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M.S. COIFFURE

Active
Private limited company (pre-2019)founded 201312 yrs activeEdingensesteenweg 755B, 1502 Halle, BelgiumKBO/BCE: BE 0540.609.506

M.S. COIFFURE has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-9k) and a net result of €2k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 4610 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
47 / 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-21
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.48 against 0.25 in 2024; short-term debt: 128.7% and cash: 14.5% of total assets), and equity is negative.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-28.7%
Return on assets
8.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 12 years 0 20 y
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 4610 sector peers (2025).
NBB · sector comparison
Position among 4610 sector peers
Solvency
better than 20%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
28 d late
2024
47 d late
2023
30 d late
2022
77 d early
2021
20 d early
2020
31 d late
2019
90 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€-9k▲ 22.0%
2024 · €-11k
2018: €-8k 2019: €7k 2020: €5k 2021: €2k 2022: €-6k 2023: €-28k 2024: €-11k
2018 → 2025
Total assets
€31k▲ 10.4%
2024 · €28k
2018: €62k 2019: €75k 2020: €56k 2021: €30k 2022: €27k 2023: €38k 2024: €28k
2018 → 2025
Net result
€2k▼ 85.0%
2024 · €17k
2018: €-8k 2019: €15k 2020: €-2k 2021: €-2k 2022: €-9k 2023: €-21k 2024: €17k
2018 → 2025
Working capital
€-21k▲ 29.4%
2024 · €-29k
2018: €-27k 2019: €-28 2020: €-4k 2021: €-5k 2022: €-15k 2023: €-49k 2024: €-29k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€2k-€-6k€-28k▼ 334%€-11k▲ 59.4%€-9k▲ 22.0%
Operating result€233-€-4k€-16k▼ 322%€21k€4k▼ 79.2%
Net result€-2k-€-9k▼ 270%€-21k▼ 144%€17k€2k▼ 85.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-40k€-20k€0€20kOperating result 2021: €233€233Net result 2021: €-2k€-2kOperating result 2022: €-4k€-4kNet result 2022: €-9k€-9kOperating result 2023: €-16k€-16kNet result 2023: €-21k€-21kOperating result 2024: €21k€21kNet result 2024: €17k€17kOperating result 2025: €4k€4kNet result 2025: €2k€2k20212022202320242025
The operating result falls in 2025; 2025 is 79% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €31k
Fixed assets €12k▼ 34.4%
Current assets €19k▲ 93.1%
Key figures and ratios
2025 value · change against 2024
EBITDA
€11k
2024 · €28k
Cash flow
€9k
2024 · €24k
Solvency
-28.7%
2024 · -40.6%
Current ratio
0.48
2024 · 0.25
Quick ratio
0.38
2024 · 0.18
Debt / equity
-4.49
2024 · -3.46
ROA
8.1%
2024 · 59.5%
Interest coverage
6.14
2024 · 6.53
Debt
€39k
2024 · €39k
Debt ≤ 1 year
€39k
2024 · €39k
Income taxes
€133
Staff costs
€46k
2024 · €56k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€28k€31k
Fixed assets21/28€18k€12k
Tangible fixed assets22/27€18k€12k
Land and buildings22€2k€2k
Plant, machinery and equipment23€12k€9k
Furniture and vehicles24€4k€1k
Financial fixed assets28€199€199=
Current assets29/58€10k€19k
Stocks and contracts in progress3€3k€4k
Stocks30/36€3k€4k
Amounts receivable within one year40/41-€11k
Trade receivables40-€11k
Other amounts receivable41-€13
Cash at bank and in hand54/58€7k€4k
Equity and liabilities
Total equity and liabilities10/49€28k€31k
Equity10/15€-11k€-9k
Contributions10/11€13k€13k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-26k€-24k
Amounts payable17/49€39k€39k
Amounts payable within one year42/48€39k€39k
Financial debts43€13k€14k
Credit institutions430/8€13k€14k
Trade debts44€8k€13k
Suppliers440/4€8k€13k
Taxes, remuneration and social security45€17k€13k
Taxes450/3€11k€8k
Remuneration and social security454/9€6k€5k
Accrued charges and deferred income492/3€100-
Income statement Code20242025
Non-recurring operating income76A-€8k
Remuneration, social security and pensions62€56k€46k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€6k
Other operating charges640/8€2k€345
Gross operating margin9900€85k€57k
Operating profit (loss)9901€21k€4k
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€4k€2k
Recurring financial charges65€4k€2k
Profit (loss) for the period before taxes9903€17k€3k
Income taxes67/77-€133
Profit (loss) for the period9904€17k€2k
Profit (loss) for the period to be appropriated9905€17k€2k
Appropriation of the result
Profit (loss) to be appropriated9906€-26k€-24k
Profit (loss) brought forward from the previous period14P€-43k€-26k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
16-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 47 days late
2024
31-12
Financial Back to profitnet €17k
Net result €17k after 4 loss-making years.
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial Weakest financial yearnet €-21k
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
15-05
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
11-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
29-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
31-12
Financial Back to profitnet €15k
Net result €15k after one loss-making year.
15-10
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 76 days late
2018
10-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
25-09
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 56 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 2014
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Edingensesteenweg 755B1502 Halle
Ground area
1,688 m²
Building footprint
478 m²
Volume, LiDAR
3,946 m³
2 parcels, Flanders · tallest building 12.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Kapsalon Salvatore
Ninoofsesteenweg 337, 1700 DilbeekHairdressing
since 20142.227.619.945
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23043B0372/00L000 Flanders 1,388 m² 1 · 180 m² 10.7 m · 2 fl.
23016D0063/00W002 Flanders 300 m² 1 · 299 m² 12.6 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 21,750 companies in sector 96210 we hold annual accounts for 2,832. 1,563 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded08-10-2013
Fiscal year end31-12
Activities, NACEBEL
96021Hairdressing
96210Hairdressing and barber services
96022Beauty treatment
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.