Active BE 0762.863.131Cooperative company

Ma Ferme

Place Pierre Delannoy 50 ·7850 Enghien, Belgium· 5 yrs active

Sector: NACE 82990 (82990)

Conclusion Checked

The computed 12-month bankruptcy probability of Ma Ferme is 0.4% (very low). The 2024 annual accounts show equity of €1.78M and a net result of €-93k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 95% of 3172 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Key figures

Equity	€1.78M
Net result	€-93k
Staff (FTE)	1.4
Better than sector	95%

Snowflake analysis 5 axes · computed by Checked

59 / 100

Mixed profile: strong on stability, weaker on profitability.

Health 52

Profitability 0

Solvency 91

Growth 58

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

0.4% Very low

0%0,5%1,5%4%10%≥25%

Lower-risk legal form −Young company +Lower-failure-rate sector −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

More than 3 years active

Founded in 2021, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Health barometer FY 2024 · computed

52 / 100 Fair

050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Financial overview4 NBB filings

Annual accounts filed on 29-08-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

stable Equity: stable across 4 fiscal years (±1.8%/year).

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2024 · NACE 82 · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	96.1%	53.8%	better than 95% of 3172 sector peers
Net result	€-93k	€18k	better than 5% of 3171 sector peers
Equity	€1.78M	€40k	better than 95% of 3174 sector peers
Gross operating margin	€18k	€36k	better than 31% of 3171 sector peers
Staff costs	€47k	€22k	higher than 69% of 482 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€-33k

-238.2% far below sector median

Net profit

€-93k

-14.2% far below sector median

Cash flow

€-34k

-222.6% +35% vs sector

Total assets

€1.85M

+0.5% far above sector median

Equity

€1.78M

-3.1% far above sector median

Working capital

€40k

-42.2% -50% vs sector

Employees (FTE)

1

+40.0% -94% vs sector

Staff costs

€47k

+1195.3% -95% vs sector

Debt

€72k

+1671.3% -9% vs sector

Debt ≤ 1y

€68k

+1581.7% +26% vs sector

Current ratio

1.59

-91.3% +19% vs sector

Quick ratio

1.59

-91.3% +34% vs sector

Solvency

96.1%

-3.7% +119% vs sector

Debt / equity

0.04

+1728.7% -94% vs sector

ROE

-5.2%

-17.9% +26% vs sector

ROA

-5.0%

-13.6% +27% vs sector

Interest coverage

-61.67

-273.5% far below sector median

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Revenue	-
EBITDA	€-33k
Net profit	€-93k
Cash flow	€-34k
Staff costs	€47k
Income taxes	-
Dividends	-
Total assets	€1.85M
Equity	€1.78M
Debt	€72k
of which ≤ 1y	€68k
of which > 1y	-
Working capital	€40k
Employees (FTE)	1.4

Ratios (computed)

	2024
Current ratio	1.59
Quick ratio	1.59
Working capital ratio	2.2%
Solvency	96.1%
Debt / equity	0.04
Long-term debt ratio	-
Interest coverage	-61.67
Gross margin	-
Net margin	-
ROA	-5.0%
ROE	-5.2%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €1.74M · 94.1% Current assets €108k · 5.9%

Equity & liabilities

Equity €1.78M · 96.1% Debt €72k · 3.9%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€1.85M
Fixed assets	21/28	€1.74M
Intangible fixed assets	21	€3k
Tangible fixed assets	22/27	€1.73M
Financial fixed assets	28	€5k
Current assets	29/58	€108k
Amounts receivable within one year	40/41	€51k
Cash & bank	54/58	€56k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€1.85M
Equity	10/15	€1.78M
Contributions / capital	10/11	€2.20M
Accumulated profits (losses)	14	€-417k
Amounts payable	17/49	€72k
Amounts payable within one year	42/48	€68k
Trade debts payable within one year	44	€12k
Income statement
Gross operating margin	9900	€18k
Operating result	9901	€-92k
Financial income	75	€148
Financial charges	65	€537
Result before taxes	9903	€-93k
Net result for the period	9904	€-93k
Result to be appropriated	9905	€-93k

You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	82990
Legal form	Cooperative company(706)
Incorporation	03-02-2021
Status	Active
Postal code	7850

Establishment units 2 locations

Place Pierre Delannoy 50, 7850 Enghien

Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen

since 20212.314.650.028

Ma Ferme

Termuninkstraat 4, 7850 EnghienTeelt van andere granen dan rijst, en van peulgewassen en oliehoudende zaden

since 20222.339.123.623

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
55025D0924/00A000	Wallonia	2.1 ha	1 · 237 m²	9.3 m · 2 fl.

Methodology

via establishment units: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

29-08-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

07-07-2025

State Gazette act Director changes

2024

23-07-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

2023

29-08-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

2022

24-08-2022

NBB filing Annual accounts filed

fiscal year 2021 · micro

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 1 year ago

2025

07-07-2025 5 directors appointed, 4 resigning, 2 reappointed Director changes

Géraldine Christin, Commissaris
Vincent Delestrée, Commissaris
Stephan De Brabandere, Commissaris
Renaud Léger, Commissaris
Benjamin Pauluzzi, Commissaris
Cuvelier Aurélie, Commissaris
Flexisky, Commissaris
Flex Home, Commissaris

Original publication ↗

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Credit advice verdict per customer and amount

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Company registry (CBE) Crossroads Bank

Activities

Teelt van groenten, meloenen en wortel- en knolgewassen01130Teelt van groenten, meloenen en wortel- en knolgewassen01130Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990Verhuur en exploitatie van eigen of geleasd niet-residentieel onroerend goed, exclusief terreinen68203Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen68203Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige gespecialiseerde wetenschappelijke en technische activiteiten74909Overige activiteiten van vrije beroepen en andere wetenschappelijke en technische activiteiten, neg74999

Primary activity highlighted.

Names & trade names

Legal nameFR

Ma Ferme

Registered office

Place Pierre Delannoy 50

7850 Enghien, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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