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J.C.C.

Active
Private limited companyfounded 198738 yrs activeLeonard Vandorpestraat(Kor) 38, 8500 Kortrijk, BelgiumKBO/BCE: BE 0436.451.597
Summary

J.C.C. has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €375,635 and a net result of -€41,626. Equity is shrinking by ~4.6% per year across the filed fiscal years. Its solvency ranks better than 46% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
J.C.C.ActiveChecked score 88/100
Risk analysis ReportCompare

Overview

Activity
Other business support services
NACE 82990NACE 74879
1 site
Size
€801,788total assets 2025
Equity
€375,635
Loss
-€41,626
Turnover not published (abridged schema)
Financial health
88 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts filed 29 d late0 of 3 deeds read
Why 88- Liquidity: current ratio 0.01, cash €2,752- Loss of €41,626, the second in a row (FY 2025)+ Size: total assets €801,788+ Founded in 1987Show the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Better than 30% of its sector peers (NACE 82, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 72-3
equity 46.8% of total assets
Liquidity 23-2
short-term debt 53.2% · cash 0.3%
Profitability 62+2
return on assets -5.2%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,603 companies)
Last 24 months 11-2024: 0.1%lowest value 12-2024: 0.1%● 0.0% vs 11-2024lowest value 01-2025: 0.1%▲ +7.3% vs 12-2024 02-2025: 0.1%▲ +5.7% vs 01-2025 03-2025: 0.1%● 0.0% vs 02-2025 04-2025: 0.1%▲ +40.9% vs 03-2025 05-2025: 0.2%▲ +87.0% vs 04-2025 06-2025: 0.2%▼ -30.2% vs 05-2025 07-2025: 0.2%● 0.0% vs 06-2025 08-2025: 0.2%● 0.0% vs 07-2025 09-2025: 0.2%● 0.0% vs 08-2025 10-2025: 0.2%● 0.0% vs 09-2025 11-2025: 0.2%● 0.0% vs 10-2025 12-2025: 0.2%▲ +0.6% vs 11-2025 01-2026: 0.2%▲ +7.0% vs 12-2025 02-2026: 0.2%● 0.0% vs 01-2026 03-2026: 0.2%▲ +9.2% vs 02-2026 04-2026: 0.2%▲ +23.9% vs 03-2026 05-2026: 0.4%▲ +80.3% vs 04-2026 06-2026: 0.5%▲ +21.6% vs 05-2026highest value 07-2026: 0.1%▼ -73.6% vs 06-2026 08-2026: 0.1%● 0.0% vs 07-2026 09-2026: 0.1%● 0.0% vs 08-2026 10-2026: 0.1%● 0.0% vs 09-2026
  • Size: total assets €801,788 lowers the probability for this profile
  • Founded in 1987 lowers the probability for this profile
  • Liquidity: current ratio 0.01, cash €2,752 raises the probability
  • Loss of €41,626, the second in a row (FY 2025) raises the probability
Credit up to €30,000 at 30 days acceptable
Liquidity short (current ratio 0.01 against 0.04 in 2024; short-term debt: 53.2% and cash: 0.3% of total assets), and 53.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 82, micro). Better than this share of them on solvency 49%, liquidity 13%, profitability 32%, growth against the median 27%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €801,788
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Founded in 1987
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Liquidity: current ratio 0.01, cash €2,752
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Loss of €41,626, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€41,626
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-05-2026, 29 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
29 d late
2024
on the day
2023
on the day
2022
17 d early
2021
16 d early
2020
39 d early
2019
104 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 21 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 30 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close05-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Weakest financial yearnet -€56,424

Key points

  • Risk: 3 loss-making years in a rowloss fiscal year 2025 -€41,626 View
  • Caution: Among the weakest 5% on net resultsector median €16,531 · 9,454 companies -€41,626 View
  • Active since 1987founded 25-11-1987 38 years View

By topic

Financials

Fiscal year
2025
Total assets
€801,788
Loss
-€41,626
Solvency
46.8%
Total assets▼ 4.9%
Net result
20192025
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 30-04-2027
  1. 29-05-2026Annual accounts filed
  2. 30-04-2025Annual accounts filed
  3. 30-09-2024Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other business support servicesNACE 82990
Founded
25-11-1987
Year ends
30-09
Peppol
Not found in the Peppol directory
Go to Company details

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