M3 MANAGEMENT
ActiveM3 MANAGEMENT has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30k and a net result of €9k. Equity is growing by ~67.8% per year across the filed fiscal years. Its solvency ranks better than 42% of 13905 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency14▲+5
Growth52=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity short (current ratio 0.28 against 0.29 in 2024), and 79.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.3%
Return on assets
6.2%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
4 d early
2024
2 d early
2023
5 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€30k▲ 44.2%
2024 · €21k
2023: €2k
2024: €21k
2023 → 2025
Total assets
€150k▲ 1.0%
2024 · €148k
2023: €162k
2024: €148k
2023 → 2025
Net result
€9k▼ 51.6%
2024 · €19k
2023: €20k
2024: €19k
2023 → 2025
Working capital
€-86k▲ 4.7%
2024 · €-90k
2023: €-106k
2024: €-90k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€2k-€21k▲ 1,058%€30k▲ 44.2%
Operating result€24k-€30k▲ 23.2%€15k▼ 49.9%
Net result€20k-€19k▼ 4.7%€9k▼ 51.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 50% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €150k
Fixed assets
€116k▲ 4.6%
Current assets
€34k▼ 9.9%
Equity and liabilities €150k
Equity
€30k▲ 44.2%
Debt
€119k▼ 6.2%
The debt ratio falls from 85.8% to 79.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€15k
Cash flow
€10k
Solvency
20.3%▲
2024 · 14.2%
Current ratio
0.28▼
2024 · 0.29
Quick ratio
0.28▼
2024 · 0.29
Debt / equity
3.92▼
2024 · 6.02
ROE
30.6%▼
2024 · 91.4%
ROA
6.2%▼
2024 · 13.0%
Interest coverage
29.05
Debt
€119k▼
2024 · €127k
Debt ≤ 1 year
€119k▼
2024 · €127k
Income taxes
€5k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€148k€150k▲
Fixed assets21/28€111k€116k▲
Tangible fixed assets22/27-€5k
Plant, machinery and equipment23-€3k
Furniture and vehicles24-€2k
Financial fixed assets28€111k€111k=
Current assets29/58€37k€34k▼
Amounts receivable within one year40/41€4k€24k▲
Trade receivables40€4k€23k▲
Other amounts receivable41-€1k
Cash at bank and in hand54/58€34k€10k▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€148k€150k▲
Equity10/15€21k€30k▲
Contributions10/11€2k€2k=
Reserves13-€8k
Distributable reserves133-€8k
Profit (loss) carried forward14€20k€21k▲
Amounts payable17/49€127k€119k▼
Amounts payable within one year42/48€127k€119k▼
Trade debts44€2k€423▼
Suppliers440/4€2k€423▼
Taxes, remuneration and social security45€13k€6k▼
Taxes450/3€13k€6k▼
Other amounts payable47/48€112k€113k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€682
Other operating charges640/8€2k€2k▲
Gross operating margin9900€31k€17k▼
Operating profit (loss)9901€30k€15k▼
Financial income75/76B€115€0▼
Recurring financial income75€115€0▼
Financial charges65/66B€398€533▲
Recurring financial charges65€398€533▲
Profit (loss) for the period before taxes9903€29k€14k▼
Income taxes67/77€10k€5k▼
Profit (loss) for the period9904€19k€9k▼
Profit (loss) for the period to be appropriated9905€19k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€20k€29k▲
Profit (loss) brought forward from the previous period14P€326€20k▲
Transfer to equity691/2-€8k
To contributions691-€8k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €9k ▼51.6%
Net result drops to €9k, the lowest in the series.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoersel · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De Hulsten 1592980 ZoerselGround area
1,391 m²
Building footprint
184 m²
Volume, LiDAR
1,197 m³
Parcel 11055A0135/00A003, Flanders · tallest building 12.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VAN RECK- DE PESSEROY
since 20142.231.190.436
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11055A0135/00A003 | Flanders | 1,391 m² | 1 · 184 m² | 12.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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QPIT
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CGI - COMMERCE
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Of 11,702 companies in sector 68310 we hold annual accounts for 6,876. 4,388 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-03-2014
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73110Advertising agencies
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.