MABERG
ActiveSummary
MABERG has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €868k and a net result of €-19k. Equity is growing by ~3% per year across the filed fiscal years. Its solvency ranks better than 95% of 7780 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability66▼-4
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
short-term debt: 0.2% and cash: 1.7% of total assets, and 0.4% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.6%
Return on assets
-2.1%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
30 d early
2023
32 d early
2022
39 d early
2021
8 d early
2020
52 d early
2019
5 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€868k▼ 2.1%
2024 · €887k
Total assets
€872k▼ 5.2%
2024 · €920k
Net result
€-19k
2024 · €6k
Working capital
€199k▼ 11.3%
2024 · €224k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€114k€29k▼ 74.2%€-2k€-133▲ 93.7%€-16k▼ 11,629%
Net result€88k€28k▼ 68.7%€2k▼ 93.6%€6k▲ 266%€-19k
Equity€851k▲ 11.6%€879k▲ 3.2%€881k▲ 0.2%€887k▲ 0.7%€868k▼ 2.1%
Total assets€1.14M▲ 6.4%€951k▼ 16.6%€927k▼ 2.6%€920k▼ 0.7%€872k▼ 5.2%
Debt€239k▼ 12.6%€28k▼ 88.2%€13k▼ 52.9%€11k▼ 13.4%€4k▼ 67.0%
Working capital€114k€200k▲ 76.2%€210k▲ 5.1%€224k▲ 6.6%€199k▼ 11.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €16k in 2025 against €133 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €872k
Fixed assets
€672k ▼ 2.1%
Current assets
€200k ▼ 14.3%
Equity and liabilities €872k
Equity
€868k ▼ 2.1%
Provisions
€0 ▼ 100%
Debt
€4k ▼ 67.0%
Debt's share of the balance-sheet total falls from 1.2% to 0.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€5k▼
2024 · €20k
Cash flow
€2k▼
2024 · €26k
Debt to equity
0.00▼
2024 · 0.01
ROE
-2.2%▼
2024 · 0.7%
ROA
-2.1%▼
2024 · 0.7%
Interest coverage
32.31▼
2024 · 128.36
Debt ≤ 1 year
€1k▼
2024 · €9k
Income taxes
€26k▲
2024 · €11k
A ratio outside any meaningful range has been withheld (balance sheet total €872k, equity €868k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €127k | €21k | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €21k | €20k | €20k | €20k | €21k | ▲ 3.1% |
| Other operating charges640/8 | €5k | €3k | €3k | €4k | €4k | ▲ 7.8% |
| Non-recurring operating charges66A | €18k | - | - | - | - | - |
| Gross operating margin9900 | €158k | €53k | €21k | €23k | €9k | ▼ 62.5% |
| Operating profit (loss)9901 | €114k | €29k | €-2k | €-133 | €-16k | ▼ 11,629% |
| Financial income75/76B | €73 | €97 | €2k | €7k | €2k | ▼ 71.9% |
| Recurring financial income75 | €73 | €97 | €2k | €7k | €2k | ▼ 71.9% |
| Financial charges65/66B | €11k | €5k | €162 | €154 | €153 | ▼ 0.7% |
| Recurring financial charges65 | €11k | €5k | €162 | €154 | €153 | ▼ 0.7% |
| Profit (loss) for the period before taxes9903 | €103k | €24k | €-45 | €6k | €-14k | ▼ 322% |
| Transfer from deferred taxes780 | €17k | €11k | €11k | €11k | €22k | ▲ 90.6% |
| Transfer to deferred taxes680 | €32k | €5k | - | - | - | - |
| Income taxes67/77 | €405 | €3k | €10k | €11k | €26k | ▲ 137% |
| Profit (loss) for the period9904 | €88k | €28k | €2k | €6k | €-19k | ▼ 390% |
| Transfer from tax-exempt reserves789 | €20k | €26k | €23k | €23k | €97k | ▲ 322% |
| Transfer to tax-exempt reserves689 | €102k | €15k | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €6k | €38k | €25k | €30k | €79k | ▲ 167% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.14M | €951k | €927k | €920k | €872k | ▼ 5.2% |
| Fixed assets21/28 | €792k | €726k | €706k | €686k | €672k | ▼ 2.1% |
| Tangible fixed assets22/27 | €792k | €726k | €706k | €686k | €672k | ▼ 2.1% |
| Land and buildings22 | €789k | €724k | €705k | €686k | €672k | ▼ 2.0% |
| Plant, machinery and equipment23 | €978 | €677 | €376 | €75 | - | - |
| Furniture and vehicles24 | €2k | €1k | €845 | €362 | - | - |
| Current assets29/58 | €349k | €225k | €221k | €234k | €200k | ▼ 14.3% |
| Amounts receivable after more than one year29 | - | €206k | €45k | €13k | - | - |
| Other amounts receivable291 | - | €206k | €45k | €13k | - | - |
| Amounts receivable within one year40/41 | - | - | - | - | €4k | - |
| Trade receivables40 | - | - | - | - | €61 | - |
| Other amounts receivable41 | - | - | - | - | €4k | - |
| Current investments50/53 | - | - | €150k | €180k | €180k | = |
| Cash at bank and in hand54/58 | €349k | €19k | €25k | €40k | €15k | ▼ 63.4% |
| Deferred charges and accrued income490/1 | €0 | - | €492 | €820 | €1k | ▲ 82.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.14M | €951k | €927k | €920k | €872k | ▼ 5.2% |
| Equity10/15 | €851k | €879k | €881k | €887k | €868k | ▼ 2.1% |
| Contributions10/11 | €618k | €618k | €618k | €618k | €618k | = |
| Outside capital11 | - | - | - | - | €618k | - |
| Other1109/19 | - | - | - | - | €618k | - |
| Reserves13 | €216k | €223k | €237k | €239k | €142k | ▼ 40.7% |
| Non-distributable reserves130/1 | €62k | €62k | €62k | - | - | - |
| Reserves not available under the articles1311 | €62k | €62k | €62k | - | - | - |
| Tax-exempt reserves132 | €154k | €144k | €120k | €97k | - | - |
| Distributable reserves133 | - | €17k | €55k | €142k | €142k | = |
| Profit (loss) carried forward14 | €17k | €38k | €25k | €30k | €108k | ▲ 267% |
| Provisions and deferred taxes16 | €50k | €44k | €33k | €22k | - | - |
| Deferred taxes168 | €50k | €44k | €33k | €22k | - | - |
| Amounts payable17/49 | €239k | €28k | €13k | €11k | €4k | ▼ 67.0% |
| Amounts payable within one year42/48 | €235k | €25k | €10k | €9k | €1k | ▼ 85.9% |
| Trade debts44 | €964 | €1k | €583 | - | - | - |
| Suppliers440/4 | €964 | €1k | €583 | - | - | - |
| Taxes, remuneration and social security45 | €7k | €4k | €10k | €9k | - | - |
| Taxes450/3 | €7k | €4k | €10k | €9k | - | - |
| Other amounts payable47/48 | €227k | €19k | - | - | €1k | - |
| Accrued charges and deferred income492/3 | €4k | €3k | €3k | €2k | €2k | ▲ 22.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €88k | €28k | €2k | €6k | €-19k | ▼ 390% |
| + Depreciation and write-downs630 | €21k | €20k | €20k | €20k | €21k | ▲ 3.1% |
| Operating cash flow (approximation) | €109k | €48k | €22k | €26k | €2k | ▼ 93.0% |
| Investment in fixed assets (approximation) | - | €45k | €0 | €0 | €-6k | - |
| Change in cash | - | €-330k | €6k | €15k | €-26k | ▼ 267% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-19k
Net result drops to €-19k, the lowest in the series.
30-09
Financial
Liquidity times 6current ratio 149.60
Current ratio from 24.69 to 149.60; short-term debt falls from €9k to €1k.
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Liquidity doublescurrent ratio 21.85
Current ratio from 9.05 to 21.85; short-term debt falls from €25k to €10k.
22-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Liquidity times 6current ratio 9.05
Current ratio from 1.48 to 9.05; short-term debt falls from €235k to €25k.
22-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €88k
Net result €88k after one loss-making year.
30-09
Financial
Liquidity times 174current ratio 1.48
Current ratio from 0.01 to 1.48; short-term debt falls from €271k to €235k.
09-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Show earlier events
2020
05-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 5 days late
2019
27-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 1998
Ground area
486 m²
Building footprint
121 m²
Volume, LiDAR
796 m³
Parcel 31334B0888/00_000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Nihil
since 19982.086.427.834
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31334B0888/00_000 | Flanders | 486 m² | 1 · 121 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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PRINFA
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CollectOnline
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CONUS
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Oostkamp · Eq €864k
Of 24,515 companies in sector 82990 we hold annual accounts for 9,408. 4,850 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-03-1998
Fiscal year end30-09
Activities, NACEBEL 2025
82990Other business support services
68110Buying and selling of own real estate
Scores and ratios are computed by Checked and are not a credit decision.