JCB MARCHE
ActiveSummary
JCB MARCHE has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€3,260) and a net result of €15,655. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 21% of 1099 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency15▲+15
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.91 against 0.62 in 2024; short-term debt: 106.9% and cash: 7% of total assets), and equity is negative.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-9.6%
Return on assets
45.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 1099 sector peers (2025).
NBB · sector comparisonPosition among 1099 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
14 d early
2023
5 d early
2022
4 d early
2021
31 d late
2020
13 d late
2019
22 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average on the deadline day; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€15,655
2024 · -€18,218
Working capital
-€3,099▲ 84.0%
2024 · -€19,367
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€7,226▲ 269%€6,284▼ 13.0%-€11,444-€16,719▼ 46.1%€17,120
Net result€5,059within the sector's middle half€4,706within the sector's middle half▼ 7.0%-€12,192below the sector's middle half-€18,218below the sector's middle half▼ 49.4%€15,655within the sector's middle half
Equity€6,789within the sector's middle half▲ 292%€11,495within the sector's middle half▲ 69.3%-€697below the sector's middle half-€18,915below the sector's middle half▼ 2,614%-€3,260below the sector's middle half▲ 82.8%
Total assets€31,400below the sector's middle half▲ 0.5%€44,387below the sector's middle half▲ 41.4%€38,504below the sector's middle half▼ 13.3%€31,521below the sector's middle half▼ 18.1%€34,082below the sector's middle half▲ 8.1%
Debt€24,611▼ 16.6%€32,892▲ 33.6%€39,201▲ 19.2%€50,436▲ 28.7%€37,342▼ 26.0%
Working capital€5,006within the sector's middle half€9,927within the sector's middle half▲ 98.3%-€1,753within the sector's middle half-€19,367within the sector's middle half▼ 1,005%-€3,099within the sector's middle half▲ 84.0%
Solvency21.6%within the sector's middle half▲ 16.1pp25.9%within the sector's middle half▲ 4.3pp-1.8%below the sector's middle half▼ 27.7pp-60.0%below the sector's middle half▼ 58.2pp-9.6%below the sector's middle half▲ 50.4pp
Current ratio1.20within the sector's middle half▲ 0.651.30within the sector's middle half▲ 0.100.96within the sector's middle half▼ 0.350.62below the sector's middle half▼ 0.340.91within the sector's middle half▲ 0.30
Return on assets (ROA)16.1%above the sector's middle half▲ 16.6pp10.6%above the sector's middle half▼ 5.5pp-31.7%below the sector's middle half▼ 42.3pp-57.8%below the sector's middle half▼ 26.1pp45.9%above the sector's middle half▲ 103.7pp
Staff (FTE)1.5below the sector's middle half▼ 16.7%1.9below the sector's middle half▲ 26.7%1.6below the sector's middle half▼ 15.8%1.6below the sector's middle half=2.6within the sector's middle half▲ 62.5%
above
within
below
the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €17,120 after a loss of €16,719 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €34,082
Fixed assets
€738 ▲ 63.7%
Current assets
€33,343 ▲ 7.3%
Equity and liabilities
Equity-€3,260
Debt€37,342
Equity is negative: debt (€37,342) exceeds the balance-sheet total (€34,082).
Key figures and ratios
EBITDA
€17,576▲
2024 · -€16,114
Cash flow
€16,111▲
2024 · -€17,613
Quick ratio
0.56▲
2024 · 0.33
Interest coverage
13.38▲
2024 · -12.12
Debt ≤ 1 year
€36,442▼
2024 · €50,436
Income taxes
€152▼
2024 · €176
Staff costs
€39,375▼
2024 · €44,416
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,632 companies that looked in July 2024 the way this one looks now, 2.9% went bankrupt within 24 months and 92% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a profit of 5% of the balance sheet or more
2.9%
went bankrupt
4.8%
stopped otherwise
92%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,632 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €12,638 | €27,555 | - | - | - | - |
| Remuneration, social security and pensions62 | €10,153 | €36,216 | €38,834 | €44,416 | €39,375 | ▼ 11.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13,490 | €1,576 | €966 | €605 | €456 | ▼ 24.7% |
| Other operating charges640/8 | €3,802 | €4,429 | €2,013 | €1,383 | €1,604 | ▲ 16.0% |
| Non-recurring operating charges66A | - | €1,381 | - | - | - | - |
| Gross operating margin9900 | €34,670 | €49,886 | €30,368 | €29,685 | €58,555 | ▲ 97.3% |
| Operating profit (loss)9901 | €7,226 | €6,284 | -€11,444 | -€16,719 | €17,120 | ▲ 202% |
| Financial income75/76B | - | - | €683 | €5 | - | - |
| Recurring financial income75 | - | - | €683 | €5 | - | - |
| Financial charges65/66B | €1,315 | €1,278 | €1,247 | €1,329 | €1,313 | ▼ 1.2% |
| Recurring financial charges65 | €1,315 | €1,278 | €1,247 | €1,329 | €1,313 | ▼ 1.2% |
| Profit (loss) for the period before taxes9903 | €5,910 | €5,006 | -€12,008 | -€18,043 | €15,807 | ▲ 188% |
| Income taxes67/77 | €852 | €300 | €184 | €176 | €152 | ▼ 13.4% |
| Profit (loss) for the period9904 | €5,059 | €4,706 | -€12,192 | -€18,218 | €15,655 | ▲ 186% |
| Profit (loss) for the period to be appropriated9905 | €5,059 | €4,706 | -€12,192 | -€18,218 | €15,655 | ▲ 186% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €31,400 | €44,387 | €38,504 | €31,521 | €34,082 | ▲ 8.1% |
| Fixed assets21/28 | €1,783 | €1,568 | €1,056 | €451 | €738 | ▲ 63.7% |
| Intangible fixed assets21 | €617 | - | - | - | - | - |
| Tangible fixed assets22/27 | €1,051 | €1,453 | €941 | €336 | €623 | ▲ 85.4% |
| Plant, machinery and equipment23 | €209 | €1,091 | €941 | €336 | €100 | ▼ 70.2% |
| Furniture and vehicles24 | €842 | €362 | - | - | €523 | - |
| Financial fixed assets28 | €115 | €115 | €115 | €115 | €115 | = |
| Current assets29/58 | €29,617 | €42,819 | €37,448 | €31,070 | €33,343 | ▲ 7.3% |
| Stocks and contracts in progress3 | €18,086 | €17,843 | €17,523 | €14,397 | €12,767 | ▼ 11.3% |
| Stocks30/36 | €18,086 | €17,843 | €17,523 | €14,397 | €12,767 | ▼ 11.3% |
| Amounts receivable within one year40/41 | - | €1,000 | €5,991 | €8,868 | €15,497 | ▲ 74.8% |
| Trade receivables40 | - | - | €545 | €3,884 | - | - |
| Other amounts receivable41 | - | €1,000 | €5,446 | €4,984 | €15,497 | ▲ 211% |
| Cash at bank and in hand54/58 | €11,060 | €16,248 | €5,984 | €2,043 | €2,377 | ▲ 16.3% |
| Deferred charges and accrued income490/1 | €471 | €7,728 | €7,951 | €5,762 | €2,702 | ▼ 53.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €31,400 | €44,387 | €38,504 | €31,521 | €34,082 | ▲ 8.1% |
| Equity10/15 | €6,789 | €11,495 | -€697 | -€18,915 | -€3,260 | ▲ 82.8% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €8,500 | €8,500 | €8,500 | €8,500 | €8,500 | = |
| Distributable reserves133 | €8,500 | €8,500 | €8,500 | €8,500 | €8,500 | = |
| Profit (loss) carried forward14 | -€7,911 | -€3,205 | -€15,397 | -€33,615 | -€17,960 | ▲ 46.6% |
| Amounts payable17/49 | €24,611 | €32,892 | €39,201 | €50,436 | €37,342 | ▼ 26.0% |
| Amounts payable within one year42/48 | €24,611 | €32,892 | €39,201 | €50,436 | €36,442 | ▼ 27.7% |
| Current portion of amounts payable after more than one year42 | €552 | - | - | - | - | - |
| Trade debts44 | €10,779 | €14,893 | €22,035 | €39,343 | €19,908 | ▼ 49.4% |
| Suppliers440/4 | €10,779 | €14,893 | €22,035 | €39,343 | €19,908 | ▼ 49.4% |
| Taxes, remuneration and social security45 | €8,960 | €13,583 | €13,952 | €11,093 | €16,534 | ▲ 49.1% |
| Taxes450/3 | €5,249 | €7,299 | €5,367 | €7,883 | €9,228 | ▲ 17.1% |
| Remuneration and social security454/9 | €3,711 | €6,284 | €8,585 | €3,210 | €7,306 | ▲ 128% |
| Other amounts payable47/48 | €4,319 | €4,416 | €3,215 | - | - | - |
| Accrued charges and deferred income492/3 | - | - | - | - | €900 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5,059 | €4,706 | -€12,192 | -€18,218 | €15,655 | ▲ 186% |
| + Depreciation and write-downs630 | €13,490 | €1,576 | €966 | €605 | €456 | ▼ 24.7% |
| Operating cash flow (approximation) | €18,549 | €6,282 | -€11,226 | -€17,613 | €16,111 | ▲ 191% |
| Investment in fixed assets (approximation) | - | -€1,361 | -€454 | €0 | -€743 | - |
| Change in cash | - | €5,188 | -€10,264 | -€3,941 | €334 | ▲ 108% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €15,655
Net result €15,655 after 2 loss-making years.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet -€18,218
Net result drops to -€18,218, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-12
Financial
Back to profitnet €5,059
Net result €5,059 after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.20
Current ratio from 0.55 to 1.20; short-term debt falls from €28,955 to €24,611.
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 13 days late
2020
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
No directors read yet: 0 of 5 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Marche-en-Famenne · 1 establishment unit since 2012
Ground area
82 m²
Building footprint
43 m²
Parcel 83034A0208/00N000, Wallonia. Linked by address, not a title deed.
1 establishment unit
JCB MARCHE
since 20122.207.070.001
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 83034A0208/00N000 | Wallonia | 82 m² | 1 · 43 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PEOPLE + MANAGEMENT
BE 0463.066.617
Antwerpen · FTE 2.6
EM-MA HAIR
BE 0567.884.718
Antwerpen · FTE 2.6
Don Barber Shop
BE 0672.829.612
Ham-sur-Heure-Nalinnes · FTE 2.6
Zi-You
BE 0803.198.996
Gent · FTE 2.6
KONING HAAR
BE 0808.972.179
Antwerpen · FTE 2.6
Of 21,722 companies in this sector we hold annual accounts for 2,838. 228 are within a factor 10 of this headcount. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded24-02-2012
Fiscal year end31-12
Activities, NACEBEL 2025
96210Hairdressing and barber services
47750Retail sale of cosmetics and toilet articles
Contact
E-mail
biguinemarche@gmail.comMarche-en-Famenne
Phone
084/21 10 18Marche-en-Famenne
E-invoicing
Left the Peppol register
Left the register on 1 October 2026.
What can you do?
Ask the customer which channel they now receive invoices on.
If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance
If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.