M 3 IMMO
ActiveM 3 IMMO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (€-59k) and a net result of €-387. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 486 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 486 sector peers (2025).
NBB · sector comparisonPosition among 486 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-05-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
212 d late
2023
5 d early
2022
4 d early
2021
4 d early
2020
30 d early
2019
10 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€-59k▼ 0.7%
2024 · €-58k
2018: €569k
2019: €467k
2020: €127k
2021: €95k
2022: €-58k
2023: €-58k
2024: €-58k
2018 → 2025
Net result
€-387▲ 28.0%
2024 · €-538
2018: €-107k
2019: €-101k
2020: €-340k
2021: €-32k
2022: €-153k
2023: €-67
2024: €-538
2018 → 2025
Total assets
€3k▼ 19.8%
2024 · €4k
2018: €1.22M
2019: €1.15M
2020: €485k
2021: €464k
2022: €4k
2023: €4k
2024: €4k
2018 → 2025
Solvency
-1851.4%▼ 377.2pp
2024 · -1474.2%
2018: 46.7%
2019: 40.8%
2020: 26.3%
2021: 20.5%
2022: -1438.5%
2023: -1652.8%
2024: -1474.2%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€18k-€196▼ 98.9%€536▲ 173%
Equity€95k-€-58k€-58k▼ 0.1%€-58k▼ 0.9%€-59k▼ 0.7%
Operating result€-27k-€-149k▼ 457%€103€-469€-387▲ 17.4%
Net result€-32k-€-153k▼ 377%€-67▲ 100.0%€-538▼ 699%€-387▲ 28.0%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €387 in 2025 against €469 in 2024; the loss shrinks.
Key figures and ratios
Debt
€62k▼
2024 · €62k
Debt ≤ 1 year
€62k▼
2024 · €62k
Ratios withheld: a balance sheet total of €3k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4k€3k▼
Current assets29/58€4k€3k▼
Amounts receivable within one year40/41€4k€3k▼
Other amounts receivable41€4k€3k▼
Cash at bank and in hand54/58€466€179▼
Equity and liabilities
Total equity and liabilities10/49€4k€3k▼
Equity10/15€-58k€-59k▼
Contributions10/11€700k€700k=
Profit (loss) carried forward14€-758k€-759k▼
Amounts payable17/49€62k€62k▼
Amounts payable within one year42/48€62k€62k▼
Trade debts44€200€200=
Suppliers440/4€200€200=
Other amounts payable47/48€62k€62k▼
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61-€387
Gross operating margin9900€-469€-387▲
Operating profit (loss)9901€-469€-387▲
Financial charges65/66B€69-
Recurring financial charges65€69-
Profit (loss) for the period before taxes9903€-538€-387▲
Profit (loss) for the period9904€-538€-387▲
Profit (loss) for the period to be appropriated9905€-538€-387▲
Appropriation of the result
Profit (loss) to be appropriated9906€-758k€-759k▼
Profit (loss) brought forward from the previous period14P€-758k€-758k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 28 days late
2025
28-11
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 212 days late
2024
25-04
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
26-04
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
26-04
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-03
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-09
Financial
Weakest financial yearnet €-340k
Net result drops to €-340k, the lowest in the series; recovery starts the following year.
20-04
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
10-04
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
25-04
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
13-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Crisnée · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Soleil 304367 CrisnéeGround area
9,649 m²
Parcel 64413A0738/00P000, Wallonia. Linked by address, not a title deed.
1 establishment unit
M 3 IMMO
since 20142.282.900.641
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64413A0738/00P000 | Wallonia | 9,649 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 587 companies in sector 66300 we hold annual accounts for 362. 227 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded23-06-2014
Fiscal year end30-09
Activities, NACEBEL
66300Activities auxiliary to financial services and insurance activities
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.