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MACA

Active Private limited companyfounded 2022active for 4 yearsGrote Hoolstraat 81, 3540 Herk-de-StadKBO/BCE: BE 0787.599.418

Lifetime

3 annual accounts with figures on one time axis
peak €101,486 (2023)
€28,101▼ 72.3%
peak €70,074 (2023)
€18,146▼ 74.1%
peak €122,549 (2024)
€122,549▲ 17.4%
€26,720▼ 37.2%
Board2 names since 2022
2 directorsBUEKERS Catharina Lucia Wilfried and 1 other
Documentsfilings and deeds
25-09-202556 days late
2024micro format
Gross margin from €101,486 to €28,101Result from €70,074 to €18,146Equity from €104,403 to €122,549Debts from €42,535 to €26,720Investments €11,643

Key points

from the 2024 annual accounts

Equity

€122,549 ▲ 17.4%

MACA has made a profit in every financial year since 2022.

Result

€18,146 ▼ 74.1%
€70,1002023€18,1002024

The result fell in 2024 from €70,074 to €18,146.

Turnover

≈ €82,000 estimated

The micro format states no turnover.

Investments

€11,643 13.6 × depreciation
20222024

Green is investment, beige is depreciation.

Liquidity

5.14 was 3.43 in 2023

Short-term debts fell from €42,535 to €26,720.

Filings

3 annual accounts 101 days past the deadline
AprilJune31 JulyOctober202220232024

2025 accounts not filed: deadline was 31-07-2026.

Checked score

57
Fair
Financially stronger than 70% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: 1.5% to 4.2%

A confirmed filing finding caps the score at 59.

Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025lowest value 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: 0.1%▲ +0.1 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: < 0.1%▼ -0.1 percentage points vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: 0.1%▲ +0.1 percentage points vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.2%▲ +0.1 percentage points vs 08-2026 10-2026: 0.4%▲ +0.2 percentage points vs 09-2026 11-2026: 0.4%● unchanged vs 10-2026highest value

Financial strength
Strong

100+4equity 82.1% of total assets
86-2short-term debt 17.9% · cash 32.6%
84-16return on assets 12.2%

Score breakdown

raises risk
Capped at 59: a confirmed filing finding
Figures for financial year 2024 (filed on 26-09-2025)
1 financial year not filed after the legal deadline; last filed accounts filed 56 days late; 1 of the last 3 accounts late
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 5.14, cash €48,684
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 78% on liquidity, 52% on profitability and 65% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2024.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 39,278 companies had the same profile as MACA has now. Each dot stands for 99 companies, two years later.

95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of MACA itself: 0.4% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for MACA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €6,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance

Liquidity is ample, with a current ratio of 5.14 (3.43 in 2023), above the usual 1.5. Short-term debt is 17.9% and cash 32.6% of total assets. 17.9% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Figures for financial year 2024 (filed on 26-09-2025)
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Liquidity: current ratio 5.14, cash €48,684
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 56 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 101 days later.
NBB · 3 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline09-11-2026 today
raises risk · 2024 accounts filed 56 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-09-2025, 56 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
not filed
2024
56 days late
2023
87 days early
2022
29 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 20 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Board and ownership

  • PEETERS Marc Eddy founderdeed of 27-06-2022
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0787599418
Incorporation Founding capital of €2,000 · Founder: PEETERS Marc Eddy · Appointments: PEETERS Marc Eddy (director) and BUEKERS Catharina Lucia Wilfried (director) · published on 27-06-2022 · Gazette deed
First establishment Grote Hoolstraat 81, Herk-de-Stad
All 9 events

Comparable companies

same main activity, similar in size and age
Company
MACA Herk-de-Stad €149,269 €28,101 82.1% -
LANOMI Genk €168,635 €27,945 49.9% -
CEYSSENS BEDRIJVEN Peer €147,658 €25,991 7.7% -
STIJN SEURS Hasselt €132,950 €29,631 62.7% -
BCF TRAINING Lasne €142,194 €25,853 90.4% -
COBAFI Nivelles €147,841 €30,981 15.1% -
BB Consulting Mechelen €151,348 €31,483 30.5% -

These companies have the same main activity as MACA: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €133,000 and €169,000, founded between 2022 and 2023.

Official details

Source: KBO
Status
Active since 23-06-2022Normal situation
Activity
Business and other management consultancyNACE 70200
Establishment unit
2.332.897.5103540 Herk-de-Stad, since 23-06-2022
Financial year end
31 December
Peppol
Reachable since 17-09-2025
Company details

Annual accounts 2024

€149,269▲ 1.6%
Filing
Filed on 25-09-2025
Financials

Insights on MACA

MACA files the micro format. That format states no turnover. The gross margin fell from €45,950 in 2022 to €28,101 in 2024.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about MACA

What is the company number of MACA?
The company number of MACA is 0787.599.418. The VAT number is the same number with BE in front: BE 0787.599.418.
Where is MACA based?
The registered office is at Grote Hoolstraat 81, 3540 Herk-de-Stad.Company details
What does MACA do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of MACA?
MACA is a private limited company (BV).
When was MACA founded?
MACA was founded on 23-06-2022.
Is MACA still active?
Yes, MACA is an active enterprise in the KBO register.
What is the turnover of MACA?
The turnover in financial year 2024 is ≈ €82,000. This figure is estimated from the gross margin of €28,101 and 144 comparable companies (NACE 70200). It probably lies between €49,000 and €110,000.Financials
Is MACA profitable?
In financial year 2024, MACA made a profit of €18,146.
Where can I find the annual accounts of MACA?
MACA filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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