M&Y CONSULTING
The computed 12-month bankruptcy probability of M&Y CONSULTING is 0.5% (very low). The 2025 annual accounts show equity of €3k and a net result of €73k. Equity is shrinking by ~26.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 7% of 2768 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €3k |
| Net result | €73k |
| Staff (FTE) | 1 |
| Better than sector | 7% |
Strong profile, led by profitability.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 1.4% | 62.1% | |
| Net result | €73k | €39k | |
| Equity | €3k | €62k | |
| Gross operating margin | €157k | €62k | |
| Staff costs | €58k | €17k |
Show 11 other metrics
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €97k |
| Net profit | €73k |
| Cash flow | €77k |
| Staff costs | €58k |
| Income taxes | €19k |
| Dividends | €74k |
| Total assets | €183k |
| Equity | €3k |
| Debt | €180k |
| of which ≤ 1y | €180k |
| of which > 1y | - |
| Working capital | €-16k |
| Employees (FTE) | 1.0 |
| 2025 | |
|---|---|
| Current ratio | 0.91 |
| Quick ratio | 0.91 |
| Working capital ratio | -8.9% |
| Solvency | 1.4% |
| Debt / equity | 72.10 |
| Long-term debt ratio | - |
| Interest coverage | 67.47 |
| Gross margin | - |
| Net margin | - |
| ROA | 40.2% |
| ROE | 2936.9% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (20 line items)
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €183k |
| Fixed assets | 21/28 | €19k |
| Tangible fixed assets | 22/27 | €18k |
| Financial fixed assets | 28 | €863 |
| Current assets | 29/58 | €164k |
| Amounts receivable within one year | 40/41 | €51k |
| Cash & bank | 54/58 | €112k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €183k |
| Equity | 10/15 | €3k |
| Contributions / capital | 10/11 | €3k |
| Amounts payable | 17/49 | €180k |
| Amounts payable within one year | 42/48 | €180k |
| Trade debts payable within one year | 44 | €13k |
| Income statement | ||
| Gross operating margin | 9900 | €157k |
| Operating result | 9901 | €94k |
| Financial charges | 65 | €1k |
| Result before taxes | 9903 | €92k |
| Income taxes | 67/77 | €19k |
| Net result for the period | 9904 | €73k |
| Result to be appropriated | 9905 | €73k |
| NACE primary | Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten(62200) |
| Legal form | Private limited company(610) |
| Incorporation | 22-01-2021 |
| Status | Active |
| Postal code | 1420 |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
09-12-2022 Registered office moved from Woluwe-Saint-Lambert to Braine-l'Alleud
- avenue Emile Vandervelde, 79 boîte 2 -1200 Woluwe-Saint-Lambert → 1420 Braine-l'Alleud, Avenue de la Grande Armée, 76.
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "siege_social",
"new_address": {
"raw": "1420 Braine-l\u0027Alleud, Avenue de la Grande Arm\u00E9e, 76.",
"city": "Braine-l\u0027Alleud",
"region": "waals_gewest",
"street": "Avenue de la Grande Arm\u00E9e",
"country": "BE",
"postcode": "1420",
"box_number": null,
"street_number": "76",
"locality_suffix": null
},
"old_address": {
"raw": "avenue Emile Vandervelde, 79 bo\u00EEte 2 -1200 Woluwe-Saint-Lambert",
"city": "Woluwe-Saint-Lambert",
"region": "brussels_hoofdstedelijk_gewest",
"street": "Avenue Emile Vandervelde",
"country": "BE",
"postcode": "1200",
"box_number": "2",
"street_number": "79",
"locality_suffix": null
},
"effective_date": "2022-10-12",
"evidence_quote": "",
"region_changed": true,
"is_statute_change": true,
"nationality_change": false,
"old_address_source": "header_volledig_adres",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": "immediate",
"statutaire_vs_werkelijke": "statutaire",
"linguistic_region_changed": false,
"court_jurisdiction_changed": true,
"effective_date_is_approximate": false
}
],
"notary": {
"name": "Michel de FR\u00C9SART",
"firm_city": null,
"firm_name": "ACT \u0026 LEX",
"office_city": "Schaerbeek",
"is_associated": true
},
"act_meta": {
"language": "fr",
"pub_date": "2022-12-09",
"filing_date": "2022-11-30",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decision": {
"body": "buitengewone_algemene_vergadering",
"date": "2022-10-12",
"unanimous": true
},
"subject_company": {
"kbo": "0761.933.515",
"name_full": "M\u0026Y CONSULTING",
"legal_form": "SARL"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Michel de FR\u00C9SART",
"org_rep_person_name": null,
"person_role_at_subject": "Notaire associ\u00E9"
},
"co_filed_documents": [
"exp\u00E9dition de l\u0027acte",
"statuts coordonri\u00E9es",
"rapport de l\u0027organe de l\u0027administration"
]
}| Legal nameFR | M&Y CONSULTING |