MAC & P
The computed 12-month bankruptcy probability of MAC & P is 0.9% (low). The 2024 annual accounts show equity of €5k and a net result of €318. Equity is shrinking by ~7.9% per year across the filed fiscal years. Its solvency ranks better than 33% of 6717 sector peers (fiscal year 2024). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €5k |
| Net result | €318 |
| Better than sector | 33% |
| Active | 15 yrs |
Mixed profile: strong on stability, weaker on solvency.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 5.7% | 20.4% | |
| Net result | €318 | €4k | |
| Equity | €5k | €16k | |
| Gross operating margin | €8k | €24k | |
| Total assets | €81k | €94k |
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | €102k |
| EBITDA | €7k |
| Net profit | €318 |
| Cash flow | €4k |
| Staff costs | - |
| Income taxes | €700 |
| Dividends | - |
| Total assets | €81k |
| Equity | €5k |
| Debt | €76k |
| of which ≤ 1y | €58k |
| of which > 1y | €18k |
| Working capital | €23k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 1.40 |
| Quick ratio | 1.19 |
| Working capital ratio | 28.4% |
| Solvency | 5.7% |
| Debt / equity | 16.56 |
| Long-term debt ratio | 3.98 |
| Interest coverage | 2.91 |
| Gross margin | 7.8% |
| Net margin | 0.3% |
| ROA | 0.4% |
| ROE | 6.9% |
| EBITDA margin | 7.1% |
| Days sales outstanding | 160d |
| Days payable outstanding | 133d |
| Inventory turnover | 8.01 |
| Days inventory (DSI) | 46d |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €81k |
| Current assets | 29/58 | €81k |
| Stocks & contracts in progress | 3 | €12k |
| Amounts receivable within one year | 40/41 | €45k |
| Cash & bank | 54/58 | €977 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €81k |
| Equity | 10/15 | €5k |
| Contributions / capital | 10/11 | €6k |
| Reserves | 13 | €2k |
| Accumulated profits (losses) | 14 | €-3k |
| Amounts payable | 17/49 | €76k |
| Amounts payable after one year | 17 | €18k |
| Amounts payable within one year | 42/48 | €58k |
| Trade debts payable within one year | 44 | €34k |
| Income statement | ||
| Turnover | 70 | €102k |
| Gross operating margin | 9900 | €8k |
| Operating result | 9901 | €4k |
| Financial charges | 65 | €2k |
| Result before taxes | 9903 | €1k |
| Income taxes | 67/77 | €700 |
| Net result for the period | 9904 | €318 |
| Result to be appropriated | 9905 | €318 |
-
REGHEM PascalDirectorState Gazette act 26012298 (26-01-2026)Current01-01-2026 → present
4 events
- 01-01-2026 Appointed· Director
- 30-06-2024 Resigned· Director
- 01-10-2017 Appointed· Managing director
- 30-06-2016 Resigned· Managing director
Former directors (1)
-
BOUDRY FrançoisDirectorState Gazette act 24123654 (20-08-2024)Former01-07-2016 → 31-12-2025
4 events
- 31-12-2025 Resigned· Director
- 01-07-2024 Appointed· Director
- 30-09-2017 Resigned· Managing director
- 01-07-2016 Appointed· Managing director
| NACE primary | Detailhandel in tapijten en andere vloerbedekking en wandbekleding(47530) |
| Legal form | Private limited company(610) |
| Incorporation | 24-01-2011 |
| Status | Active |
| Postal code | 7100 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55015A0164/00X036 | Wallonia | 408 m² | 1 · 75 m² | 11.2 m · 3 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
26-01-2026 Registered office moved from Manage to La Louvière
- Rue du Seigneur 32, 7170 Manage → Chaussée de Redemont 128-130, 87100 La Louvière
Technical details
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"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "La Louvi\u00E8re",
"region": null,
"street": "Chauss\u00E9e de Redemont",
"country": "BE",
"postcode": "87100",
"box_number": null,
"street_number": "128-130"
},
"old_address": {
"city": "Manage",
"region": null,
"street": "Rue du Seigneur",
"country": "BE",
"postcode": "7170",
"box_number": "B7170",
"street_number": "32"
},
"effective_date": "2026-01-01",
"evidence_quote": "de transf\u00E9rer le si\u00E8ge social avec effet au 01.01.2026 \u00E0 \u0413adresse suivanta: Chauss\u00E9e de Redemont, 128-130 \u00E0 87100 La Louvt\u00E8re"
}
],
"schema": "v3.2",
"act_meta": {
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"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0833.068.464",
"name_full": "MAC \u0026 P",
"legal_form": "SPRL"
}
}20-08-2024 1 director appointed, 1 resigning
- BOUDRY François, Bestuurder
- REGHEM Pascal, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "REGHEM Pascal",
"address": null,
"birth_date": null
},
"effective_date": "2024-06-30",
"evidence_quote": "d\u0027accepter la d\u00E9mission de Mr. REGHEM Pascal en tant associ\u00E9 actif et administrateur de la soci\u00E9t\u00E9 avec effet au 30.06.2024"
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "BOUDRY Fran\u00E7ois",
"address": null,
"birth_date": null
},
"effective_date": "2024-07-01",
"evidence_quote": "de nommer comme administrateur Mr. BOUDRY Fran\u00E7ois \u00E0 partir de 01.07.2024."
}
],
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"subject_company": {
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"legal_form": "SPRL"
}
}06-03-2020 Registered office moved within Manage
- Rue de Binche 122, 7170 Manage → Rue du Seigneur 32, 7170 Manage
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Manage",
"region": "Waals",
"street": "Rue du Seigneur",
"country": "BE",
"postcode": "7170",
"box_number": "6-B",
"street_number": "32"
},
"old_address": {
"city": "Manage",
"region": "Waals",
"street": "Rue de Binche",
"country": "BE",
"postcode": "7170",
"box_number": "B",
"street_number": "122"
},
"effective_date": "2018-10-01",
"evidence_quote": "L\u0027Assmbl\u00E9e g\u00E9n\u00E9rale extraordinaire du 01.10.2018 a d\u00E9cid\u00E9 de transf\u00E9rer le si\u00E8ge social \u00E0 partir du 01.10.2018 \u00E0 l\u0027adresse suivante: Rue du Seigneur, 32/6-B 7170 Manage"
}
],
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"subject_company": {
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"legal_form": "SPRL"
}
}14-12-2017 1 director appointed, 1 resigning
- Reghem Pascal, Gedelegeerd bestuurder
- Boudry François, Gedelegeerd bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
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"rrn": null,
"name": "Boudry Fran\u00E7ois",
"address": null,
"birth_date": null
},
"effective_date": "2017-09-30",
"evidence_quote": "accepte la d\u00E9mission du g\u00E9rant Mr Boudry Fran\u00E7ois \u00E0 la date du 30/09/2017"
},
{
"kind": "director_in",
"role": "gedelegeerd_bestuurder",
"person": {
"rrn": null,
"name": "Reghem Pascal",
"address": null,
"birth_date": null
},
"effective_date": "2017-10-01",
"evidence_quote": "d\u00E9signe Mr Reghem Pascal comme g\u00E9rant \u00E0 partir du 01/10/2017"
}
],
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}
}02-09-2016 1 director appointed, 1 resigning
- Boudry François, Gedelegeerd bestuurder
- Reghem Pascal, Gedelegeerd bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "gedelegeerd_bestuurder",
"person": {
"rrn": null,
"name": "Reghem Pascal",
"address": null,
"birth_date": null
},
"effective_date": "2016-06-30",
"evidence_quote": "accepte la d\u00E9mission du g\u00E9rant Mr Reghem Pascal \u00E0 la date du 30/06/2016"
},
{
"kind": "director_in",
"role": "gedelegeerd_bestuurder",
"person": {
"rrn": null,
"name": "Boudry Fran\u00E7ois",
"address": null,
"birth_date": null
},
"effective_date": "2016-07-01",
"evidence_quote": "d\u00E9signe Mr Boudry Fran\u00E7ois comme g\u00E9rant \u00E0 partir du 01/07/2016"
}
],
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},
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}
}| Legal nameFR | MAC & P |