06-2022
Mandates through the years
2 names, the dashed line is todayBUEKERS Catharina Lucia Wilfried
Director
Director
PEETERS Marc Eddy
Director
Director
Board
Mandates as a list
- BUEKERS Catharina Lucia Wilfried
- Director, appointed by deed of 27-06-2022, still in office
- PEETERS Marc Eddy
- Director, appointed by deed of 27-06-2022, still in office
Control
Capital
- Contribution
- €2,000
- Source
- deed of 27-06-2022
Articles of association
deed of 27-06-2022 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- “TITEL V. ALGEMENE VERGADERING Artikel 16. Organisatie en bijeenroeping Ieder jaar wordt een gewone algemene vergadering van aandeelhouders…”
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Founder
At incorporation
deed of 27-06-2022 ↗
- PEETERS Marc Eddy sole founder · 100% at incorporation
Network & group
No group
MACA has no parent and no holdings in its annual accounts.
Board mandates elsewhere
1 board mandateBoard mandates of MACAMACA sits on their board1
Connections & network
2 current directorsThe board mandates are listed under Board mandates elsewhere. The network lets you explore the same ties.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Timeline
9 events since 2022Filings
Financial
Establishments
20222023202420252026
2025
Annual accounts 2024 filed PDFmicro format · 56 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:0787599418
2024
Weakest financial year net €18,146 ▼74.1% The net result drops to €18,146, the lowest from 2022 to 2024.
Annual accounts 2023 filed PDFmicro format · 87 days before the deadline
2023
Highest result from 2022 to 2024 net €70,074 ▲117% The operating result of €100,544 and the net result of €70,074 are both a record.
Equity above €100,000 equity €104,403 ▲204% With a profit in every financial year since 2022, equity grows to €104,403.
Annual accounts 2022 filed PDFmicro format · 29 days before the deadline
2022
IncorporationFounding capital of €2,000 · Founder: PEETERS Marc Eddy · Appointments: PEETERS Marc Eddy (director) and BUEKERS Catharina Lucia Wilfried (director) · published on 27-06-20226 points ▸
- Founder, PEETERS Marc Eddy
- Founding capital, €2,000
- Registered office clause, Grote Hoolstraat 81, 3540 Herk-de-Stad
- Board rule, 2
- Director appointment, PEETERS Marc Eddy
- Director appointment, BUEKERS Catharina Lucia Wilfried
- The deed holds 3 more points.
First establishment Grote Hoolstraat 81, Herk-de-Stad
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0787.599.418
- VAT number
- BE 0787.599.418
- Peppol ID
- 0208:0787599418
- Other Peppol ID
- 9925:BE0787599418
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 23-06-2022
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- “TITEL V. ALGEMENE VERGADERING Artikel 16. Organisatie en bijeenroeping Ieder jaar wordt een gewone algemene vergadering van aandeelhouders…”deed of 27-06-2022 (in Dutch)
- Peppol
- Reachable since 17-09-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- MACA in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 27-06-2022 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 27-06-2022 (in Dutch)
Activities
NACEBEL 202570200
Business and other management consultancy main activity
Codes under NACEBEL 2008
70220
Business consulting main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Managementvennootschap; Overige adviesbureau op het gebied van bedrijfsbeheer; Adviesbureau op het gebied van bedrijfsvoering…”deed of 27-06-2022 (in Dutch)
12 activities
- Managementvennootschap
- Overige adviesbureau op het gebied van bedrijfsbeheer
- Adviesbureau op het gebied van bedrijfsvoering
- Aankoop/verkoop van projecten met betrekking tot robotisering,energie management,automatisering
- Het verlenen van financieel advies,het opstellen van financiële analyses
- Het verlenen van administratieve bijstand,advies en leiding aan bedrijven,privépersonen en instellingen
- Het beheer van ondernemingen
- Alle mogelijke advies-/en of dienstenfuncties op het vlak van bedrijfsbeheer,organisatie en planning,budgettaire en financiële aangelegenheden,commerciële en promotionele activiteiten
- De controle op of het participeren in het bestuur van vennootschappen of ondernemingen door het opnemen van alle mogelijke mandaten binnen vennootschappen of ondernemingen
- Consultancy,opleiding,technische expertise en bijstand op voornoemde gebieden
- Het geven van advies en het verstrekken van diensten met betrekking tot de organisatie en het beheer van bedrijven,de vertegenwoordiging en het optreden als commercieel tussenpersoon
- Het beheer van onroerend vermogen : dit omvat alle handelingen die van aard zijn de opbrengst van haar onroerende goederen te bevorderen,zoals onderhoud,instandhouding,verfraaiing,verbouwing,bebouwing,ontwikkeling,uitbating van deze goederen. De vennootschap mag onroerende goederen huren en verhuren,kopen en verkopen,indien zij past in het normale beheer van haar vermogen
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Grote Hoolstraat 81 registered office 3540 Herk-de-Stad | 23-06-2022 | 2.332.897.510 |
Buildings and parcels at the address
- Ground area
- 1,368 m²
- Buildings
- 126 m²
- Volume, LiDAR
- 715 m³
- Tallest building
- 8.4 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 71024A0539/00G000 | 1,368 m² | 1 · 126 m² | 8.3 m · 2 |