Equity
€509,568 ▲ 2.8%
M3PLUS paid out €79,643 in dividends. That is 85% of the 2025 profit.
M3PLUS
Lifetime
17 annual accounts with figures on one time axispeak €253,309 (2021)
€245,076▲ 7.9%
peak €125,666 (2021)
€93,407▼ 6.3%
peak €587,309 (2021)
€509,568▲ 2.8%
€231,881▼ 30.4%
peak 1 FTE (2019)
-not published
Board1 name since 2021
1 directorVANDUFFEL Michel
Documentsfilings and deeds
29-04-20261 day before the deadline
2025micro format
Dividend €79,643Debts from €333,113 to €231,881Cash from €138,046 to €53,871
Key points
from the 2025 annual accountsTurnover
≈ €350,000 estimated
The micro format states no turnover.
Position in the sector
€509,568
More equity than 95% of companies in computer programming and consultancy. Sector median €69,062 · 21,212 companies.
Checked score
93
Excellent
Financially stronger than 48% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.2%▲ +0.1 percentage points vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.4%▲ +0.2 percentage points vs 04-2025highest value
06-2025: < 0.1%▼ -0.4 percentage points vs 05-2025lowest value
07-2025: < 0.1%● unchanged vs 06-2025lowest value
08-2025: < 0.1%● unchanged vs 07-2025lowest value
09-2025: < 0.1%● unchanged vs 08-2025lowest value
10-2025: < 0.1%● unchanged vs 09-2025lowest value
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 2.66, cash €53,871, halved
lowers risk
Size: total assets €741,449
Sector: Computer programming, consultancy and related activities (NACE 62)
Figures for financial year 2025 (filed on 29-04-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 62% of them on solvency, 36% on liquidity, 46% on profitability and 47% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as M3PLUS has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of M3PLUS itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for M3PLUS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €45,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.66 (2.11 in 2024), above the usual 1.5. Short-term debt is 17.2% and cash 7.3% of total assets. 31.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 day early
2024
2 days late
2023
on the day
2022
2 days early
2021
on the day
2020
on the day
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average on the deadline day. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 30 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end10-11-2026 today30-04-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0899915520
Amendment of the articles · Legal-form change · Resignations & appointments
General meeting of 04-12-2023 · Gazette deed
Registered office moved from Antwerp to Wilrijk
New registered office: Berkenlaan 29, 2610 Wilrijk · Previous registered office: Harmoniestraat 138, 2018 Antwerpen · Board meeting of 17-04-2023 · Gazette deed
First establishment
Berkenlaan 29, Antwerp
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| M3PLUS Antwerp | €741,449 | €245,076 | 68.7% | - |
| POPEYE Antwerp | €738,299 | €308,829 | 10.3% | - |
| PROCRES Tessenderlo-Ham | €686,983 | €234,998 | 61.8% | - |
| UBICUM Bruges | €774,662 | €279,240 | 25.1% | 3 |
| TELFORCE Waasmunster | €729,870 | €214,009 | 80.6% | - |
| MIC Mons | €615,317 | €270,642 | 78.9% | 4.3 |
| ELI AUTOMATION Soumagne | €924,632 | €261,334 | 38.1% | - |
These companies have the same main activity as M3PLUS: computer programming (NACE 62100). They are comparable in size and age: total assets between €615,000 and €925,000, founded between 2006 and 2009.
Official details
Source: KBO- Status
- Active since 14-08-2008Normal situation
- Activity
- Computer programmingNACE 62100and 3 others
- Establishment unit
- 2.173.127.8202610 Antwerp, since 22-08-2008
- Financial year end
- 30 September
- Peppol
- Reachable since 14-11-2025
Annual accounts to 30-09-2025
- €741,449▼ 10.6%
- Employeeson 30-09-2025
- 1=
- Filing
- Filed on 29-04-2026, 1 day before the end of the filing period
Insights on M3PLUS
M3PLUS files the micro format. That format states no turnover. The gross margin rose from €60,023 in 2009 to €245,076 in 2025.
The balance sheet grew most from 2021 to 2023 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about M3PLUS
- What is the company number of M3PLUS?
- The company number of M3PLUS is 0899.915.520. The VAT number is the same number with BE in front: BE 0899.915.520.
- Where is M3PLUS based?
- The registered office is at Berkenlaan 29, 2610 Antwerp.Company details
- What does M3PLUS do?
- According to the KBO register, the main activity is computer programming (NACE 62100).
- What is the legal form of M3PLUS?
- M3PLUS is a private limited company (BV).
- When was M3PLUS founded?
- M3PLUS was founded on 14-08-2008.
- Is M3PLUS still active?
- Yes, M3PLUS is an active enterprise in the KBO register.
- How many employees does M3PLUS have?
- M3PLUS had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of M3PLUS?
- The turnover in financial year 2025 is ≈ €350,000. This figure is estimated from the gross margin of €245,076 and 32 comparable companies (NACE 62100). It probably lies between €310,000 and €510,000.
- Is M3PLUS profitable?
- In financial year 2025, M3PLUS made a profit of €93,407.
- Where can I find the annual accounts of M3PLUS?
- M3PLUS filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of M3PLUS due?
- M3PLUS must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
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