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M.Y. CONSULTANT

Active
Private limited companyfounded 2002active for 24 yearsPromenade du Lac(BAR) 18, 6500 Beaumont, BelgiumKBO/BCE: BE 0476.753.218
Summary

M.Y. CONSULTANT has been active since 2002 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€20,751) and a net result of €8,751. Equity is growing by about 15% per year across the filed financial years. Its solvency ranks better than 5% of 9,787 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow ReportCompare
M.Y. CONSULTANTActiveChecked score 56/100
Risk analysis ReportCompare

Overview

Activity
Agents specialised in the wholesale of other particular products
NACE 46180
10th oldest company in Beaumont, Wholesale and retail trade sector1 site
Size
≈ €63,000turnover 2025, estimated
Staff
≈ 0 FTE, estimated
Equity
-€20,751
Profit
€8,751
Turnover estimated from the gross margin
Financial health
56 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
2025 accounts 6 days early1 of 3 deeds summarised
Why 56raises riskCapped at 59: negative equityNegative equity -€20,751lowers riskSize: total assets €1,447Founded in 2002Liquidity: current ratio 0.70, cash €1,047Show the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 58% of its sector peers (NACE 46, micro)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 0=
equity -1434.5% of total assets
Liquidity 50=
short-term debt 143.8% · cash 72.3%
Profitability 100+100
return on assets 604.9%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,896 companies, NACE 46, micro)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024lowest value 02-2025: 0.2%● unchanged vs 01-2025lowest value 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025 08-2025: 0.5%▲ +0.2 percentage points vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026highest value 08-2026: 0.2%▼ -0.3 percentage points vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 6% on solvency, 51% on liquidity, 95% on profitability and 81% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €1,447
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Negative equity -€20,751
NBB · annual accounts
lowers risk · Founded in 2002
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 0.70, cash €1,047
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 9787 sector peers (2025).
NBB · sector comparison
Position among 9787 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-07-2026, 6 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
6 days early
2024
2 days early
2023
137 days early
2021
98 days early
2020
150 days early
2019
119 days early
2018
93 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 86 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 April (4 of the last 5 filed years within 92 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Back to profitnet €8,751
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€20,751 View
  • Caution: Among the weakest 5% on solvencysector median 43.1% · 9,787 companies -1434.5% View
  • Positive: Filed on time since financial year 2017accounts within the deadline every year 8 years View

By topic

Financials

Financial year
2025
Total assets
€1,447
Profit
€8,751
Solvency
-1434.5%
Turnover▼ 9.1%
Net result
20182019
Go to Financials

Timeline

Events
27
Since
2004
Next accounts
by 31-07-2027
  1. 31-12-2024Weakest financial year
  2. 16-03-2024Annual accounts filed
  3. 31-12-2023Liquidity more than 6 times
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Agents specialised in the wholesale of other particular…NACE 46180
Founded
24-01-2002
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
28
Annual meeting
Third Saturday of June at 18:00
Purpose
“Toutes opérations et activités généralement quelconques dans le sens le plus large…” (deed in French)
Go to Articles of association

Key facts about M.Y. CONSULTANT

What is the company number of M.Y. CONSULTANT?
0476.753.218. In Belgium the VAT number is the company number with BE in front: BE 0476.753.218.
Where is M.Y. CONSULTANT based?
The registered office is at Promenade du Lac(BAR) 18, 6500 Beaumont.Company details
What does M.Y. CONSULTANT do?
According to the KBO register, the main activity is agents specialised in the wholesale of other particular products (NACE 46180).
What is the legal form of M.Y. CONSULTANT?
Private limited company (BV).
When was M.Y. CONSULTANT founded?
On 24-01-2002.
Is M.Y. CONSULTANT still active?
Yes, M.Y. CONSULTANT is an active enterprise in the KBO register.
What is the turnover of M.Y. CONSULTANT?
€15,819 in financial year 2019, according to the filed annual accounts.Financials
Is M.Y. CONSULTANT profitable?
In financial year 2025, M.Y. CONSULTANT made a profit of €8,751.
Where can I find the annual accounts of M.Y. CONSULTANT?
M.Y. CONSULTANT filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of M.Y. CONSULTANT due?
By 31-07-2027, for financial year 2026.Timeline

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