Skip to content

M.Y. CONSULTANT

Active
Private limited companyfounded 2002active for 24 yearsPromenade du Lac(BAR) 18, 6500 Beaumont, BelgiumKBO/BCE: BE 0476.753.218
Summary

M.Y. CONSULTANT has been active since 2002 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€20,751) and a net result of €8,751. Equity has been growing by about 15% per year since 2018. Its solvency ranks better than 5% of 9,829 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 24-01-2002 Normal situation
Activity
Agents specialised in the wholesale of other particular products NACE 46180
Establishment unit
2.098.823.048 6500 Beaumont, since 19-02-2002
Financial year end
31 December
Peppol
Reachable since 03-12-2025

Financial position

56 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€10,605
▲ 154%
Turnover
≈ €63,000
estimated
Profit
€8,751
Equity
-€20,751
▲ 29.7%
Total assets
€1,447
▲ 0.8%
Staff
≈ 0 FTE
estimated
  • Negative equity on 31-12-2025
Filed on 25-07-2026, 6 days before the deadline
Score breakdownraises riskCapped at 59: negative equityNegative equity -€20,751lowers riskSize: total assets €1,447Founded in 2002Liquidity: current ratio 0.70, cash €1,047Show the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 58% of micro companies in wholesale trade (NACE 46)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Average
Solvency 0=
equity -1434.5% of total assets
Liquidity 50=
short-term debt 143.8% · cash 72.3%
Profitability 100+100
return on assets 604.9%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,899 companies, NACE 46, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024lowest value 02-2025: 0.2%● unchanged vs 01-2025lowest value 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025 08-2025: 0.5%▲ +0.2 percentage points vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026highest value 08-2026: 0.2%▼ -0.3 percentage points vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026
No credit on open account
The balance sheet total is too small for a liquidity verdict. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 6% of them on solvency, 51% on liquidity, 95% on profitability and 81% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €1,447
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity -€20,751
NBB · annual accounts
lowers risk · Founded in 2002
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 0.70, cash €1,047
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 9829 sector peers (2025).
NBB · sector comparison
Position among 9829 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-07-2026, 6 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
6 days early
2024
2 days early
2023
137 days early
2021
98 days early
2020
150 days early
2019
119 days early
2018
93 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 86 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 April (4 of the last 5 accounts filed within 92 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€20,751 View
  • Caution: Lower solvency than 95% of companies in wholesale tradesector median 43.0% · 9,829 companies -1434.5% View
  • Positive: Filed on time since financial year 2017accounts within the deadline every year 8 years View

Recent changes

  1. · Gazette deed Registered office · Legal-form change · Resignations & appointments
  2. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as M.Y. CONSULTANT: agents specialised in the wholesale of other particular products (NACE 46180). They are comparable in size and age: total assets between €399 and €5,450, founded between 1977 and 2014.

CompanyTotal assetsGross margin
M.Y. CONSULTANT Beaumont€1,447€10,605
DPB Frameries€3,549€16,579
COGES Merbes-le-Château€3,118€19,394
CHARLES NICOLAY Wezembeek-Oppem€1,974€7,991
HH AND CO Jette€1,504€18,631
RES CR Schaarbeek€5,452€7,796
WELLNESS 4 LIFE Edegem€399€5,368
Full comparison

Key facts about M.Y. CONSULTANT

What is the company number of M.Y. CONSULTANT?
The company number of M.Y. CONSULTANT is 0476.753.218. The VAT number is the same number with BE in front: BE 0476.753.218.
Where is M.Y. CONSULTANT based?
The registered office is at Promenade du Lac(BAR) 18, 6500 Beaumont.Company details
What does M.Y. CONSULTANT do?
According to the KBO register, the main activity is agents specialised in the wholesale of other particular products (NACE 46180).
What is the legal form of M.Y. CONSULTANT?
The legal form of M.Y. CONSULTANT is Private limited company (BV).
When was M.Y. CONSULTANT founded?
M.Y. CONSULTANT was founded on 24-01-2002.
Is M.Y. CONSULTANT still active?
Yes, M.Y. CONSULTANT is an active enterprise in the KBO register.
What is the turnover of M.Y. CONSULTANT?
The turnover in financial year 2025 is ≈ €63,000. This figure is estimated from the gross margin of €10,605 and 32 comparable companies (NACE 461). It probably lies between €28,000 and €200,000. It is a rough estimate. In financial year 2019 turnover was €15,819.Financials
Is M.Y. CONSULTANT profitable?
In financial year 2025, M.Y. CONSULTANT made a profit of €8,751.
Where can I find the annual accounts of M.Y. CONSULTANT?
M.Y. CONSULTANT filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of M.Y. CONSULTANT due?
M.Y. CONSULTANT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.