ACTIVE ACCOUNT
ActiveSummary
ACTIVE ACCOUNT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€124,539) and a net result of -€3,497. Equity is shrinking by ~4% per year across the filed fiscal years. Its solvency ranks better than 5% of 1501 sector peers (fiscal year 2025). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 1501 sector peers (2025).
NBB · sector comparisonPosition among 1501 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
6 d early
2023
on the day
2022
3 d early
2021
2 d early
2020
31 d early
2019
32 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
-€124,539▼ 2.9%
2024 · -€121,041
Net result
-€3,497▲ 43.9%
2024 · -€6,234
Total assets
€18,650▼ 9.4%
2024 · €20,586
Solvency
-667.8%▼ 79.8pp
2024 · -588.0%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€1,319-€10,250-€248▲ 97.6%-€6,190▼ 2,392%-€3,452▲ 44.2%
Net result€1,138below the sector's middle half-€10,526below the sector's middle half-€375below the sector's middle half▲ 96.4%-€6,234below the sector's middle half▼ 1,563%-€3,497below the sector's middle half▲ 43.9%
Equity-€103,907below the sector's middle half▲ 1.1%-€114,433below the sector's middle half▼ 10.1%-€114,808below the sector's middle half▼ 0.3%-€121,041below the sector's middle half▼ 5.4%-€124,539below the sector's middle half▼ 2.9%
Total assets€74,136below the sector's middle half▲ 49.2%€45,893below the sector's middle half▼ 38.1%€41,124below the sector's middle half▼ 10.4%€20,586below the sector's middle half▼ 49.9%€18,650below the sector's middle half▼ 9.4%
Debt€178,043▲ 15.1%€160,325▼ 10.0%€155,932▼ 2.7%€141,627▼ 9.2%€143,189▲ 1.1%
Working capital-€13,740below the sector's middle half▲ 40.6%-€13,299below the sector's middle half▲ 3.2%-€8,208below the sector's middle half▲ 38.3%-€19,975below the sector's middle half▼ 143%-€20,255within the sector's middle half▼ 1.4%
Solvency-140.2%below the sector's middle half▲ 71.3pp-249.3%below the sector's middle half▼ 109.2pp-279.2%below the sector's middle half▼ 29.8pp-588.0%below the sector's middle half▼ 308.8pp-667.8%below the sector's middle half▼ 79.8pp
Current ratio0.79below the sector's middle half▲ 0.260.67below the sector's middle half▼ 0.120.75below the sector's middle half▲ 0.080.22below the sector's middle half▼ 0.530.22below the sector's middle half=
Return on assets (ROA)1.5%below the sector's middle half▲ 7.4pp-22.9%below the sector's middle half▼ 24.5pp-0.9%below the sector's middle half▲ 22.0pp-30.3%below the sector's middle half▼ 29.4pp-18.8%below the sector's middle half▲ 11.5pp
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3,452 in 2025 against €6,190 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €18,650
Fixed assets
€13,067 ▼ 12.5%
Current assets
€5,584 ▼ 1.2%
Key figures and ratios
Debt ≤ 1 year
€25,839▲
2024 · €25,627
Debt > 1 year
€117,350▲
2024 · €116,000
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Goods, raw materials, services and sundry goods60/61 | - | - | - | - | €1,038 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,267 | €2,267 | €1,867 | €1,867 | €1,867 | = |
| Other operating charges640/8 | €875 | €469 | €132 | €912 | €548 | ▼ 39.9% |
| Gross operating margin9900 | €4,461 | -€7,514 | €1,750 | -€3,411 | -€1,038 | ▲ 69.6% |
| Operating profit (loss)9901 | €1,319 | -€10,250 | -€248 | -€6,190 | -€3,452 | ▲ 44.2% |
| Financial charges65/66B | €182 | €276 | €126 | €44 | €45 | ▲ 3.4% |
| Recurring financial charges65 | €182 | €276 | €126 | €44 | €45 | ▲ 3.4% |
| Profit (loss) for the period before taxes9903 | €1,138 | -€10,526 | -€375 | -€6,234 | -€3,497 | ▲ 43.9% |
| Profit (loss) for the period9904 | €1,138 | -€10,526 | -€375 | -€6,234 | -€3,497 | ▲ 43.9% |
| Profit (loss) for the period to be appropriated9905 | €1,138 | -€10,526 | -€375 | -€6,234 | -€3,497 | ▲ 43.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €74,136 | €45,893 | €41,124 | €20,586 | €18,650 | ▼ 9.4% |
| Fixed assets21/28 | €20,933 | €18,667 | €16,800 | €14,933 | €13,067 | ▼ 12.5% |
| Tangible fixed assets22/27 | €20,933 | €18,667 | €16,800 | €14,933 | €13,067 | ▼ 12.5% |
| Plant, machinery and equipment23 | €20,933 | €18,667 | €16,800 | €14,933 | €13,067 | ▼ 12.5% |
| Current assets29/58 | €53,203 | €27,226 | €24,325 | €5,653 | €5,584 | ▼ 1.2% |
| Stocks and contracts in progress3 | €5,570 | €5,570 | €5,570 | €5,570 | €5,570 | = |
| Stocks30/36 | €5,570 | €5,570 | €5,570 | €5,570 | €5,570 | = |
| Amounts receivable within one year40/41 | €47,227 | €18,249 | €18,456 | - | - | - |
| Trade receivables40 | €43,460 | €9,434 | €15,900 | - | - | - |
| Other amounts receivable41 | €3,767 | €8,815 | €2,556 | - | - | - |
| Cash at bank and in hand54/58 | €406 | €3,407 | €298 | €83 | €14 | ▼ 83.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €74,136 | €45,893 | €41,124 | €20,586 | €18,650 | ▼ 9.4% |
| Equity10/15 | -€103,907 | -€114,433 | -€114,808 | -€121,041 | -€124,539 | ▼ 2.9% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Outside capital11 | - | - | - | - | €18,600 | - |
| Other1109/19 | - | - | - | - | €18,600 | - |
| Reserves13 | €3,720 | €3,720 | €3,720 | €3,720 | €3,720 | = |
| Non-distributable reserves130/1 | €3,720 | €3,720 | €3,720 | €3,720 | €3,720 | = |
| Reserves not available under the articles1311 | €3,720 | €3,720 | €3,720 | €3,720 | €3,720 | = |
| Profit (loss) carried forward14 | -€126,227 | -€136,753 | -€137,128 | -€143,361 | -€146,859 | ▼ 2.4% |
| Amounts payable17/49 | €178,043 | €160,325 | €155,932 | €141,627 | €143,189 | ▲ 1.1% |
| Amounts payable after more than one year17 | €111,100 | €119,800 | €123,400 | €116,000 | €117,350 | ▲ 1.2% |
| Financial debts170/4 | €111,100 | €119,800 | €123,400 | €116,000 | €117,350 | ▲ 1.2% |
| Amounts payable within one year42/48 | €66,943 | €40,525 | €32,532 | €25,627 | €25,839 | ▲ 0.8% |
| Trade debts44 | €6,180 | €10,470 | €48 | €387 | €400 | ▲ 3.2% |
| Suppliers440/4 | €6,180 | €10,470 | €48 | €387 | €400 | ▲ 3.2% |
| Taxes, remuneration and social security45 | - | - | - | €488 | €488 | = |
| Taxes450/3 | - | - | - | €488 | €488 | = |
| Other amounts payable47/48 | €60,763 | €30,056 | €32,484 | €24,752 | €24,952 | ▲ 0.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,138 | -€10,526 | -€375 | -€6,234 | -€3,497 | ▲ 43.9% |
| + Depreciation and write-downs630 | €2,267 | €2,267 | €1,867 | €1,867 | €1,867 | = |
| Operating cash flow (approximation) | €3,404 | -€8,259 | €1,492 | -€4,367 | -€1,631 | ▲ 62.7% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €3,002 | -€3,109 | -€215 | -€69 | ▲ 67.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €1,138
Net result €1,138 after 3 loss-making years.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
01-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 32 days late
2019
31-12
Financial
Weakest financial yearnet -€16,414
Net result drops to -€16,414, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2005
Ground area
82 m²
Building footprint
82 m²
Volume, LiDAR
382 m³
Parcel 44038A0746/00X004, Flanders · tallest building 7.2 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
ACTIVE ACCOUNT
since 20052.150.210.381
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44038A0746/00X004 | Flanders | 82 m² | 1 · 82 m² | 7.2 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 592 companies in sector 66300 we hold annual accounts for 366. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-07-2005
Fiscal year end31-12
Activities, NACEBEL 2025
66300Activities auxiliary to financial services and insurance activities
E-invoicing
Not found in the Peppol register
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Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.