MAC TEC
ActiveSummary
MAC TEC has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23k and a net result of €-360. Equity is shrinking by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 39% of 11322 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability36▼-1
Solvency52▼-1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.36 against 1.37 in 2024; short-term debt: 72.7% and cash: 11.9% of total assets), and 72.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.3%
Return on assets
-0.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
27 d late
2023
21 d late
2022
2 d early
2021
8 d late
2020
25 d late
2019
82 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€23k▼ 1.5%
2024 · €23k
2018: €28k
2019: €27k
2020: €26k
2021: €25k
2022: €24k
2023: €24k
2024: €23k
2018 → 2025
Total assets
€84k▼ 0.4%
2024 · €85k
2018: €107k
2019: €103k
2020: €98k
2021: €93k
2022: €92k
2023: €85k
2024: €85k
2018 → 2025
Net result
€-360▼ 28.1%
2024 · €-281
2018: €-1k
2019: €-748
2020: €-1k
2021: €-2k
2022: €-539
2023: €-669
2024: €-281
2018 → 2025
Working capital
€22k▼ 1.6%
2024 · €22k
2018: €27k
2019: €26k
2020: €25k
2021: €24k
2022: €23k
2023: €23k
2024: €22k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€25k-€24k▼ 2.2%€24k▼ 2.7%€23k▼ 1.2%€23k▼ 1.5%
Operating result€-2k-€-539▲ 64.4%€-669▼ 24.1%€-281▲ 58.0%€-360▼ 28.1%
Net result€-2k-€-539▲ 64.4%€-669▼ 24.1%€-281▲ 58.0%€-360▼ 28.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €360 in 2025 against €281 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €84k
Fixed assets
€1k =
Current assets
€83k ▼ 0.4%
Equity and liabilities €84k
Equity
€23k ▼ 1.5%
Debt
€61k =
Debt's share of the balance-sheet total rises from 72.4% to 72.7%. Equity is lower.
Key figures and ratios
Current ratio
1.36▼
2024 · 1.37
Debt to equity
2.66▲
2024 · 2.62
ROE
-1.6%▼
2024 · -1.2%
ROA
-0.4%▼
2024 · -0.3%
Debt ≤ 1 year
€61k=
2024 · €61k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 22 lines
Balance sheet
Code20242025
Assets
Total assets20/58€85k€84k▼
Fixed assets21/28€1k€1k=
Intangible fixed assets21€1k€1k=
Current assets29/58€84k€83k▼
Amounts receivable within one year40/41€81k€73k▼
Trade receivables40€81k€73k▼
Cash at bank and in hand54/58€3k€10k▲
Equity and liabilities
Total equity and liabilities10/49€85k€84k▼
Equity10/15€23k€23k▼
Contributions10/11€200k€200k=
Profit (loss) carried forward14€-177k€-177k▼
Amounts payable17/49€61k€61k=
Amounts payable within one year42/48€61k€61k=
Other amounts payable47/48€61k€61k=
Income statement
Code20242025
Other operating charges640/8€217€103▼
Gross operating margin9900€-64€-257▼
Operating profit (loss)9901€-281€-360▼
Profit (loss) for the period before taxes9903€-281€-360▼
Profit (loss) for the period9904€-281€-360▼
Profit (loss) for the period to be appropriated9905€-281€-360▼
Appropriation of the result
Profit (loss) to be appropriated9906€-177k€-177k▼
Profit (loss) brought forward from the previous period14P€-176k€-177k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
29-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 8 days late
2021
31-12
Financial
Weakest financial yearnet €-2k
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
21-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 82 days late
2019
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vosselarestraat 679850 DeinzeGround area
3,964 m²
Building footprint
1,064 m²
Volume, LiDAR
4,701 m³
Parcel 44030C0016/00R000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MAC TEC
since 20102.187.194.008
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44030C0016/00R000 | Flanders | 3,964 m² | 1 · 1,064 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0719.621.521
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MAXCON
BE 0729.580.550
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Oldtimer Hightstreet Barn
BE 0769.342.533
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GUIDIMMO
BE 0698.612.509
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MAVIC
BE 1000.230.445
Ledegem · Eq €22,789
Of 4,420 companies in sector 46180 we hold annual accounts for 1,886. 1,202 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded26-03-2010
Fiscal year end31-12
Activities, NACEBEL 2025
46180Agents specialised in the wholesale of other particular products
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.