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Generated 15-08-2026
Active BE 0791.615.713Private limited company

MA-gEstion

Rue Beguines 2 ·4400 Flémalle, Belgium· 3 yrs active
Sector: Overige zakelijke dienstverlening, neg (82990)
Conclusion Checked

The computed 12-month bankruptcy probability of MA-gEstion is 0.8% (low). The 2025 annual accounts show equity of €117k and a net result of €78k. Equity is growing by ~34.7% per year across the filed fiscal years. Its solvency ranks better than 84% of 1085 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.
Key figures
Equity €117k
Net result €78k
Better than sector 84%
Active 3 yrs
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health93Profitability100Solvency100Growth78Stability94
93 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 93
Profitability 100
Solvency 100
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
0.8% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector −Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
93 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview3 NBB filings
Annual accounts filed on 13-01-2026 with the NBB · fiscal year 2025 · micro
€0€50k€100kOperating result 2023: €54k€54kNet result 2023: €42k€42kOperating result 2024: €95k€95kNet result 2024: €75k€75kOperating result 2025: €110k€110kNet result 2025: €78k€78k202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~34.7%/year over 3 fiscal years, indicative, assuming unchanged policy.
€0€100k€200k2026: €156k (€146k - €165k)2027: €195k (€186k - €204k)2028: €234k (€225k - €243k)2023: €38k2024: €113k2025: €117k202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 82 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 84.3% 51.3%
better than 84% of 1085 sector peers
Net result €78k €24k
better than 84% of 1085 sector peers
Equity €117k €51k
better than 74% of 1086 sector peers
Gross operating margin €110k €46k
better than 81% of 1085 sector peers
Total assets €138k €117k
better than 57% of 1086 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€55k
- 23-25
Net profit
€78k
+4.7% 23-25
Cash flow
€43k
- 23-25
Total assets
€138k
+14.1% 23-25
Equity
€117k
+3.1% 23-25
Working capital
€117k
+3.1% 23-25
Income taxes
€31k
+55.9% 23-25
Dividends
€75k
+950.0% 23-25
Debt
€22k
+168.8% 23-25
Debt ≤ 1y
€22k
+169.8% 23-25
Current ratio
6.37
-57.7% 23-25
Quick ratio
6.37
-57.7% 23-25
Solvency
84.3%
-9.7% 23-25
Debt / equity
0.19
+160.8% 23-25
ROE
67.3%
+1.6% 23-25
ROA
56.7%
-8.3% 23-25
Interest coverage
61.09
- 23-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue-
EBITDA-
Net profit€78k
Cash flow-
Staff costs-
Income taxes€31k
Dividends€75k
Total assets€138k
Equity€117k
Debt€22k
of which ≤ 1y€22k
of which > 1y-
Working capital€117k
Employees (FTE)-
Ratios (computed)
2025
Current ratio6.37
Quick ratio6.37
Working capital ratio84.3%
Solvency84.3%
Debt / equity0.19
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA56.7%
ROE67.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€138k
Current assets 29/58€138k
Amounts receivable within one year 40/41€10k
Cash & bank 54/58€125k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€138k
Equity 10/15€117k
Contributions / capital 10/11€3k
Reserves 13€114k
Amounts payable 17/49€22k
Amounts payable within one year 42/48€22k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€110k
Operating result 9901€110k
Financial income 75€1k
Financial charges 65€1k
Result before taxes 9903€110k
Income taxes 67/77€31k
Net result for the period 9904€78k
Result to be appropriated 9905€78k
You are seeing the latest fiscal year only. 2 prior years (figures + ratios) are in a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 1 directors
Current directors & mandates
  • Plisnier Megane
    Director
    State Gazette act 26020074 (09-02-2026)
    Current
    01-11-2025 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Overige zakelijke dienstverlening, neg(82990)
Legal form Private limited company(610)
Incorporation29-09-2022
StatusActive
Postal code4400
Establishment units 1 location
Rue Beguines 2, 4400 Flémalle
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
since 20222.336.718.419
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
09-02-2026
State Gazette act Director changes
v3.2
13-01-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
2025
31-01-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
26-01-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2022
03-10-2022
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 6 months ago
2026
09-02-2026 Plisnier Megane appointed as director Director changes
  • Plisnier Megane, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Plisnier Megane",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-11-01",
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale nomme en tant qu\u0027administrateur, avec effet au 01/11/2025, Madame Plisnier Megane"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0791.615.713",
    "name_full": "MA-GESTION",
    "legal_form": "SRL"
  }
}
2022
03-10-2022 Incorporation of a new SRL Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "4400 Fl\u00E9malle, Rue des B\u00E9guines 2 bte 1",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1987-11-02",
        "name": "HERBETO Maxime Andr\u00E9 Guillaume",
        "niss": null,
        "address": "4400 Fl\u00E9malle, rue des B\u00E9guines 2/1"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 3000,
      "holder_person_name": "HERBETO Maxime Andr\u00E9 Guillaume",
      "is_subscriber_only": false,
      "n_shares_subscribed": 100,
      "amount_subscribed_eur": 3000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 3000,
  "subject_company": {
    "kbo": "0791.615.713",
    "name_full": "MA-gEstion",
    "legal_form": "SRL"
  },
  "initial_directors": [],
  "incorporation_date": "2022-09-29",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990Schoonheidsverzorging en andere schoonheidsbehandelingen96220
Primary activity highlighted.
Names & trade names
Legal nameFR MA-gEstion
Registered office
Rue Beguines 2 bus 1
4400 Flémalle, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative