M-SOLUTIONS
ActiveM-SOLUTIONS has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €216k and a net result of €-12k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 95% of 1608 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
70
/ 100
Healthy▼ -16 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-4
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 62.22 against 18.45 in 2024), and 1.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
7 d early
2023
3 d late
2022
on the day
2021
8 d late
2020
9 d early
2019
83 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€216k▼ 5.4%
2024 · €228k
2018: €455k
2019: €460k
2020: €159k
2021: €177k
2022: €194k
2023: €226k
2024: €228k
2018 → 2025
Total assets
€219k▼ 7.8%
2024 · €237k
2018: €462k
2019: €463k
2020: €454k
2021: €472k
2022: €483k
2023: €510k
2024: €237k
2018 → 2025
Net result
€-12k
2024 · €2k
2018: €9k
2019: €5k
2020: €6k
2021: €18k
2022: €17k
2023: €33k
2024: €2k
2018 → 2025
Working capital
€166k▲ 5.5%
2024 · €157k
2018: €421k
2019: €438k
2020: €150k
2021: €168k
2022: €185k
2023: €137k
2024: €157k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€177k-€194k▲ 9.6%€226k▲ 16.8%€228k▲ 0.8%€216k▼ 5.4%
Operating result€27k-€26k▼ 6.2%€40k▲ 54.6%€3k▼ 93.7%€-14k
Net result€18k-€17k▼ 4.7%€33k▲ 92.7%€2k▼ 94.5%€-12k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €14k after €3k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €219k
Fixed assets
€50k▼ 29.3%
Current assets
€168k▲ 1.4%
Equity and liabilities €219k
Equity
€216k▼ 5.4%
Debt
€3k▼ 69.9%
The debt ratio falls from 3.8% to 1.2%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€7k▼
2024 · €23k
Cash flow
€9k▼
2024 · €22k
Solvency
98.8%▲
2024 · 96.2%
Current ratio
62.22▲
2024 · 18.45
Quick ratio
62.22▲
2024 · 18.45
Debt / equity
0.01▼
2024 · 0.04
ROE
-5.7%▼
2024 · 0.8%
ROA
-5.6%▼
2024 · 0.8%
Interest coverage
19.32▼
2024 · 91.08
Debt
€3k▼
2024 · €9k
Debt ≤ 1 year
€3k▼
2024 · €9k
Income taxes
€255▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€237k€219k▼
Fixed assets21/28€71k€50k▼
Tangible fixed assets22/27€71k€50k▼
Furniture and vehicles24€62k€41k▼
Other tangible fixed assets26€9k€9k=
Current assets29/58€166k€168k▲
Amounts receivable within one year40/41€43k€32k▼
Trade receivables40€6k-
Other amounts receivable41€36k€32k▼
Cash at bank and in hand54/58€120k€135k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€237k€219k▼
Equity10/15€228k€216k▼
Contributions10/11€12k€12k=
Capital10-€12k
Issued capital100-€19k
Uncalled capital101-€6k
Outside capital11€12k-
Other1109/19€12k-
Reserves13€133k€133k=
Non-distributable reserves130/1€33k€33k=
Legal reserve130€33k€33k=
Distributable reserves133€100k€100k=
Profit (loss) carried forward14€83k€71k▼
Amounts payable17/49€9k€3k▼
Amounts payable within one year42/48€9k€3k▼
Trade debts44€4k€1k▼
Suppliers440/4€4k€1k▼
Taxes, remuneration and social security45€5k€2k▼
Taxes450/3€5k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€21k▲
Other operating charges640/8€457€471▲
Gross operating margin9900€23k€7k▼
Operating profit (loss)9901€3k€-14k▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€251€354▲
Recurring financial charges65€251€354▲
Profit (loss) for the period before taxes9903€4k€-12k▼
Income taxes67/77€2k€255▼
Profit (loss) for the period9904€2k€-12k▼
Profit (loss) for the period to be appropriated9905€2k€-12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€83k€71k▼
Profit (loss) brought forward from the previous period14P€81k€83k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-12k ▼785%
Net result drops to €-12k, the lowest in the series.
31-12
Financial
Liquidity triplescurrent ratio 62.22
Current ratio from 18.45 to 62.22; short-term debt falls from €9k to €3k.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 12current ratio 18.45
Current ratio from 1.48 to 18.45; short-term debt falls from €284k to €9k.
03-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 3 days late
2023
31-12
Financial
Highest result since 2018net €33k ▲92.7%
Operating result €40k, net result €33k, both a record.
31-12
Financial
Equity above €200kEq €226k ▲16.8%
6 profitable years in a row build equity to €226k.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 8 days late
2021
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
22-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 83 days late
2019
31-12
Financial
Liquidity doublescurrent ratio 125.05
Current ratio from 61.71 to 125.05; short-term debt falls from €7k to €4k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tervuren
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rotselaerlaan 813080 TervurenGround area
761 m²
Building footprint
168 m²
Volume, LiDAR
899 m³
Parcel 24104C0084/00D000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24104C0084/00D000 | Flanders | 761 m² | 1 · 168 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DELBOO
BE 0883.715.134
Waregem · Eq €216k
CARINE HIRSCH
BE 0880.368.238
Elsene · Eq €216k
KM LAW
BE 0767.726.690
Sint-Gillis (bij-Brussel) · Eq €216k
ADVOCAAT GUIDO DIRKX
BE 0849.904.201
Bree · Eq €216k
Goris, Kips & Maes Advocaten
BE 0461.168.781
Antwerpen · Eq €216k
Of 22,024 companies in sector 69101 we hold annual accounts for 9,030. 7,126 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-10-2007
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
74141
69109Other legal services
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.