Skip to content
Checked.be
Complete company report
Generated 26-07-2026
Active BE 1000.084.252Private limited company

M2CONCEPT

Chemin du Panorama, Bonlez 3 ·1325 Chaumont-Gistoux, Belgium· 2 yrs active
Sector: Computer programming & consultancy (62200)
Conclusion Checked

The computed 12-month bankruptcy probability of M2CONCEPT is 0.5% (low). The 2025 annual accounts show equity of €10k and a net result of €881. Its solvency ranks better than 55% of 2736 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €10k
Net result €881
Better than sector 55%
Active 2 yrs
Snowflake analysis 5 axes · computed by Checked
Health78Profitability45Solvency100Growth52Stability82
71 / 100

Strong profile, led by solvency.

Health 78
Profitability 45
Solvency 100
Growth 52
Stability 82
Bankruptcy probability (12 mo) Checked model v1 · free
0.5% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2025 · computed
78 / 100 Excellent
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 28-01-2026 with the NBB · fiscal year 2025 · micro
€0€2k€4k€6k€8kOperating result 2024: €7k€7kNet result 2024: €6k€6kOperating result 2025: €2k€2kNet result 2025: €881€88120242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 66.6% 62.2%
better than 55% of 2736 sector peers
Net result €881 €40k
better than 13% of 2738 sector peers
Equity €10k €62k
better than 21% of 2737 sector peers
Gross operating margin €2k €63k
better than 8% of 2738 sector peers
Total assets €15k €121k
better than 5% of 2738 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Net profit
€881
-84.2% -91% vs sector
Total assets
€15k
+1.7% -95% vs sector
Equity
€10k
+10.0% -95% vs sector
Working capital
€10k
+14.0% -88% vs sector
Income taxes
€841
-55.2% -76% vs sector
Debt
€5k
-11.6% -62% vs sector
Debt ≤ 1y
€5k
-18.0% -51% vs sector
Current ratio
3.23
+24.0% -62% vs sector
Quick ratio
3.23
+24.0% -62% vs sector
Solvency
66.6%
+8.2% -25% vs sector
Debt / equity
0.50
-19.6% far above sector median
ROE
9.1%
-85.6% +184% vs sector
ROA
6.1%
-84.4% far above sector median
Figures by fiscal year
Fiscal year2025
Revenue-
EBITDA-
Net profit€881
Cash flow-
Staff costs-
Income taxes€841
Dividends-
Total assets€15k
Equity€10k
Debt€5k
of which ≤ 1y€5k
of which > 1y-
Working capital€10k
Employees (FTE)-
Ratios (computed)
2025
Current ratio3.23
Quick ratio3.23
Working capital ratio69.0%
Solvency66.6%
Debt / equity0.50
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA6.1%
ROE9.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€15k
Current assets 29/58€15k
Amounts receivable within one year 40/41€7
Cash & bank 54/58€15k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€15k
Equity 10/15€10k
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€6k
Amounts payable 17/49€5k
Amounts payable within one year 42/48€5k
Income statement
Gross operating margin 9900€2k
Operating result 9901€2k
Financial charges 65€23
Result before taxes 9903€2k
Income taxes 67/77€841
Net result for the period 9904€881
Result to be appropriated 9905€881
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Computer programming & consultancy(62200)
Legal form Private limited company(610)
Incorporation20-09-2023
StatusActive
Postal code1325
Establishment units 1 location
M2CONCEPT
Chemin du Panorama, Bonlez 3, 1325 Chaumont-GistouxOntwerpen en programmeren van computerprogramma's
since 20232.350.347.414
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25010B0205/00C006 Wallonia 1,987 m² 1 · 153 m² 8.3 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
28-01-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
2025
28-01-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
05-02-2024
State Gazette act Director changes
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 2 years ago
2024
05-02-2024 Discharge granted to the board Director changes
Technical details 
{
  "events": [
    {
      "kind": "decharge_granted",
      "role": "administrateur_d\u00E9l\u00E9gu\u00E9",
      "person": null,
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Bruxelles",
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2024-02-05",
    "filing_date": "2024-01-26",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2023-11-14",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-11-14",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "1000.084.252",
    "name_full": "M2 CON\u0421\u0415\u0420\u0422",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": "0890.805.834",
    "org_name": "Lafiduciaire.be SRL",
    "person_name": null,
    "org_rep_person_name": "Sonveaux Laurent",
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Ontwerpen en programmeren van computerprogramma's62010Beheer van computerfaciliteiten62030Overige diensten op het gebied van informatietechnologie en computer62090Ontwerpen van computerprogramma’s62100Overige diensten op het gebied van informatietechnologie en computer62900Computerinfrastructuur, gegevensverwerking, hosting en aanverwante activiteiten63100Gegevensverwerking, webhosting en aanverwante activiteiten63110Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameFR M2CONCEPT
Registered office
Chemin du Panorama, Bonlez 3
1325 Chaumont-Gistoux, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same NACE
ACRIS BE 0429.845.404 · Schaarbeek
CADENA OIL BE 0448.066.160 · Brasschaat
ADHOC COMPUTING BE 0460.291.427 · Elsene
BLUE BE 0455.966.118 · Bornem
O.S.M. BE 0454.880.708 · Herentals
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative