MABRIMA
ActiveThe computed 12-month bankruptcy probability of MABRIMA is 2.1% (moderate). The 2024 annual accounts show equity of €1.22M and a net result of €-16k. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 88% of 6592 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
67
/ 100
Healthy▼ -29 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability11▼-5
Solvency100=
Growth22▼-13
Stability100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity ample (current ratio 16.17 against 9.76 in 2023), and 25.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
74.5%
Return on assets
-1%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-10-2025, 77 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
77 d late
2023
82 d late
2022
134 d late
2021
135 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
€1.96M▼ 4.8%
2023 · €2.06M
2021: €3.24M
2022: €2.18M
2023: €2.06M
2021 → 2024
EBIT margin
-0.2%▼ 1.3pp
2023 · 1.1%
2021: 1.4%
2022: -0.1%
2023: 1.1%
2021 → 2024
Net result
€-16k
2023 · €10k
2021: €32k
2022: €-8k
2023: €10k
2021 → 2024
Working capital
€1.34M▲ 2.1%
2023 · €1.32M
2021: €1.20M
2022: €1.26M
2023: €1.32M
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Turnover€3.24M-€2.18M▼ 32.5%€2.06M▼ 5.6%€1.96M▼ 4.8%
Equity€1.23M-€1.22M▼ 0.6%€1.23M▲ 0.8%€1.22M▼ 1.3%
Operating result€45k-€-3k€22k€-4k
Net result€32k-€-8k€10k€-16k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €4k after €22k in 2023, the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.64M
Fixed assets
€204k▼ 19.6%
Current assets
€1.43M▼ 2.3%
Equity and liabilities €1.64M
Equity
€1.22M▼ 1.3%
Debt
€417k▼ 14.0%
The debt ratio falls from 28.2% to 25.5%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€46k▼
2023 · €72k
Cash flow
€34k▼
2023 · €60k
Solvency
74.5%▲
2023 · 71.8%
Current ratio
16.17▲
2023 · 9.76
Quick ratio
6.99▲
2023 · 4.00
Debt / equity
0.34▼
2023 · 0.39
ROE
-1.3%▼
2023 · 0.8%
ROA
-1.0%▼
2023 · 0.6%
Interest coverage
2.13▼
2023 · 4.73
Debt
€417k▼
2023 · €485k
Debt ≤ 1 year
€89k▼
2023 · €150k
Debt > 1 year
€277k▲
2023 · €263k
Staff costs
€133k▼
2023 · €140k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.72M€1.64M▼
Fixed assets21/28€253k€204k▼
Tangible fixed assets22/27€253k€203k▼
Plant, machinery and equipment23€226k€192k▼
Furniture and vehicles24€27k€11k▼
Financial fixed assets28€360€373▲
Current assets29/58€1.47M€1.43M▼
Stocks and contracts in progress3€865k€813k▼
Stocks30/36€865k€813k▼
Amounts receivable within one year40/41€44k€36k▼
Trade receivables40€41k€32k▼
Other amounts receivable41€4k€4k▲
Current investments50/53€150k€154k▲
Cash at bank and in hand54/58€399k€422k▲
Deferred charges and accrued income490/1€7k€7k▼
Equity and liabilities
Total equity and liabilities10/49€1.72M€1.64M▼
Equity10/15€1.23M€1.22M▼
Contributions10/11€1.20M€1.20M=
Profit (loss) carried forward14€35k€19k▼
Amounts payable17/49€485k€417k▼
Amounts payable after more than one year17€263k€277k▲
Other amounts payable178/9€263k€277k▲
Amounts payable within one year42/48€150k€89k▼
Trade debts44€118k€64k▼
Suppliers440/4€118k€64k▼
Taxes, remuneration and social security45€31k€24k▼
Taxes450/3€15k€8k▼
Remuneration and social security454/9€16k€16k▲
Other amounts payable47/48€1k€70▼
Accrued charges and deferred income492/3€72k€51k▼
Income statement
Code20232024
Turnover70€2.06M€1.96M▼
Goods, raw materials, services and sundry goods60/61€1.79M-
Remuneration, social security and pensions62€140k€133k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€50k€50k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€7k€1k▼
Other operating charges640/8€52k€77k▲
Gross operating margin9900€272k€257k▼
Operating profit (loss)9901€22k€-4k▼
Financial income75/76B€7k€9k▲
Recurring financial income75€7k€9k▲
Financial charges65/66B€15k€22k▲
Recurring financial charges65€15k€22k▲
Profit (loss) for the period before taxes9903€14k€-16k▼
Income taxes67/77€3k-
Profit (loss) for the period9904€10k€-16k▼
Profit (loss) for the period to be appropriated9905€10k€-16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€35k€19k▼
Profit (loss) brought forward from the previous period14P€24k€35k▲
Social balance
Average headcount (FTE)90873.43.2▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
16-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 77 days late
2024
31-12
Financial
Weakest financial yearnet €-16k ▼256%
Net result drops to €-16k, the lowest in the series.
21-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 82 days late
2023
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
12-12
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 134 days late
2022
13-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 135 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genappe · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Bruxelles 4A1470 GenappeGround area
1,731 m²
Building footprint
2,829 m²
Volume, LiDAR
14,802 m³
2 parcels, Wallonia · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue Grande 208, 7020 Mons
since 20202.305.081.868
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25003D0040/00N000 | Wallonia | 1,601 m² | 1 · 2,727 m² | 9.4 m · 2 fl. |
| 53048A0042/00T000 | Wallonia | 130 m² | 1 · 102 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMons2.305.081.868
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Of 1,708 companies in sector 47521 we hold annual accounts for 1,275. 907 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-06-2020
Fiscal year end31-12
Activities, NACEBEL
47521Retail sale of hardware, building materials, paint and glass (general range)
47761Retail sale of flowers, plants, seeds and fertilisers
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.