Equity
-€58,855
Debts exceed assets in financial year 2025.
M 3 IMMO
Lifetime
11 annual accounts with figures on one time axispeak €311,919 (2020)
-€387▲ €82
lowest -€339,962 (2020)
-€387▲ €151
peak €702,860 (2015)
-€58,855▼ €388
€62,034▼ 0.6%
Board1 name since 2026
-
Owners2 names in the annual accounts
Documentsfilings and deeds
28-05-202628 days late
2025financial year
Gross margin from -€469 to -€387Loss of €387Cash from €466 to €179
Key points
from the 2025 annual accountsLosses
-€761,714 in ten years
Every financial year from 2016 to 2025 closed with a loss. 2020 was the heaviest.
Position in the sector
-1851.4%
Lower solvency than 95% of companies in auxiliary financial services. Sector median 41.6% · 616 companies.
2025 accounts filed 28 days after the deadlineFinancial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Two signals.
raises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 616 sector peers (2025).
NBB · sector comparisonPosition among 616 sector peers
Solvency
better than 5%
← weakest
strongest →
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-05-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
28 days late
2024
212 days late
2023
5 days early
2022
4 days early
2021
4 days early
2020
30 days early
2019
10 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 27 days after the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 26 April (4 of the last 5 accounts filed within 32 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end10-11-2026 today30-04-2027 deadline
Board and ownership
MC
M3 Conseil et Gestion
Director
- M3 CONSEILS ET GESTION 99.71%score 50equity €2.4m (2025) · 30-06-2025 annual accounts of M3 CONSEILS ET GESTION
Recent changes
Registered-office move
Director in office: M3 Conseil et Gestion · Board meeting of 10-09-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0553997979
Registered office moved to Crisnée
New registered office: Rue du Soleil 30-4367 Crisnée · General meeting of 11-10-2021 · Gazette deed
Incorporation
published on 25-06-2014 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| M 3 IMMO Fleurus | €3,179 | -€387 | -1851.4% | - |
| Universal Holdings Lier | €1,529 | -€5,397 | -2032.6% | - |
| PerCapita Bruges | €1,758 | -€177 | -1350.7% | - |
| VC OPTICS Ostend | €9,756 | -€478 | 100.0% | - |
| ACTIVE ACCOUNT Ghent | €18,650 | -€1,038 | -667.8% | - |
| D.D.FINANCE Pont-à-Celles | €3,202 | €14,384 | -7523.3% | - |
| GUILLACO Jabbeke | €14,015 | €886 | 7.0% | - |
These companies have the same main activity as M 3 IMMO: activities auxiliary to financial services and insurance activities (NACE 66300). They are comparable in size and age: total assets between €1,530 and €18,700, founded between 2005 and 2023.
Official details
Source: KBO- Status
- Active since 23-06-2014Normal situation
- Registered office
- 54 active companies are registered at this address4 started in the 12 months before. Source: KBO register, as of 10 November 2026.
- Activity
- Activities auxiliary to financial services and insurance activitiesNACE 66300and 1 other
- Establishment unit
- 2.282.900.6416220 Fleurus, since 23-06-2014
- Financial year end
- 30 September
- Peppol
- Reachable since 09-01-2026
Insights on M 3 IMMO
M 3 IMMO is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€58,855) and a net result of -€387.
Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 5% of 616 sector peers (NACE 66, financial year 2025).
The company has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about M 3 IMMO
- What is the company number of M 3 IMMO?
- The company number of M 3 IMMO is 0553.997.979. The VAT number is the same number with BE in front: BE 0553.997.979.
- Where is M 3 IMMO based?
- The registered office is at Avenue de Spirou 32, 6220 Fleurus.Company details
- What does M 3 IMMO do?
- According to the KBO register, the main activity is activities auxiliary to financial services and insurance activities (NACE 66300).
- What is the legal form of M 3 IMMO?
- M 3 IMMO is a private limited company (pre-2019) (BVBA).
- When was M 3 IMMO founded?
- M 3 IMMO was founded on 23-06-2014.
- Is M 3 IMMO still active?
- Yes, M 3 IMMO is an active enterprise in the KBO register.
- What is the turnover of M 3 IMMO?
- The annual accounts for financial year 2025 state no turnover. In financial year 2023 turnover was €536.Financials
- Is M 3 IMMO profitable?
- In financial year 2025, M 3 IMMO made a loss of €387.
- Where can I find the annual accounts of M 3 IMMO?
- M 3 IMMO filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of M 3 IMMO due?
- M 3 IMMO must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
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